The Riachuelo Credit Card is part of the Riachuelo chain of stores; a reference in the fashion retail sector; Riachuelo stores offer numerous installment options; and your card has come to add even more to the various credit options;
It has a Mastercard flag and allows you to purchase various products in the store in installments; you can create an amount and pay the total amount in installments; for example: make R$1,000 in purchases and pay in 10 installments of R$100.
What is it?
It is a Mastercard card that allows you to purchase various products in installments or in cash in different stores; not limited to just Riachuelo stores;
It has an annual fee of R$7.25/month and requires the customer to have a minimum income of 1 salary; by purchasing with the card at Riachuelo stores, the customer obtains numerous advantages and benefits.
It has coverage throughout the national territory; that is, it is not an international card and can only be used in Brazilian territory;
However, it has a points system after each purchase; it's ideal for buying numerous items in bulk and later exchanging them for thousands of products through its cashback system;
How to apply?
You can apply for the Riachuelo credit card through its app, available in the main app stores on the market; or directly at one of the many franchises spread throughout Brazil;
Required documents/data
- Email address
- Cell phone number
- CPF
- ID
To request the Riachuelo card, you must download the Cartão RCHLO application and create your account;
Fill in your details and request the card; you'll undergo a credit analysis, which will evaluate your bank score and monthly income in some cases. Once this is done, you'll receive feedback via email on whether or not you were approved.
If your credit hasn't been approved, chances are you have a low or negative credit score! It's worth checking out the best credit cards for those with negative credit.
- Best credit cards for those with bad credit: find out more here
- Bad credit? Check out the best credit card without a credit check
If you intend to apply for the Riachuelo card at a physical store, you must bring the documents/data mentioned above and request your registration; online or not, the chances of approval will depend on your credit score;
Can anyone apply?
No! You need a medium to high credit score and a minimum income of 1 minimum wage to apply for a Riachuelo credit card. If you're not approved, check out other credit card options that are a great help to those without credit.
- Got a bad credit history? Get a BMG credit card for people with bad credit now.
- Iti Card: Visa Platinum with no annual fee: how it works and benefits
Benefits and advantages
The Riachuelo credit card has its own points system, causing sales figures within the store to increase exponentially; due to the exchange of points after each new purchase made in the store chain;
Although the card has an annual fee, it's offset by its daily support system; and its installment benefits attract the attention of many customers; often allowing you to pay debts in 12 installments and interest-free!
However, although it is an ideal card for those who make bulk purchases, it is not recommended for those who do not intend to use it frequently; due to its annual fee, charged monthly; a negative point when compared to other cards in the niche; which in addition to having an international flag also do not charge an annual fee;
