Many people today don't have a credit card because they have a negative credit history. Those with a negative credit history know how difficult it is to find a good credit card that doesn't check your credit report with SPC and Serasa (Brazilian credit bureaus).
Today we've selected some credit cards that you can apply for even if you have a negative credit history. It's very important to remember that every time you apply for credit at any bank, they will conduct an analysis, even if you don't have a negative credit history.
3 credit cards for people with bad credit that don't check SPC and Serasa (Brazilian credit bureaus)
We've selected some credit card options for those of you who have a negative credit history and are unable to apply for a credit card.
1- BMG Card Mastercard
BMG Card credit card does not check your credit history with Serasa and SPC, and to make you even happier, it has no annual fees or maintenance charges.
This credit card is accepted by various establishments both within and outside the country that are affiliated with the Mastercard network.
This credit card is a payroll-deducted credit card, therefore, to apply for it, you will need to be a retiree, public servant, or INSS pensioner.
2- DayCred
This is yet another credit card option that does not perform a credit check with SPC and Serasa (Brazilian credit bureaus).
You can apply for the DayCred credit card online without leaving your home. You can apply for this credit card with just a few details requested during the application process.
In addition to everything we've already mentioned about this credit card, it also allows for purchases to be made in full or in installments of up to 15 months, interest-free, and you even have up to 40 days before you have to start paying.
To learn more details about this credit card, visit their website where you will find all the information about it.
3 – Simple Cash Card
Caixa Simples credit card is for retired and pensioned INSS beneficiaries under 75 years of age.
This credit card, which comes with the Elo logo, is accepted in Brazil and also abroad in online and physical stores.
In addition to everything else, this credit card has no annual fee.
Because this is a payroll-deducted credit card, part of the value of your credit card bill is automatically deducted directly from your benefit.