Many people today don't have a credit card because they have a negative credit history. Those with a negative credit history know how difficult it is to find a good credit card that doesn't require a credit check from the SPC and Serasa credit rating agencies.
Today we've selected some credit cards that you can still apply for even if you have a bad credit history. It's important to remember that every time you apply for credit at any bank, they'll perform an analysis even if you don't have a bad credit history.
3 credit cards for those with bad credit who don't check SPC and Serasa
We've put together some credit card options for those of you who have a bad credit history and can't apply for a credit card.
1- BMG Card Mastercard
This credit card, the BMG Card, does not check Serasa or SPC and, to make you even happier, it has no annual fee or maintenance fees.
This credit card is accepted by several establishments within and outside the country that are accredited to the Mastercard brand.
This credit card is a payroll credit card, so to apply you will need to be a retiree, public servant or INSS pensioner.
2- DayCred
This is another credit card option that is not analyzed by Spc and Serasa.
You can apply for the DayCred credit card online without leaving your home. You can apply for this credit card by simply entering a few details.
In addition to everything we've already talked about with this credit card, it also allows you to make purchases in cash or in installments of up to 15 times and without interest, you still have up to 40 days to start paying.
To find out more details about this credit card, visit their website and you will be able to find all the details about this credit card.
3 – Caixa Simple Card
Caixa Simples credit card is for retired people and INSS pensioners under 75 years of age.
This credit card, which comes with the Elo brand, is accepted in Brazil and also abroad in online and physical stores.
In addition, this credit card has no annual fee.
Because it is a payroll credit card, part of the amount of your credit card bill is automatically discounted directly from your benefit.
