These days, finding a credit card that offers real benefits can be a real challenge. After all, there are so many options on the market that choosing the ideal one for your spending habits requires a good deal of research. However, if you are an Amazon Prime subscriber and frequently shop on the platform, the Amazon Prime Mastercard Platinum be a good choice.
With it, you can accumulate cashback, pay for purchases in installments with special conditions, and also have access to a series of benefits from the Platinum category. But before making a decision, it's important to understand if this card is really worthwhile for your lifestyle. With that in mind, we've prepared a complete guide for you to learn about all the advantages and possible limitations of this card.
If you're curious to know how it works, keep reading! Here, we'll detail the main benefits, how to apply for it, and compare it to other cards on the market. By the end of this article, you'll have all the information you need to decide if the Amazon Prime Mastercard Platinum is really the best choice for you.
What is the Amazon Prime Mastercard Platinum?
The Amazon Prime Mastercard Platinum is a credit card offered by Amazon in partnership with an issuing bank. It is specifically designed for Prime members, guaranteeing exclusive benefits. With it, you can maximize your purchases and enjoy various additional advantages.
Amazon Prime Mastercard Platinum Benefits
Amazon doesn't mess around when it comes to offering benefits to its customers! So, check out the main benefits of the Amazon Prime Mastercard Platinum:
1. Turbocharged Cashback
- Amazon Shopping: If you're an Amazon Prime , you receive special cashback on purchases made on the platform, making your shopping even more advantageous.
- Purchases at other establishments: Depending on the issuing bank, there is also a cashback percentage for purchases made at other establishments, increasing the possibilities for savings.
2. Zero Annual Fee
One of the main attractions of this card is that it has no annual fee . This way, you don't have to worry about additional fees, saving even more money.
3. Exclusive Offers and Discounts
In addition to cashback, Amazon Prime Mastercard Platinum cardholders have access to special promotions on Amazon. This includes extra discounts on select products and even early access to major sales, such as Black Friday and Prime Day .
4. Special Installment Plan
Another positive point is that many products sold on Amazon can be paid for in installments without interest. This gives you more flexibility to organize your budget and make purchases without compromising your finances.
5. Mastercard Platinum Security
As it is a Platinum category card, it comes with exclusive benefits, such as:
- Purchase insurance , providing protection against accidental damage or theft.
- Fraud protection , ensuring greater peace of mind in your transactions.
- Emergency medical travel insurance , ideal for frequent travelers.
- 24-hour concierge service to assist in various everyday situations.
How do I apply for the Amazon Prime Mastercard Platinum?
The application process is very simple and entirely online. To do so, follow these steps:
- First, you need to be an Amazon Prime .
- After that, access the Amazon website or the partner bank's website.
- Next, fill in your details and wait for the credit analysis.
- Finally, if approved, you will receive the physical card and can also use it virtually even before it arrives.
Amazon Prime Mastercard Platinum vs. Other Cards
If you're still undecided between this card and others on the market, see how it compares:
| Feature | Amazon Prime Mastercard Platinum | Conventional Card |
|---|---|---|
| Annuity | Free | It can be paid |
| Cashback | Yes, especially on Amazon | It depends on the bank |
| Discounts | Exclusive on Amazon | Limited |
| Mastercard Benefits | Platinum | Gold or basic |
If you frequently shop on Amazon, you'll hardly find a card as advantageous as this one!
Points to Consider Before Applying
However, before requesting your card, it is essential to consider some important aspects:
- Approval requirements: Depending on the partner bank, there may be a more rigorous credit analysis, which could make approval more difficult.
- Limited use: Since the best deals are within Amazon, if you don't frequently shop on the platform, it might not be as advantageous.
- No frequent flyer program: Unlike other Platinum cards, this card is not focused on accumulating points for travel programs.
Is it Worth Having the Amazon Prime Mastercard Platinum?
If you're already an Amazon Prime member , enjoy online shopping, and want to save money with cashback and exclusive discounts, this card could be an excellent investment! On the other hand, if your focus is on accumulating miles or seeking benefits for in-store purchases, it might be interesting to consider other options.