These days, finding a credit card that offers real benefits can be a real challenge. After all, there are so many options on the market that choosing the ideal one for your spending profile requires a good deal of research. However, if you're an Amazon Prime subscriber and shop frequently on the platform, the Amazon Prime Mastercard Platinum be a good choice.
With it, you can earn cashback, pay for purchases in installments with special conditions, and even access a series of Platinum category benefits. But before making a decision, it's important to understand whether this card is truly worth it for your lifestyle. With that in mind, we've prepared a comprehensive guide to help you understand all the advantages and potential limitations of this card.
If you're curious about how it works, keep reading! Here, we'll detail the main benefits, how to apply, and compare it to other cards on the market. By the end of this article, you'll have all the information you need to decide if the Amazon Prime Mastercard Platinum is truly the best choice for you.
What is the Amazon Prime Mastercard Platinum?
The Amazon Prime Mastercard Platinum is a credit card offered by Amazon in partnership with an issuing bank. It's specifically designed for Prime members, offering exclusive benefits. This allows you to maximize your purchases and enjoy a variety of additional benefits.
Amazon Prime Mastercard Platinum Benefits
Amazon doesn't mess around when it comes to offering perks to its customers! So, check out the main benefits of the Amazon Prime Mastercard Platinum:
1. Turbocharged Cashback
- Amazon Shopping: If you're an Amazon Prime , you'll receive a special cashback on purchases made on the platform, making your purchases even more worthwhile.
- Purchases at other establishments: Depending on the issuing bank, there is also a cashback percentage for purchases made at other establishments, increasing the possibilities for savings.
2. Zero Annual Fee
One of the main attractions of this card is that it has no annual fee . This means you don't have to worry about additional fees, saving even more.
3. Exclusive Offers and Discounts
In addition to cashback, Amazon Prime Mastercard Platinum customers have access to special promotions on Amazon. This includes extra discounts on select products and even early access to major sales like Black Friday and Prime Day .
4. Special Installment Plan
Another plus is that many products sold on Amazon can be paid in multiple interest-free installments. This gives you more flexibility to manage your budget and make purchases without compromising your finances.
5. Mastercard Platinum Security
As it is a Platinum category card, it has exclusive benefits, such as:
- Purchase insurance , providing protection against accidental damage or theft.
- Fraud protection , ensuring greater peace of mind in your transactions.
- Travel medical emergency insurance , ideal for those who travel frequently.
- 24-hour concierge service to assist you in a variety of everyday situations.
How to Apply for the Amazon Prime Mastercard Platinum?
The application process is very simple and completely online. To do so, follow these steps:
- First, you need to be an Amazon Prime .
- After that, go to the Amazon or partner bank website.
- Then fill in your details and wait for the credit analysis.
- Finally, if approved, you receive the physical card and can also use it virtually even before your arrival.
Amazon Prime Mastercard Platinum vs. Other Cards
If you're still unsure between this card and others on the market, see how it compares:
| Feature | Amazon Prime Mastercard Platinum | Conventional Card |
|---|---|---|
| Annuity | Free | Can be paid |
| Cashback | Yes, especially on Amazon | It depends on the bank |
| Discounts | Exclusives on Amazon | Limited |
| Mastercard Benefits | Platinum | Gold or basic |
If you shop on Amazon frequently, you'll be hard-pressed to find a card as advantageous as this one!
Points of Attention Before Requesting
However, before requesting your card, it is essential to consider some important aspects:
- Approval requirements: Depending on the partner bank, there may be a more rigorous credit analysis, which may make approval more difficult.
- Limited use: Since the best benefits are within Amazon, if you don't shop frequently on the platform, it may not be as beneficial.
- No miles program: Unlike other Platinum cards, this card is not focused on accumulating points for travel programs.
Is it Worth Having the Amazon Prime Mastercard Platinum?
If you're already an Amazon Prime member , enjoy shopping online, and want to save with cashback and exclusive discounts, this card could be an excellent investment! On the other hand, if your focus is on accumulating miles or seeking perks for in-store purchases, you might want to consider other options.
