Through the Banco Pan FGTS loan, it is possible to advance the FGTS installment amounts in any month of the year; formally, Caixa Econômica provides an annual benefit to workers, which can only be withdrawn in the month in which the worker's birthday is celebrated;
In this way, Banco Pan opened a new type of loan which consists of an advance on these installments; which can be at least R$500 and will be paid in up to three installments annually; being a helping hand for many Brazilians who for some reason had unforeseen circumstances;
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What is it?
It is a type of loan that will cover all types of CLT workers who receive FGTS annually; in which they can advance their credit and have the money in their account within 24 hours;
It's worth noting that the FGTS loan even covers those with bad credit; that is, anyone who is interested and needs the credit will be able to obtain it without any problems, and best of all, it's all done online.
Does Banco Pan offer FGTS loans?
Yes! The Banco Pan FGTS loan has one of the lowest interest rates on the market, at just R$1.99, and provides immediate credit upon approval.
That is, he needs to access the client's FGTS balance to calculate how much advance he can receive; since it is included in a loan modality;
However, their rates are very low and, depending on the customer's situation, they are a real lifesaver, as stated by the director of payments at the private institution Banco Pan;
How does it work?
Customers interested in advancing their anniversary withdrawal through Banco Pan will apply for a loan online through the bank's official app. This will authorize access to their FGTS, and on the installment date, the amount will be credited directly to the bank.
The interest rate runs monthly, at 1.99%/month, considered one of the best on the market due to its low rates and other benefits; see below how to apply and the step-by-step guide on how to contract without any errors;
Let's say you receive FGTS in month 09 and request an advance from Banco Pan for an FGTS loan in month 07; when the month in question arrives, Caixa Econômica will automatically transfer it to the private institution in question.
Banco Pan FGTS Loan: How to Apply?
To apply is very simple and you will only need a cell phone and some data on hand; namely: ID and CPF; once this is done, you must follow the steps below:
1 – Enter the FGTS app, check your balance and in the home tab allow banks and financial institutions to see your available FGTS balance
2 – Once done, go to the settings and authorize the balance search again.
3 – After you have authorized the banks to access your balance in a completely secure manner, you will enter the Banco Pan application and in the initial tab click on the FGTS anniversary withdrawal option and begin the registration process.
4 – During registration, you will see the existing clauses, such as annual interest rate and things like that; click on I have read and agree and continue; the Bank will analyze your balance and, based on that, will calculate a base loan amount that will be available to you.
5 – Click finish and wait 24 hours for your FGTS loan to be in your bank account.
Is it safe?
Yes! All procedures are monitored by Caixa Econômica, which will even credit the installment amount directly to Banco Pan each year. This way, you can complete all these transactions without even leaving your home. It's worth checking out!
