If you're one of those people who enjoy exclusivity, cashback, miles, and an extra dose of perks, sit back and enjoy some hot news! Today we're going to talk about the Banrisul Visa Infinite Ultra Card , a premium option that could be the upgrade your financial life needs.
What is the Banrisul Visa Infinite Ultra Card?
The Banrisul Visa Infinite Ultra is Banrisul's top-of-the-line credit card, featuring the Visa Infinite , which is already synonymous with exclusivity. The card is geared toward high-income customers seeking unique benefits, such as enhanced cashback, a rewarding points program, access to VIP lounges, and premium service.
Main Benefits of the Banrisul Visa Infinite Ultra Card
Check out the reasons why you might want this card in your wallet right now:
1. Turbo Cashback
Nothing better than spending and getting part of it back, right? With the Banrisul Visa Infinite Ultra Card, you can earn up to 2.2% on your purchases. That means if you spend R$10,000 a month, you could get R$220 back. Sounds like a small amount? Now imagine that over the course of a year! 💰
2. BanriClube Points Program
If you prefer to accumulate points and exchange them for travel, rewards, or even a discount on your bill, this card is for you! BanriClube allows you to accumulate 2.5 points per dollar spent , and these points can be converted to airline programs like Smiles, LATAM Pass, and TAP Miles&Go.
3. Access to VIP Lounges via LoungeKey
If you're the type of person who loves to travel in style, you'll be pleased to know that the Banrisul Visa Infinite Ultra offers free and unlimited access to VIP lounges through LoungeKey . So, no more airport hassles! ✈️🍾
4. Visa Infinite Benefits
Like every Visa Infinite card, this one is also packed with benefits:
- Travel Insurance with coverage for medical emergencies and lost luggage.
- Purchase and Price Protection , ensuring you always pay the lowest price.
- 24-hour concierge , a service that helps you with reservations, information and much more.
Who Can Apply?
This card is geared toward high-income customers, and Banrisul typically requires a minimum income of R$20,000.00 for approval. Additionally, a good credit history is required to increase your chances of approval.
Annual Fee and How to Get Exemption
Now comes the part that many people want to know: how much does this joke cost?
The annual fee for the Banrisul Visa Infinite Ultra is R$1,500.00 per year , payable in 12 installments of R$125. However, there are ways to get an exemption:
- Expenses above R$10,000.00/month will cancel the annual fee.
- Banrisul Private Clients may have special conditions.
Is the Banrisul Visa Infinite Ultra Card Worth It?
If you have a high-income profile, travel a lot, and enjoy premium perks, it's WELL worth it ! The cashback is one of the best on the market, and the rewards program is very competitive. Not to mention the VIP access, which is a plus for those who are always at airports.
Now, if you don't have such a high monthly expense, you might want to consider other options, such as cards with no annual fee that offer interesting benefits.
How to Apply for the Banrisul Visa Infinite Ultra Card
If after all this you are interested, the application process is simple:
- Visit the Banrisul website or find your branch.
- Make sure you meet the income requirements.
- Complete the proposal and send the requested documents.
- Wait for credit analysis.
If approved, the card arrives at your home ready to use!