If you're one of those who enjoy exclusivity, cashback, miles, and an extra dose of perks, sit back because here comes some hot news! Today we're going to talk about the Banrisul Visa Infinite Ultra Card , an option that has arrived in the premium market with a bang and could be the upgrade your financial life has been missing.
What is the Banrisul Visa Infinite Ultra Card?
The Banrisul Visa Infinite Ultra is a top-of-the-line credit card from Banrisul, bearing the Visa Infinite , which is synonymous with exclusivity. The card is aimed at high-income clients seeking differentiated benefits, such as boosted cashback, a rewarding points program, access to VIP lounges, and premium customer service.
Main Benefits of the Banrisul Visa Infinite Ultra Card
Here are the reasons why you might want this card in your wallet right now:
1. Cashback Turbo
Nothing beats spending and getting some of it back, right? With the Banrisul Visa Infinite Ultra Card, you can get up to 2.2% on your purchases. That means if you spend R$10,000 in a month, you can get R$220 back. Sounds like a small amount? Now imagine that over the course of a year! 💰
2. BanriClube Points Program
If you prefer to accumulate points and exchange them for trips, prizes, or even discounts on your bill, this card is also for you! BanriClube allows you to accumulate 2.5 points per dollar spent , and these points can be converted to airline programs such as Smiles, LATAM Pass, and TAP Miles&Go.
3. Access to VIP lounges via LoungeKey
If you're the type who loves to travel in style, you'll be happy to know that the Banrisul Visa Infinite Ultra offers free and unlimited access to VIP lounges through LoungeKey . In other words, no more airport hassles! ✈️🍾
4. Visa Infinite Benefits
Like all Visa Infinite cards, this one also comes packed with benefits:
- Travel insurance with coverage for medical emergencies and lost luggage.
- Purchase and Price Protection , ensuring you always pay the lowest price.
- 24-hour concierge service, which helps you with reservations, information, and much more.
Who Can Apply?
This card is aimed at high-income clients, and Banrisul usually requires a minimum income of R$ 20,000.00 for approval. In addition, a good credit history is necessary to increase the chances of approval.
Annual Fees and How to Obtain an Exemption
Now comes the part that many people want to know: how much does this little game cost?
The annual fee for the Banrisul Visa Infinite Ultra is R$ 1,500.00 , payable in 12 installments of R$ 125. However, there are ways to obtain a fee waiver:
- Spending over R$ 10,000.00/month waives the annual fee.
- Banrisul Private clients may be eligible for special conditions.
Is the Banrisul Visa Infinite Ultra Card Worth Having?
If you have a high income profile, travel frequently, and enjoy premium benefits, it's VERY worthwhile ! The cashback is one of the best on the market, and the points program is very competitive. Not to mention the VIP access, which is a plus for those who are always at airports.
Now, if you don't have such high monthly expenses, it might be better to consider other options, such as no-annual-fee credit cards that offer attractive benefits.
How to Apply for the Banrisul Visa Infinite Ultra Card
If after all this you're still interested, the application process is simple:
- Visit the Banrisul website or contact your local branch.
- Check if you meet the income requirements.
- Fill out the application and submit the requested documents.
- Please wait for credit analysis.
If approved, the card will arrive at your home ready to use!

