Thinking about enjoying and taking advantage of the advantages that the Banco Original network has to offer, see what benefits it offers, how it works, and how to get your Banco Original credit card today.
The Bank's original credit card is applied for entirely online and is 100% free, with no application, annual, or administration fees. The card is also one of the only free cards with a cashback program and debit and credit cash benefits.
Nowadays, thinking about a 100% digital bank isn't a particularly bold idea. But some time ago, when Banco Original invested in this market, the situation was a little different. In this article, we'll analyze the services of this pioneer to find out if Banco Original is any good after all.
Being a more traditional business, Banco Original has already gotten ahead of many of its competitors. Now, many people are looking to digital accounts as a way to avoid the bureaucracy and even fees of traditional banks.
After all, how does the Banco Original Credit Card work?
It's a unique credit card on the market, offering no annual fee. It also features cashback and contactless technology. The cards operate under the Mastercard banner, which is well-known and widely accepted.
But that's not all: in addition to the most basic card, with no annual fee, there are three other options. These are the Gold, Platinum, and Black cards, which offer higher cash back per purchase, as well as other benefits described on the Meu Original platform.
An important detail is that, despite charging an annual fee, these three cards can offer discounts of up to 100%, depending on how much you spend with the card. Therefore, if you use the service a lot, it may be worth having a more sophisticated card, as you save on the annual fee.
Among digital banks, it's not as economical as other options. Banco Original goes far beyond just a card network; it's an excellent option for those looking to invest. Furthermore, its business account services are very comprehensive, which may be attractive to some.
Regarding the app, the results are mixed. While on Android we found an app that's a bit below the other options on the market, on iOS the competition is more level.
Ultimately, it's a bank that can provide a good experience, especially for those looking to use it for business. If you're looking for something more affordable, you might want to look elsewhere.
How does the Banco Original Credit Card account work?
The Banco Originals checking account can be accessed through the Banco Original app on your cell phone, computer, or tablet. It's worth noting that opening an account with Original is also easy and 100% online. Simply access the Banco Original app, upload a photo, upload document images, and create a digital signature.
Transfers via TED, transfers between Banco Original accounts, ATM withdrawals in the Banco24Horas network, monthly statements, and periodic statements. Depending on your financial history and economic profile, your credit card is automatically approved.
It is important to make it clear that to acquire the Original Credit Card, you must open your current account.
Information about available limits will be adjusted. They will only be made available after the bank understands the account holder's profile.
Therefore, it is impossible to say exactly what limit you will have on your original credit card.
Regarding your limit, the tip is the same as for other cards: keep your accounts up to date and don't let your name go into debt.
How to contact the original bank?
If you have any questions about Original Bank credit cards, you can contact our customer service center at 4004-0800 for capital and metropolitan regions or 0300-777-0800.
At the customer service center, you can ask all your questions about your credit card from the original bank.
How to apply for your original bank credit card?
As mentioned, the application for the Original Credit Card is done in a very simple and easy way, through the original bank's website or application, you will initially open your current account, if you have a good banking relationship the original Credit Card is released automatically, if this does not happen immediately, move your account and periodic analysis is carried out.
See below how to acquire your Original Credit Card…
