Thinking about taking advantage of the benefits that the Banco Original network has to offer? See what benefits it offers, how it works, and how to get your Banco Original credit card today.
The Bank's original credit card is requested entirely online and is 100% free, with no joining, annual or administration fees. The card is also one of the only free cards with a cashback program and debit and credit cash benefits.
Nowadays, thinking about a 100% digital bank isn't a very bold idea. But some time ago, when Banco Original invested in this market, the picture was a little different. In this article, we'll analyze the services of this pioneer to find out if Banco Original is any good after all.
Being a bit more traditional in its business, Banco Original has already gotten ahead of many of its competitors. Now, many people are looking for digital accounts as a way to avoid the bureaucracy and even the fees of traditional banks.
So, how does the Banco Original Credit Card actually work?
It's a very distinctive credit card on the market that offers no annual fee. In addition, it features cashback technology and contactless payment. The cards operate under the Mastercard brand, which is well-known and accepted throughout the market.
But it doesn't stop there: in addition to the most basic card, with no annual fee, there are three other options. These are the Gold, Platinum, and Black cards, which offer a higher cashback rate per purchase, as well as other advantages described on the Meu Original platform.
An important detail is that, despite charging an annual fee, these three cards can offer discounts of up to 100%, depending on how much you spend with the card. Therefore, if you use the service frequently, it may be worthwhile to have a more sophisticated card, as it saves on the annual fee.
Among digital banks, it's not as economical as other options. Banco Original goes far beyond a card network; it's an excellent option for those who want to invest. Furthermore, its business account service is very comprehensive, which may be attractive to some people.
Regarding the application, the result is mixed. While the Android version is slightly below other options on the market, the iOS version is more competitive.
Ultimately, it's a bank that can provide a good experience, especially for those who want to use it for business. If you're looking for something cheaper, you might want to explore other options.
How does the Banco Original Credit Card account work?
The Banco Originals checking account can be accessed through the Banco Original app on your mobile phone, computer, or tablet. It's worth noting that opening an account with Original is also easy and 100% online. Simply access the Banco Original app, upload a photo, upload images of documents, and create a digital signature.
Transfers via TED (Electronic Funds Transfer), transfers between Banco Original accounts, withdrawals at Banco24Horas ATMs, monthly statements and statements by period. Depending on your financial history and economic profile, credit card approval is automatic.
It's important to make it clear that to acquire the Original Credit Card, you need to open a checking account.
Information regarding available credit limits will be adjusted. These limits will only be made available after the bank understands the profile of the account holder.
Therefore, it's impossible to say exactly what the limit will be on your original credit card.
Regarding your credit limit increase, the advice is the same as for other cards: keep your accounts up to date and don't let your name become negatively listed.
How do I contact the original bank?
If you have any questions about Banco Original credit cards, you can contact our customer service center at 4004-0800 for capital cities and metropolitan areas, or 0300-777-0800.
At the customer service center, you can have all your questions answered regarding your Banco Original credit card.
How do I apply for my Banco Original credit card?
As mentioned, applying for the Original Credit Card is very simple and easy. Through the Original bank's website or app, you will initially open your checking account. If you have a good banking relationship, the Original Credit Card will be automatically issued. If this doesn't happen immediately, keep your account active, as periodic reviews are conducted.
See below how to get your Original Credit Card…