Banco Pan offers its customers the Banco Pan credit card. It also defines itself as "a bank that provides credit and access to information using technology to transform challenges into achievements."
In this context, it operates on three pillars: knowledge without comfort, readiness to solve problems and simplicity that connects.
innovative benefits to its customers and always strives to stay one step ahead of its competitors by introducing technological innovations.
So, check out more information about this incredible post until the end and learn how to get your PAN credit card.
Banco Pan offers four different credit card options; check out more information below.
The Banco Pan credit card has four types: basic, international, gold and platinum.
Basic
The big advantage of the basic card is that its annual fee is free, while the others are not.
To apply for a basic card, all you need to do is earn at least the minimum wage, and you can take advantage of Pan's benefits and control your spending and limit through the app.
However, this type of card does not offer a points program.
International
The international card covers purchases worldwide, but you only need to earn a minimum wage to apply. The monthly fee is R$20.
However, it offers other benefits, such as bill reimbursement. Furthermore, international cardholders can take advantage of the Pan Mais points program, where every real spent converts to one point.
Gold
Gold is for people with a monthly income of more than R$2,500.00. It also offers cash back and the Pan Mais program.
However, for every R$1 you spend, you earn 1.2 points in the program. Therefore, the annual fee is slightly higher, at R$29.16 per month.
Platinum
For customers with high expenses, it's worth taking the platinum card, because for every real spent, you earn 1.5 points at Pan Mais with this card.
It also offers cashback and all the benefits of other cards. However, it's intended for customers with a minimum income of R$5,000.00 and charges an annual fee of R$41.66 per month.
See the benefits of getting a Banco PAN credit card today:
But what are the real benefits of a Pan credit card? We've already seen that each type of card has its own characteristics. However, there are some advantages that are common to all of these systems.
Firstly, Pan customers have offers from several partner companies.
Pan International, Gold, and Platinum members can also benefit from the Pan Mais points program, which allows them to exchange their points for gift cards, airline tickets, or cash back.
Additionally, a Pan credit card user can get up to 100% off their monthly fee through the Pague Menos program.
After applying for a card, you can also use a digital PAN account, which has many advantages. First, your money earns more than your savings.
Additionally, the bank offers 30 free withdrawals, deposits, and TED transfers per month. You can even take advantage of salary portability and keep your money invested in Pan.
Advantages of Banco PAN credit card:
Mastercard customers can also benefit from the Mastercard Surpreenda points program, which gives you a free item for every one you redeem for points.
Visa customers can benefit from the Vai de Visa program, which offers discounts at partner stores and courses.
How to apply for a Banco Pan credit card
Applying for a Banco Pan credit card is easy. All you have to do is go to the bank's official website and click " open my account " on the homepage. You'll then need to fill in some details like your CPF, email address, and mobile phone number.
You will then receive an email from the bank inviting you to complete the account opening process and giving you instructions to follow.
Alternatively, you can open an account directly through the Pan app. It's available for Android or iOS, and all you need to do is download it to submit your request. Once you enter your CPF, the app will recognize that you're not yet a customer and provide you with the option "I want to open an account."
You must then accept the terms of service and begin the registration process by entering your details such as your name and email address.
Once the credit analysis is completed and approved, you will receive your card at the address you provided during registration and can unlock it using the app.
How do I unlock my Banco PAN credit card?
It's easy; just download the PAN Cards APP (for Android or iOS) from your smartphone's app store and unlock your card instantly. If you prefer, you can also do this through our online service, via the Customer Service Center.
Have your card and PIN ready, sent by mail or SMS to your registered mobile phone. Remember that unlocking your card means you're signing the card's terms and conditions.
