Banco Pan offers its customers the Banco Pan credit card. It also defines itself as "a bank that provides credit and access to information using technology so that challenges can be transformed into achievements.".
In this context, it operates on three pillars: knowledge without comfort, readiness to solve problems, and simplicity that connects.
In this way, the bank offers innovative to its customers and always strives to be one step ahead of its competitors by introducing technological innovations.
Therefore, check out more information about this amazing post until the end and find out how to get your PAN credit card.
Banco Pan offers 4 different credit card options; check out more information about them below.
Banco Pan credit cards come in four types: basic, international, gold, and platinum.
Basic
The main advantage of the basic card is that its annual fee is free, while the others are not.
To apply for a basic card, all you need to do is earn at least the minimum wage, and you can already take advantage of Pan's benefits and control your spending and credit limit through the app.
However, this type of card does not offer a points program.
International
The international card covers purchases worldwide, but you only need to earn minimum wage to apply for it. The monthly fee is R$20.
However, it offers other advantages, such as invoice refunds. In addition, international cardholders can take advantage of the Pan Mais points program, where every real spent is converted into one point.
Gold
The gold option is for people with a monthly income of over R$2,500.00. It also offers cashback and the Pan Mais program.
However, for every R$1 spent, you earn 1.2 points in the program. Consequently, your annual fee is slightly more expensive, at R$29.16 per month.
Platinum
For customers with high expenses, it's worth getting the platinum card, because for every real spent, you earn 1.5 points in Pan Mais with this card.
In addition, it also offers cashback and all the advantages of other cards. However, it is intended for customers with a minimum income of R$ 5,000.00 and charges an annual fee of R$ 41.66 per month.
Discover the benefits of getting a Banco PAN credit card today:
But what are the real benefits of a Pan credit card? We've already seen that each type of card has its own characteristics. However, there are some advantages that are common to all these systems.
First and foremost, Pan customers have access to offers from various partner companies.
Pan International, Gold and Platinum members can also benefit from the Pan Mais points program, which allows them to exchange their points for gift cards, airline tickets or cashback.
In addition, a Pan credit card user can get up to 100% off their monthly fee through the Pay Less program.
After requesting a card, you can also use a Pan digital account, which has many advantages. First of all, your money earns more than your savings.
Furthermore, the bank offers 30 free withdrawals, deposits, and wire transfers per month. You can even take advantage of salary portability and keep your money invested at Pan.
Advantages of a Banco PAN credit card:
Mastercard customers can also benefit from the Mastercard Surpreenda points program, which gives you a free item for every item you redeem with points.
Visa customers can benefit from the Vai de Visa program, which offers discounts at partner stores and courses.
How to apply for a Banco Pan credit card
Applying for a Banco Pan credit card is easy. All you have to do is go to the bank's official website and click on " open my account " on the homepage. You will then need to fill in some details such as your CPF (Brazilian tax identification number), email address, and mobile phone number.
You will then receive an email from the bank inviting you to complete the account opening process and giving you further instructions.
Alternatively, you can open an account directly through the Pan app. It's available for Android or iOS, and all you need to do is download it to submit your request. Once you enter your CPF (Brazilian tax identification number), the app will recognize that you are not yet a customer and provide you with the option "I want to open an account".
You must then accept the terms of service and begin the registration process by entering your details such as your name and email address.
Once the credit analysis is completed and approved, you will receive your card at the address you provided during registration and you can unlock it using the app.
How do I unlock my Banco PAN credit card?
It's easy, just download the PAN Cards APP (for Android or iOS) from your smartphone's app store and unlock your card instantly. If you prefer, you can also do it through our online service, via the Customer Service Center.
Have your card and PIN ready, which were sent by mail or SMS to your registered mobile phone. Remember that unlocking your card means you are agreeing to the card's terms of use.