The new DIN card: a Bradesco Bank credit card with numerous advantages.
The DIN credit card was created to help consumers get back on their feet financially, restoring purchasing power to those with negative credit histories. Therefore, it offers numerous advantages, one of which is a discount at the cinema (Cinemark).
Being a prepaid card, there are no bureaucratic hurdles to obtaining it, and it doesn't involve financial checks or criteria. For those with a negative credit history, this card allows purchases using the credited balance.
Prepaid Credit
This new card has a unique feature: in addition to benefits, it operates as a loan; the customer pays for their purchase, and only then is an invoice generated for the corresponding account holder.
Traditional financial institutions, on the other hand, offer pre-approved credit that consumers use to make purchase payments.
In this type of invoice, if the customer fails to make the payment, the account holder will lose the credit and incur extra interest and fees on the amount owed by the consumer as a form of compensation for the loss.
The prepaid method eliminates the risk of loss for the financial institution because the credited amount is already available in the account for purchases.
Secure customers, without the risk of being negatively impacted, are more autonomous, as the account offers not only security but also the power to monitor their budget, undoubtedly restoring autonomy to customers.
Here are two ways to credit funds to your card account:
You can go to a Bradesco bank branch to make the deposit.
To obtain a transfer via TED (Electronic Funds Transfer), please use it.
It's worth highlighting that Bradesco DIN and prepaid credit cards cannot be used for installment purchases; they are only for immediate credit. There is a credit limit imposed on the card of 5,000 reais.
According to researchers, the Bradesco DIN card stands out today as a card that promotes social inclusion.
One of its distinguishing features is its inclusiveness, as it's available to anyone, regardless of their credit history, and has a low age limit – customers as young as 14 can apply for the card, and no proof of income is required. This is specifically designed for young people without a monthly income.
This method targets a young audience with intellectual capacity and connected to the modern world, as well as young people, interns, and those working in temporary jobs (not permanent, FREE).
A card designed for numerous life stages, including social inclusion for those with negative credit histories, young people who are active, and young people without a monthly income, among others.