For those in the retail sector, the Bradesco Visa Gold credit card is recommended for its advantages and benefits. Being a Visa card, it is only surpassed by the Platinum and Infinite cards.
Bradesco Visa Gold Card Annual Fee
Annual fee – 420.00 reais, payable in up to 12 installments of 35.00 reais each.
Minimum income – R$ 4,000.00 per month.
The Bradesco financial institution grants its clients additional credit cards; however, a 50% annual fee will be charged for the first card. There are no restrictions on the number of additional cards clients can request; the company provides a website for card applications.
The peculiarity of the initial annual fee among the three cards is supported by:
* The owner of the initial retail card will pay the annual fee in full, while additional cards will be free of charge.
* The cardholder with the Exclusive purpose will receive a 50% bonus deducted from the annual fee, while additional cards will be completely free of charge.
* Prime cardholders will have to pay the annual fee in full, and additional cards will be exempt from charges, just like the retail card.
For customers with the Exclusive plan, the annual fee discount bonus can be increased to 100%, depending on their monthly spending. However, this will not apply to Retail and Prime customers.
Bradesco Points Program
Consumers who hold a Bradesco Visa Gold card are enrolled in a points system, converting points into available currencies.
Points are valid for a maximum of two years; they appear on your credit card statement along with your monthly spending and income, after which they expire.
Bradesco bank offers a program for its consumers and clients, such as points, called Livelo points, where you can exchange points for benefits such as trips, accommodation, or experiences.
This method, called Livelo, which is based on customer points, also has the advantage of allowing the transfer of earned points to other programs such as LATAM PASS, Tudo Azul, Smiles, and TAP Miles & Go. These are airlines that offer travel products and services.
From time to time, bonus promotions appear for customers who regularly transfer points; keep an eye out, they come up occasionally. Customers frequently receive a 100% bonus for transferring points.
We advise customers to stay alert, as posts about points, transfers, and bonuses are regularly reviewed and presented to customers as advantages.
Advantages of the Bradesco Visa Gold Card
We have highlighted some advantages of acquiring the Visa Gold card so that consumers can clearly see the benefits:
* Extended primary warranty;
* Consumer assistance center;
* Rental company insurance for high-end vehicles;
* Visa card accepted nationwide;
Assistance with emergency cash withdrawals;
* Acquisition support;
Price support;
* Assistance work during travel;
Emergency card change;
* Visa Checkout;
Application for the Bradesco Visa Gold Card
Exclusive and Prime cards are exclusively for banking customers. However, if a retail customer is also a checking account holder, there is no interference.