The BS2 credit card is a favorite digital account among consumers, offering multiple advantages.
Banco Bonsucesso had been in the market for years but underwent some updating processes, adopting new, updated criteria such as the BS2 credit card, providing technology that aligns with its clients' budgets without hindering their debt.
In today's world, with more people connected and up-to-date through the internet, Banco Bonsucesso created the BS2 credit card, allowing customers to responsibly obtain a good credit limit without restrictions.
See below for the specifications and criteria to obtain your card with the advantages and benefits offered by Banco Bonsucesso.
Who is the BS2 Credit Card holder?
Originating from its name BS2 in Belo Horizonte, BS2 was created by Paulo Henrique Pentagna Guimarães and founded in 2017; however, Banco Bonsucesso had been operating since 1992, bringing new updates as already mentioned, with BS2 having references in the financial market.
In the case of BS2, it offers multiple products, services, advantages and benefits, both for individual and corporate clients, including current accounts, cards, foreign exchange, credit, investments, asset management and payments.
In addition to the founder, the new BS2 Bank features three executive directors, whose names are listed as key figures within the bank; Juliana Puntagna Guimarães, the founder's daughter, stands out as the director who implemented the connectivity method for the bank's digital environment.
History of the BS2 Credit Card
Although the founding of Banco Bonsucesso was in 1992, it had already existed for many years prior. The Guimarães family was already involved in this financial environment as owners of Banco Minas Gerais, created in 1930, which had many advantages in its favor.
In the mid-1970s, this bank was sold to the then-current Banco Real, where Paulo Vivas Guimarães, owner of Banco Minas Gerais, established a network of automotive sales, becoming one of the most prestigious automotive groups in the state of Minas Gerais.
Seeking to become a benchmark in the automotive industry, Paulo Vivas Guimarães aimed to assist in the commercialization of automobiles. However, in 1992, Banco Bonsucesso was founded with new purposes and financial projects, already drawing on the extensive experience of its CEO, Paulo Henrique Pentagna. Due to its financial growth, it became a private company in 1997.
How does the BS2 Credit Card work?
In the case of account holders, the Bank, aiming for connectivity, updated the format, changing quality characteristics and improving the image for customers.
With changes occurring over time, driven by agility and practicality, customers today are more aware of their budgets and are mindful of the rates and interest imposed on their accounts, projecting growth alongside their clients.
Therefore, the digital bank provides the same quality as a traditional financial institution, making it easy to monitor your account, payments, and more, all from your mobile phone without any fees; anytime, anywhere.
Enabling transfers, investments, and savings in the financial budget through organization.
What are the main advantages of the BS2 Credit Card?
No limit for bank transfers when using BS2.
Therefore, two free transfers to other financial institutions, via DOC or TED.
10 deposit slips.
4 free withdrawals at ATMs 24/7.
Free account maintenance.
A credit card with no annual fee.
Two International Credit Cards
Purpose of the Banco Bonsucesso BS2 credit card; by carrying two cards, the customer has one virtual card and another physical international card.
After you apply for the account, a physical card will be sent to your home, one for personal use and another will be available virtually for online purchases.
The advantage this digital bank has over traditional banks is that there is no charge for having two cards and no fee for sending them to you.
In the case of the virtual card requested through the app, it contains different numbers than the physical card, which is restricted to online purchases; by definition, it's almost a prepaid card, meaning it needs to be recharged. With the money on the card, you can make a virtual purchase; if you recharge it, the amount will be deducted from your own digital account.
Investment Options
BS2 Bank offers additional funds to more account holders. Through them, you will have multiple investment options with these resources.
Direct Treasury: While it is still in an exclusive experimental phase for some account holders, account holders can invest 100% through the app, and the financial institution should not charge a custody fee to investors from the Ministry of Finance.
Real estate brokerage: one of the most widely used ways to enter the stock market, enabling the trading of assets anywhere in the world.
Investment: at the China Development Bank, LCI, LCA are financial acronyms (LF).
Currency exchange: Furthermore, reserving currency for those seeking specific currencies allows consumers to receive dollars or euros flexibly and securely, wherever they are going, by value, specification, and timeframe.
Multicurrency Card
With traveling customers in mind, BS2 designed a multi-currency card that allows customers to withdraw currency and cash from ATMs, and also provides a prepaid balance for making in-store purchases. It's called a multi-currency card because it can hold up to six different currencies with distinct names.
The customer can access the operation through the app and do everything there, and also has the option to perform any operation. In the offline banking mode, it can be done through the internet banking website; you have speed and efficiency with any method.
It is important to highlight these steps to be followed.
Mastercard network
With BS2 linking to the Mastercard slogan, one of the most widely accepted card brands in the world today, with its Mastercard Surpreenda loyalty points program. The user earns exclusive benefits and promotions.
International Account
A digital account that is free of charge, with no monthly fees or fees charged in dollars.
Transactions are converted to dollars; with Mastercard, consumers can make online purchases on websites or in person by swiping their card and paying from the account abroad.
Is BS2 safe?
Discovering that BS2 is digital, it brings together a highly prepared team to assist you, answer your questions, and guide you through your procedures. The focus is increasingly on helping clients implement federal or internal regulations.
Looking out for the customer? We use frequent testing and analysis to address any potential problems they may encounter. This includes customer feedback, which is then used for internal improvements.
Is Banco BS2 a good bank?
With it, you can have the necessary confidence of a digital bank, fully recognized in the market and providing the best service. Concerned about knowing about your experiences with it, emphasizing recognition and merit for the customer; the bank makes its team available to manage your financial life together with the client.
Always updating and growing alongside our clients. Incorporating more technology to keep up with modern times and evolving.