Caixa bank collaborated with Elo, providing a credit card for those with bad credit.
According to the website, the card fees have the lowest interest rates in the industry.
Because it is very easy to use and the risk of defaulting is much more difficult than with other credit cards, this Caixa card can be made available to people without needing to consult Serasa or Spc.
Even if you have a negative credit history, you can still apply for your card.
But who can have this credit card?
Did you like this article ? Learn how to order yours below! Continue reading our article to see more details about the card.
This is an exclusive category for payroll loans; the card customer will have the installments already deducted directly from their payroll.
This credit category was developed for public servants, INSS pensioners under 75 years of age and retirees.
If you have a bad credit history and are interested in applying for this card, you will need to go to a branch with your proof of residence, benefit statement, ID and CPF in hand.
But what are the advantages of having this credit card for those with bad credit?
The benefits for people with bad credit are very good, check them out below:
- There is no consultation with Spc and Serasa : You can rest assured that even if you are in debt, you can request access to this Caixa card.
- Zero annual fee : Unlike most credit cards on the market, this Caixa credit card does not require an annual fee, but you will need to pay a very small fee of just R$15.00 when you issue your card, which can even be divided into 3 installments on your bill.
- Elo Mania Club : All users of this Caixa credit card for those with bad credit can access the benefits of Elo Mania Club, which will give you access to various discounts on products and services.
- Interest rate : Another very good difference in this card is the interest, which has a very low interest rate, 2.85% per month for revolving use, one of the lowest on the market.
- Home Check-up : The bank can provide you with a specialist to perform maintenance on your home, such as cleaning the water tank, installing shelves, performing electrical checks, and various other services.
How do I pay my Caixa Credit Card bill?
Payment of your Caixa credit card bill for those with bad credit can be made automatically from your benefit, but if you haven't made the discount, you can pay through the Caixa app, Internet Banking, lottery outlets, and self-service terminals.
Your Caixa credit card statement for those with bad credit will be sent to the email address you used to register.
Request your Caixa credit card for those with bad credit now above.
