The Caixa credit card is used by millions of Brazilians every day. The bank, one of the largest in Brazil, offers a range of cards, from the most sophisticated with high scores to the most basic and affordable.
To help you choose the perfect card, we've prepared this comprehensive review of Caixa Econômica Federal cards, with information on each option, points and miles programs, brands, promotions, and important tips on how to get the best cards, preferably with a free annual fee!
Caixa's main credit cards
Caixa offers cards under its Mastercard, Visa, ELO, and JCB brands. We've listed the top options for those who enjoy traveling and earning points.
- Visa: Caixa Visa Infinite and Caixa Visa Platinum.
- Mastercard: Caixa Mastercard Black and Caixa Mastercard Platinum.
- ELO: ELO Nanquim Box and ELO Graphite Box.
The best Caixa credit cards
Caixa has four cards in the best credit card rankings. The bank offers attractive options with good credit scores and travel benefits. See the best Caixa cards available:
ELO Nanquim Box
Caixa ELO Nanquim is the bank's best credit card, ranking 15th on the list of best credit cards. The card offers 2.3 points per dollar spent on all purchases, one of the highest points on the market, and access to the Lounge Key collection of VIP lounges in Brazil and around the world through vouchers. Two vouchers are offered for each international ticket purchased with the card.
Additionally, the bank offers two annual vouchers without the need to purchase a ticket with the card.
Additionally, the Caixa ELO Nanquim card offers exclusive benefits, such as a free SIM card for your cell phone when traveling abroad. The annual fee is R$828, but it can be negotiated depending on your relationship with the bank and your expenses.
Black Mastercard Box
The Caixa Mastercard Black card is ranked 24th among the best Caixa credit cards, offering 2.1 points per dollar spent. The card offers unlimited access to Mastercard lounges and two free annual accesses to the Lounge Key network.
The annual fee is R$921, but can be negotiated depending on your relationship with the bank and your expenses.
Visa Infinite Box
The Caixa Visa Infinite card offers 2.1 points per dollar spent and membership in the Lounge Key program. Two annual accesses are offered free of charge.
The annual fee is R$921, but it can be negotiated based on your relationship with the bank and your card spending. The card is ranked 25th in the ranking of the best credit cards.
Caixa ELO Graphite Credit Box
Caixa ELO graffiti card customers earn 1.6 points for every dollar spent and access to the Lounge Key program after paying an access fee.
Caixa's entry-level credit cards
For those looking for their first Caixa credit card to earn points and travel benefits, Caixa's card portfolio offers several options. These include entry-level cards with a low annual fee, few restrictions, and points accrual.
While these aren't the bank's best cards, they're the first step toward establishing a relationship with the institution. See which ones are:
ELO Plus Box
The Caixa ELO Mais card is accepted internationally and offers 1.2 points per dollar spent. The annual fee is R$261, but it can be negotiated depending on your relationship with the bank and your spending volume.
Visa Gold / Mastercard Gold Box
The annual fee for the gold version of Caixa's Visa and Mastercard Gold cards is R$321. The amount can be negotiated depending on the amount spent and your relationship with the bank. The points offered are 1 point for every dollar spent.
Visa International / Mastercard International Box
The Caixa International card is available with Mastercard and Visa and is the bank's most basic card that offers points accumulation. It earns 1 point for every dollar spent. The annual fee is R$207, which can be negotiated with the bank or spent.
Why have a Caixa credit card?
But why get a Caixa credit card in the first place? Because it's a well-established financial institution offering quality financial products and services that meet society's demands.
Furthermore, Caixa credit cards have different features, credit conditions, and benefits. Therefore, they can adapt to different customer profiles, from the most conservative to the most adventurous.
Because there are cards with no annual fee, ideal for purchases , for financial products with monthly income requirements and higher annual fees, which offer exclusive benefits for your domestic and international travel.
Therefore, Caixa credit cards can be a good choice for people who need a card for their needs, both due to the usability of the financial product when making purchases and the benefits it provides.
How can I apply for a Caixa credit card?
To apply for a Caixa credit card, you must be at least 18 or 16 years old, be emancipated, and have your own income. Applications can be made at branches of the federal bank Caixa Econômica. Find the branch closest to your home and present your documents there.
In this case, you must bring originals and copies of your CPF (Brazilian Individual Taxpayer Registry), identification card, proof of income, and proof of residence. At the branch, you will complete and sign the application forms and wait for the credit analysis. If approved, the card will be sent to the address indicated on the form.
You can then start using the card for your purchases and enjoy its benefits. Remember to use it with discretion and financial control.
Therefore, we can conclude that there are many Caixa credit card options. Therefore, you need to carefully analyze the features and credit conditions of each one, as well as your purchasing needs. This way, you can make the best choice.
Having a Caixa credit card can be beneficial for both you and your business! So don't waste any more time and get yours today.
Visit the official Caixa Econômica Federal website and learn more about these incredible credit cards by clicking here .
