The Caixa credit card is used by millions of Brazilians every day. The bank, one of the largest in Brazil, offers a range of cards, from the most sophisticated with high points values to the most basic and affordable ones.
To help you choose the perfect card, we've prepared this complete analysis of Caixa Econômica Federal credit cards, with information on each option, points and miles programs, card networks, promotions, and important tips on how to get the best cards, preferably with no annual fee!
Caixa's main credit cards
Caixa offers cards under its Mastercard, Visa, ELO, and JCB brands. We've listed the main options for those who enjoy traveling and earning points.
- Visa: Caixa Visa Infinite and Caixa Visa Platinum.
- Mastercard: Caixa Mastercard Black and Caixa Mastercard Platinum.
- ELO: ELO Nanquim Box and ELO Graphite Box.
The best Caixa credit cards
Caixa has four cards among the top-ranked credit cards. The bank offers attractive options with good ratings and travel benefits. See the best Caixa cards available:
ELO Nanquim Box
The Caixa ELO Nanquim is the bank's best credit card, ranking 15th on the list of best credit cards. The card offers 2.3 points for every dollar spent on all purchases, one of the highest point rates on the market, and access to the Lounge Key collection of VIP lounges in Brazil and worldwide through vouchers. Two vouchers are offered for each international ticket purchased with the card.
In addition, the bank offers two annual vouchers without the need to purchase a ticket with the card.
In addition, the Caixa ELO Nanquim card offers exclusive benefits, such as a mobile phone chip when traveling abroad. The annual fee is R$828, but it can be negotiated depending on your relationship with the bank and your expenses.
Black Mastercard Box
The Caixa Mastercard Black card ranks 24th among the best Caixa credit cards, offering 2.1 points for every dollar spent. The card offers unlimited access to Mastercard lounges and two free annual accesses to the Lounge Key network.
The annual fee is R$921, but it can be negotiated depending on your relationship with the bank and your expenses.
Visa Infinite Box
The Caixa Visa Infinite card offers 2.1 points per dollar spent and membership to the Lounge Key program. Two annual accesses are offered free of charge.
The annual fee is R$921, but it can be negotiated based on your relationship with the bank and your card spending. The card is ranked 25th in the list of best credit cards.
Credit Box ELO Graphite
Caixa ELO graphite card customers earn 1.6 points for every dollar spent and access to the Lounge Key program after paying an access fee.
Basic level credit cards from Caixa
For those looking for their first Caixa credit card to earn points and travel benefits, Caixa's card portfolio offers several options. These are entry-level cards with a low annual fee, few restrictions, and they already offer points accumulation.
Although these aren't the bank's best cards, they're a first step in establishing a relationship with the institution. See which ones they are:
ELO Plus Box
The Caixa ELO Mais card is accepted internationally and offers 1.2 points for every dollar spent. The annual fee is R$261, but it can be negotiated depending on the relationship with the bank and the volume of spending.
Visa Gold / Mastercard Gold Box
The annual fee for the gold version of Caixa's Visa and Mastercard Gold cards is R$ 321. This amount can be negotiated depending on spending and the relationship with the bank. Points are earned at a rate of 1 point for every dollar spent.
Caixa Visa International / Mastercard International
The Caixa International card is available with Mastercard and Visa logos and is the bank's most basic card, offering points accumulation. It offers 1 point for every dollar spent. The annual fee is R$207, which can be negotiated with the bank or paid off.
Why have a Caixa credit card?
But why have a Caixa credit card in the first place? Because it's a well-established financial institution in the market that offers quality financial products and services that can meet the demands of society.
Furthermore, Caixa credit cards have different features, credit terms, and benefits. Therefore, they can be adapted to different customer profiles, from the most conservative to the most adventurous.
Because there are credit cards with no annual fee, ideal for purchases , and financial products with higher monthly income requirements and annual fees, which offer exclusive benefits for your domestic and international travel.
Therefore, Caixa credit cards can be a good choice for people who need a card for their needs, whether due to the usability of the financial product when making purchases, or due to the benefits it provides.
How can I apply for a Caixa credit card?
To apply for a Caixa credit card, you must be at least 18 or 16 years old, emancipated, and have your own income. Applications are made at Caixa Econômica federal bank branches. Find the branch closest to your home and present your documents there.
In this case, you must bring the originals and copies of your CPF (Brazilian tax identification number), identification card, proof of income, and proof of residence. At the branch, you will fill out and sign the application forms and wait for credit approval. If approved, the card will be sent to the address mentioned on the form.
You can then start using the card for your purchases and enjoy the benefits it offers. Remember to use it with discretion and financial control.
Therefore, we can conclude that there are many Caixa credit card options. It's essential to carefully analyze the features and credit conditions of each card, as well as your purchasing needs. This way, you can make the best choice.
Having a Caixa credit card can be advantageous for you, as well as for your business! So don't waste any more time and get yours today.
Visit the official Caixa Econômica Federal website and learn more about these amazing credit cards by clicking here .