Don't have a Cetelem credit card yet? If you don't have one or aren't yet familiar with its benefits, we recommend reading to the end. This card offers a range of benefits and can become yours today. The Banco Cetelem credit card is a payment method that offers its customers the greatest convenience in all their transactions. And best of all, you can pay off all your purchases at a distant future date to make everything even easier.
The Cetelem credit card offers several exclusive additional services and offers the best installment payment options! It features a program with the bank's partner networks that offers special benefits to customers. If you'd like to learn more about Cetelem's benefits, we recommend continuing to read!
See the types of Cetelem credit cards
Banco Cetelem offers several types of credit cards. They are divided into five distinct groups. See below.
Cetelem payroll card
This Cetelem consigned card is an excellent option for those who want to make their purchases without having to worry about payments. It is possible to leave everything configured so that the discount takes place directly on the payroll or on the INSS benefit.
The payroll deduction card also provides customers with up to 45 days to pay for their purchases interest-free. It also allows them to apply for personal loans more quickly and conveniently.
Other benefits:
- withdraw money with your card at the entire Banco24horas network;
- installment payment for purchases;
- exclusive discounts at partner stores;
- Cetelem Card
- To obtain this card, you will need to go through a complete credit analysis and previously consult the (total effective cost). If successful, the card will be sent to the address provided in the contract.
- Additional limit: You can increase your purchase limit at partner stores. The amount is subject to change during invoice closing.
With the Cetelem credit card, you can also withdraw cash from Banco24horas ATMs. You can also pay for all your purchases in installments and take advantage of special discounts offered by partner stores.
Benefits and facilities of the Cetelem bank website
- unlock the card;
- review the contract.
- generate ticket;
- check rates and fees;
- Retail
Cetelem offers several types of cards from partner retail chains. See the options:
Americanas.com
The card offers several special discounts and exclusive benefits. And with the MasterCard or Visa logo, you can use it at a variety of establishments.
Fujoka
Now you can control your spending, check your limit, and other information about your credit card. You can view all of this through the app, WhatsApp, or even on the Cetelem website.
Shoptime
You can request an extra limit for your purchases made in the store.
I'm Cheap
Now you can enjoy daily deals from the internet's largest outlet. You'll also be able to use your card at various establishments that accept Mastercard or Visa.
Submarine
Use the loyalty program to accumulate and earn points (leagues). You can exchange them for gift cards worth up to R$250.
Construction
There are over 20 types of construction credit cards available to customers. All are included in the benefits and services provided by Cetelem.
See the cards:
- Sebba;
- Agroboi;
- Balaroti;
- Chief;
- Construction Champion;
- Bigodin;
- Boneto;
- C&C;
- Construmarques;
- Right-handed;
- Kerpischi;
- Leroy Merlin;
- Show House;
- Cerqueira Gonçalves;
- Construcasa;
- Nichele;
- Panorama;
- Saint Elizabeth;
- Todolar Network
- RedeUni.
It's important to note that the cards offered by Cetelem have very different rates and conditions, allowing you to select the most advantageous options for your consumer profile.
Cetelem Card: Is it worth it?
Banco Cetelem's credit card has numerous partner institutions and this brings several interesting points
The most noteworthy feature is the revolving credit, which extends the payment term. Cetelem customers have 45 days to pay their bills, which is a significant advantage.
Another advantage of this Cetelem credit card is the possibility of making withdrawals through the Banco24horas ATM and also through several other channels provided by Cetelem.
How do I request my Cetelem card?
Applying for your Cetelem credit card is extremely simple. Simply visit the official Cetelem website and click on the option to learn about cards. After choosing the most advantageous option for your profile, you can apply for the card after filling out all the necessary information.

The process is very practical and straightforward. Click the button below and get your Cetelem card today!
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