Looking for a high-limit credit card? We have four incredible credit options for you.
If you're looking for high-limit credit card options, here are some of the options available on the market.
We've done an incredible and comprehensive analysis that will help you a lot when choosing the ideal credit card.
For example, if you want to change your smartphone or renew your home appliance, you may have to pay in installments.
However, depending on your available credit limit, you may not be able to use your credit card for months until the full amount is paid off.
In this sense, a card with a high limit can bring consumers a number of advantages. Of course, good financial control should always be ensured.
Finally, we always emphasize that the credit limit is not the same as the monthly income.
In other words, someone with a credit limit of R$10,000 but receiving R$7,500 should be careful not to exceed their monthly bills and potentially get into debt. To help those who want a high-limit card, we've created this content.
Let's look at the 4 credit card suggestions we'll give you below:
1. Credit card with a high limit: LATAM Pass Itaucard Visa Gold
As a card born from a partnership with an airline, the LATAM Pass Itaucard Visa Gold would certainly stand out in this regard, as it offers several special benefits for airlines.
First, customers can purchase tickets for all LATAM Airlines trips in up to 10 interest-free installments, an option that is not always available.
Additionally, this is a high-limit Gold credit card, which is considered an "entry-level" credit card, meaning it's one of the easiest options. You'll find that the initial amount provided can be repaid.
How does the LATAM Pass Itaucard Visa Gold limit work?
The LATAM Pass Itaucard Visa Gold offers a substantial initial limit of around R$2,500.
It's worth noting that this information was not published by Itaucard, but rather through testimonials from users who have become customers of the service. This is because the institution analyzes each proposal individually, so the initial deposit may vary.
How do I apply for the card?
If you're interested in the LATAM Pass Itaucard Visa Gold card, you can apply quickly and conveniently online. Simply access the official form on the website and provide all the necessary information, such as:
- CPF;
- Name
- Mobile phone;
Finally, simply follow the instructions on the page to complete the registration and submit a proposal.
The response is sent by email or SMS, and once approved, the card is automatically issued and sent to the registered address.
2. High limit credit card: Digio
Let's move on to another high-limit card on our list. First, it's worth highlighting why the Digio card is here.
According to reports from readers and customers commenting on the product online, the initial limit has been around R$5,000.
Typically, higher limits are offered in this way all at once for a specific customer profile, which is apparently not the case with Digio.
We also understand that the interest rates charged by the bank are attractive compared to the other options you see here.
How does the Digio card limit work?
According to the company, there is no pre-approved credit limit for general customers. What happens in this regard is a credit assessment. Items analyzed include purchase history, debts, and other items.
We've seen reports from customers claiming to have an initial limit of R$300, while others have achieved between R$4,000 and R$5,000. In other words, this is a card with a high limit!
How to apply for the Digio card?
First, go to the credit card's official website and fill out the initial registration details under "I want my Digio Card." Then, enter the required information, such as a photo of yourself.
Finally, you'll have to wait for the fintech to get back to you with the approval (or denial) for your high-limit credit card. Enjoy and check out the credit cards with fast approval!
You can also download the app for Android or iOS phones.
3. Credit card with high limit: Inter Card
The Inter card is another outstanding option in the high-limit card category. To illustrate, let me give you a personal example.
I applied for my card and was given a medium limit. Since I used another option to centralize my spending, the bill always came in very small.
However, after a few months of use, I had doubled my limit! Reports like mine come up quite frequently, especially when compared to other options on the market.
Furthermore, the Inter card has the distinction of being on our list of high limit credit cards.
Occasionally, the bank runs special promotions for its customers, doubling their card limit so they can make purchases at partner companies.
Therefore, it is an even greater opportunity to increase the amount available for monthly expenses.
High limit credit card: how does the limit work?
The estimated initial limit for Inter card is R$1000.
Therefore, the company knows this is a loyal customer who wants to continue purchasing with this card and, therefore, needs better values. We believe three pillars could be interesting in making Inter your high-limit card:
- pay your bill on time
- make advance payments whenever possible;
- use the card regularly;
- make investments in the bank.
How can I apply for the Inter card?
Just open an account at Banco Inter.
Must provide:
- Full name;
- CPF;
- Address;
- E-mail;
You also need to go through a registration process where you'll need to bring a photo of yourself to prove your identity and provide other documents. Interestingly, no proof of income is required to apply for the Inter card.
4. High limit credit card: Samsung Card
The more purchases you make, the more points you can accumulate in your account. These points can then be used for special discounts on Samsung products, such as:
- Headphones;
- Portable batteries;
- Samsung Dex;
Meanwhile, Samsung is also working on a cashback program to improve its services for Samsung Pay and Samsung Itaucard users.
Currently, you can get up to 2% of your purchase amount in the form of Samsung Rewards points, which accumulate for points redemption.
How does Samsung's Itaucard limit work?
First of all, Samsung Itaucard did not reveal the profit margin offered to customers.
The reason for this is that the evaluation is generally done individually and takes into account the characteristics of each proposal.
However, from online testimonials, it appears the amount is between R$1,000 and R$1,500. Furthermore, some customers have reported higher amounts, reaching up to R$3,000 as an initial margin alone.
When analyzing the platinum category, the limit of 1,000 reais can be considered low.
How can I apply for the Samsung Itaucard?
If you're interested in this high-limit card, you can apply through this link . The process is very intuitive and will take you step-by-step to the application form, where you'll fill out your personal information and wait for a response.
