Looking for a credit card with a high limit? We have 4 amazing credit options for you.
If you are looking for credit card options with high limits, here are some options available on the market.
We've done an incredible and comprehensive analysis that will greatly help you when choosing the ideal credit card.
For example, if you want to change your smartphone or renew your home appliance, you may have to pay in installments.
However, depending on your available credit limit, you may not be able to use your credit card for months until the full amount is paid off.
In this sense, a credit card with a high limit can bring the consumer a number of advantages. Of course, good financial control should always be ensured.
Finally, we always emphasize that the credit limit is not the same as monthly income.
In other words, someone who has a credit limit of R$10,000 but earns R$7,500 should be careful not to exceed their monthly expenses and potentially go into debt. To help those who want a high-limit credit card, we created this content.
Let's look at the 4 credit card suggestions we'll give you below:
1. Credit card with a high limit: LATAM Pass Itaucard Visa Gold
As a card born from a partnership with an airline, the LATAM Pass Itaucard Visa Gold would certainly stand out in this respect, as it offers several special benefits for airline customers.
First, customers can purchase tickets for all LATAM Airlines flights in up to 10 interest-free installments, an option that is not always available.
Furthermore, this is a high-limit Gold category credit card, which is considered an "entry-level" credit card, meaning it's one of the easiest versions to obtain. You will then find that the initial amount provided can be repaid.
How does the gold limit of the LATAM Pass Itaucard Visa Gold work?
The LATAM Pass Itaucard Visa Gold offers a substantial initial credit limit of approximately R$2,500.
It's worth noting that this information was not published by Itaucard, but rather comes from testimonials of users who became customers of the service. This is because the institution analyzes each application individually, so the initial deposit may vary.
How do I apply for the card?
If you are interested in the LATAM Pass Itaucard Visa Gold card, you can apply for it quickly and conveniently online. Simply access the official form on the website and provide all the necessary information, such as:
- CPF;
- Name
- Mobile phone;
Finally, simply follow the instructions on the page to complete the registration and submit a proposal.
The response is sent via email or SMS, and once approved, the card is automatically issued and sent to the registered address.
2. Credit card with a high limit: Digio
Let's move on to another high-limit card on our list. First, it's interesting to highlight why the Digio card is here.
According to reports from readers and customers commenting on the product online, the initial limit has been around R$ 5,000.
Normally, higher credit limits are offered all at once to a specific customer profile, which apparently is not the case with Digio.
We also understand that the interest rates charged by the bank are attractive compared to the other options you see here.
How does the Digio card limit work?
According to the company, there is no pre-approved credit limit for customers in general. What happens in this regard is a credit assessment. The items analyzed include purchase history, debts, and other factors.
We've already found reports from customers who say they have an initial limit of R$300, while others have managed to get between R$4,000 and R$5,000. In other words, this is a card with a high limit!
How do I apply for a Digio card?
First, go to the official website of the credit card and fill in the initial registration details under the option “I want my Digio Card”. Then, enter the necessary information, such as a photo of yourself.
Finally, you have to wait for the fintech company to get back to you with the approval (or not) of your high-limit credit card. Enjoy and check out the credit cards that have fast approval!
You can also download the app for Android or iOS phones.
3. Credit card with a high limit: Inter Card
The Inter card is another pending option in the high-limit card category. To illustrate, let me give you a personal example.
I applied for my card and was given an average limit. Since I used another option to centralize expenses, the bill always came out very low.
However, after a few months of use, I had doubled my limit! Reports like mine come up quite frequently, especially when compared to other options on the market.
Furthermore, the Inter card has the distinction of being on our list of high-limit credit cards.
Occasionally, the bank runs special promotions for its customers, doubling their credit card limit so they can make purchases at partner businesses.
Therefore, it is an even greater opportunity to increase the amount available for monthly expenses.
Credit card with a high limit: how does the limit work?
The estimated initial credit limit for the Inter card is R$1000.
Therefore, the company knows that this is a loyal customer who wants to continue buying with this card and, therefore, needs better values. We believe that three pillars could be interesting to make Inter your high-limit card:
- pay your bill on time
- Make advance payments whenever possible;
- Use the card regularly;
- Make investments in the bank.
How can I apply for an Inter card?
Simply open an account at Banco Inter.
You must provide:
- Full name;
- CPF;
- Address;
- E-mail;
You also have to go through a registration process where you need to bring a photo of yourself to prove your identity and provide other documents. Interestingly, no proof of income is required to apply for the Inter card.
4. Credit card with a high limit: Samsung Card
The more purchases a user makes, the more points they can accumulate in their account. Subsequently, these points can be used for special discounts on Samsung products, such as Samsung products:
- Headphones;
- Portable batteries;
- Samsung Dex;
However, Samsung is also working on a cashback program to improve its services for Samsung Pay and Samsung Itaucard users.
Currently, you can earn up to 2% of your purchase amount in the form of Samsung Rewards points, which accumulate and can be redeemed for other points.
How does the Samsung Itaucard credit limit work?
First of all, Samsung Itaucard did not disclose the profit margin offered to customers.
The reason for this is that the evaluation is generally done individually and the characteristics of each proposal are taken into account. This is because the evaluation is generally done individually and takes into account the characteristics of each proposal.
However, based on testimonials on the internet, it seems that the value ranges between R$1,000 and R$1,500. Furthermore, some clients have reported higher values, reaching up to R$3,000 as just an initial investment.
When analyzing the platinum category, the limit of 1,000 reais can be considered low.
How can I apply for the Samsung Itaucard?
If you are interested in this high-limit card, you can apply for it through this link . The process is very intuitive and will take you step-by-step to the application form where you will have to fill in your personal details and wait for a response.