The trip is great! Until it's time to put away your Santander credit card for shopping. Then your wallet gets a little heavier! After all, traveling can add significant expenses to your monthly .
Therefore, if you have a habit of doing this frequently, we'll tell you something not so pleasant: you might be wasting money! There are cards that are the result of a partnership between banks and airlines. This is the case with the Decolar Santander credit card.
It is available in three types (Gold, Platinum, and Infinite) and offers different benefits and bonuses for customers. In this article, you will discover the terms and conditions, advantages and disadvantages of the card, how to apply for it, the main questions, and above all, whether it is worth having.
Interest-free purchases with the Decolar Santander Credit Card
You may have noticed that the interest rate on purchases made with a Santander credit card is similar to many cash credit cards. However, if your credit isn't perfect, the APR can be frighteningly high. Before signing up for this card, consider checking with your financial institution first.
Santander may apply an APR penalty to any new transactions you make and to your existing balance. You must pay your balance on time for six months before being penalized.
To take advantage of the interest-free period, you must make your payments on time, which is usually every month. If you miss a monthly payment, you will be charged a penalty of PS12. To avoid incurring a late payment fee, activate the interest-free feature. The card also offers 0.5% cashback on all purchases; therefore, if you don't make your monthly payments on time, you can still enjoy interest-free days.
Monthly fee
One way to avoid the monthly fee on a Santander credit card is to pay for all purchases in full before the due date. Unless you are a high-volume consumer, this type of card will incur significant interest, so you may want to pay the balance in full.
This type of Santander credit card is suitable for individuals who generally have troublesome balances on their credit cards. In addition to the benefits mentioned above, this type of card can be used for purchases and balance transfers.
Benefits of the Decolar Santander Credit Card
The Decolar Santander card has the following advantages:
Easily earn points that can be redeemed for products, services, or discounts:
- Points do not expire
- Purchases in installments up to 12 times with no interest;
- Access to VIP lounges at airports;
- Earning miles on airline purchases;
- Participation in the Vai de Visa program;
- Bonus points on international purchases.
- If you want to earn points for every trip, check out our list of the best credit cards for earning miles.
The Decolar Santander credit card, in all its variants, is very advantageous for those who enjoy traveling or need to travel frequently. However, as mentioned in previous sections, you should be aware of your actual needs and explore other options before making a deal. The expensive annual fee and specific travel benefits may be a disadvantage for those who want a more comprehensive card.
On the other hand, there are many points offered through the Decolar website that can be converted into products, services, and discounts. Santander Bank is also well-established in the market, as is the Visa brand. The Decolar Santander card is interesting, but users need to do a lot of research and understand their needs before making a deal.
Each card is designed for a specific target group, so sometimes other cards may be more beneficial for each need. For example, other Santander cards offer good benefits for both frequent travelers and everyday travelers.
Get your Santander Decolar Credit Card today!