Traveling is great! Until it's time to put away your Santander credit card and go shopping. Then your wallet gets a little heavier! After all, traveling can add significant expenses to your monthly .
So, if you're in the habit of doing this frequently, we'll tell you something not so pleasant: you could be wasting money! Some cards are the result of a partnership between banks and airlines. This is the case with the Decolar Santander credit card.
It's available in three types (Gold, Platinum, and Infinite) and offers customers various benefits and bonuses. In this article, you'll learn about the card's terms and conditions, advantages and disadvantages, how to apply for it, key questions, and, most importantly, whether it's worth it.
Interest-free purchases with the Decolar Santander Credit Card
You may have noticed that the interest rate on purchases made with a Santander Decolar credit card is similar to many cash credit cards. However, if your credit isn't perfect, the APR can be alarmingly high. Before applying for this card, consider checking with your financial institution first.
Santander may apply a penalty APR to any new transactions you make and to your existing balance. You must pay your balance on time for six months before being penalized.
To take advantage of the interest-free period, you must make your payments on time, which is typically every month. If you miss a monthly payment, you'll be charged a penalty of PS12. To avoid incurring a late payment fee, activate the interest-free feature. The card also offers 0.5% cash back on all purchases, so if you don't make your monthly payments on time, you can still enjoy interest-free days.
Monthly fee
One way to avoid the monthly fee on a Santander credit card is to pay off all purchases in full before the due date. Unless you're a high-volume consumer, this type of card will cost you a lot of interest, so you can pay off the balance in full.
This type of Santander Decolar credit card is suitable for individuals who typically have excessive balances on their credit cards. In addition to the benefits mentioned above, this type of card can be used for purchases and balance transfers.
Benefits of the Decolar Santander Credit Card
The Decolar Santander card has the following advantages:
easy earning of points that can be exchanged for products, services or discounts:
- points do not expire
- purchases in installments up to 12 times without interest;
- access to VIP lounges at airports;
- accumulation of miles on airline purchases;
- participation in the Vai de Visa program;
- extra points on international purchases.
- If you want to earn points for your travels, check out our list of the best credit cards for earning miles.
The Decolar Santander credit card, in all its variants, is very advantageous for those who enjoy traveling or need to travel frequently. However, as mentioned in previous topics, you should be aware of your actual needs and explore other options before making a deal. The expensive annual fee and travel-specific benefits can be a disadvantage for those who want a more comprehensive card.
On the other hand, there are many points offered through the Decolar website, which can be converted into products, services, and discounts. Santander bank is also well-established in the market, as is Visa. The Decolar Santander card is attractive, but users need to do extensive research and understand their needs before making a deal.
Each card is designed for a specific target group, so other cards may be more beneficial for each need. For example, other Santander cards offer good benefits for both frequent and everyday travelers.
Santander Decolar Credit Card today
