The Havan Credit Card is a credit card that allows you to earn cashback on every purchase you make. This way, you can save money and save even more money in the long run.
The Havan Credit Card is a great option for those looking for a credit card that offers the opportunity to earn cashback on everything they buy.
How does the Havan Credit Card work?
If you're a customer of Havan department stores, using the brand's credit card can be one of the biggest advantages when shopping. With no annual fee and a whole range of benefits such as discounts and promotions, the payment terms are also attractive.
Havan credit card works the same way as a regular credit card. However, it's a house brand, meaning it doesn't carry the Havan logo and is only accepted at Havan stores.
How do discounts work on the Havan card?
As mentioned above, the Havan credit card can only be used in its own network of stores. In other words, all its benefits are linked to purchases made in the store. Therefore, when paying with the Havan card, cardholders can benefit from a range of discounts and special promotions. However, it is not possible to determine these values precisely, as they vary seasonally.
Does the Havan credit card have a points or miles program?
When it comes time to get a credit card, it's important to check what benefits it will bring, right? This includes rewards programs, accumulated miles, and even cashback. However, unfortunately, the Havan card does not offer these features.
Therefore, we can see that this is a basic and very limited credit option. It focuses more on store customers who need the card for in-store purchases. In any case, if your focus is on one of these exclusive benefits, this alternative may not be suitable for you.
What is the available credit limit for the Havan Credit Card?
If you're wondering what the Havan credit card limit is, you should know that unfortunately it's not possible to define it precisely. This is because it's based on a credit analysis performed for each customer. Several factors will influence it, including proof of monthly income, Serasa score, and others.
However, there is a way to increase your Havan credit card limit. To do this, the customer must use the limit correctly and pay their bills on time. Finally, they just need to request a new credit analysis to obtain the increase.
Your credit limit will be determined based on your financial activity in the market.
What are the benefits today of acquiring a Havan Credit Card?
- Flexibility to choose the best card expiration date
- Online consultation of the declaration
- Access to special and exclusive offers,
- Flexible payment options for invoices.
- Application
- Installments up to 10x without interest at Havan stores;
- Up to 40 days to pay your bills
- No annual fees or membership fees;
- Access to an additional card.
What are the basic requirements to apply for the Havan Credit Card?
- You must be over 18 years of age;
- Proof of income for at least 3 months;
- Name up-to-date with credit protection agencies SPC and Serasa ;
- Subject to credit analysis.
The company's official website does not provide specific information about credit analysis. However, to obtain a Havan card, it is necessary to have no negative information in the credit protection system.
Furthermore, it is common for financial institutions to seek data and information from websites and systems such as:
- Analysis of your Score and Positive Record with Serasa Consumer;
- Profile on the SCPC website in Boa Vista;
- Relationship with the Group's financial partner institutions.
Is it worth getting a Havan Credit Card?
Since it's a card used exclusively in the group's stores, the benefits make a real difference for the chain's customers. The discounts and promotions offered daily can attract customers and give them better purchasing opportunities.
However, it's worth noting that while there are no membership or annual fees, other costs should be considered. Often, the "initial" benefits, such as the annual fee waiver, may not be worthwhile if the other services are of significant value. This should be analyzed by you, within your own circumstances and priorities.
Therefore, the Havan Credit Card is an excellent option for you!
How do I apply for a Havan Credit Card?
The Havan card application must be made through the store's official application process. It is available for Android and iOS and can be downloaded from Google Play or the Apple Store. In both app stores, the Havan app scored near the top, demonstrating high user satisfaction.
There are some requirements for your application. The applicant must be over 18 years of age, prove that they have been employed for at least three months, and have no credit .
