The Havan Credit Card is a credit card that allows you to earn cash back on every purchase you make. This way, you can save money and save more money in the long run.
The Havan Credit Card is a great option for those looking for a credit card that gives you the opportunity to earn cash back on everything you buy.
How does the Havan Credit Card work?
If you're a customer at Havan department stores, using the brand's credit card can be one of the biggest advantages of your shopping. With no annual fee and a wide range of benefits like discounts and promotions, the payment terms are also attractive.
Havan credit card works the same way as a regular credit card. However, it's a house brand, meaning it doesn't carry the Havan logo and is only accepted at Havan stores.
How do discounts on the Havan card work?
As mentioned above, the Havan credit card can only be used in its own store network. In other words, all its benefits are tied to in-store purchases. Therefore, when paying with the Havan card, cardholders can benefit from a series of discounts and special promotions. However, it's not possible to determine these values precisely, as they vary seasonally.
Does the Havan credit card have a points or miles program?
When it's time to get a credit card, it's important to consider the benefits it will bring, right? This includes rewards programs, accumulated miles, and even cashback. However, unfortunately, the Havan card doesn't offer these features.
From this, we can see that this is a basic and very limited credit option. It focuses more on in-store customers who need the card for in-store purchases. In any case, if your focus is on one of these exclusive benefits, this option may not be right for you.
What is the limit available on the Havan Credit Card?
If you're wondering what the Havan card limit is, you should know that it's unfortunately impossible to define precisely. This is because it's based on each customer's credit analysis. Several factors will influence it, including proof of monthly income, Serasa score, and others.
However, there is a way to increase the Havan card limit. To do so, the customer must use the amount correctly and pay their bills on time. Finally, simply request a new credit analysis to obtain the increase.
Your credit limit will be made available according to your financial transactions in the market.
What are the benefits of purchasing a Havan Credit Card today?
- Flexibility to choose the best card expiration date
- Online consultation of the declaration
- Access to special and exclusive offers,
- Flexibility in paying invoices.
- Application
- Installments up to 10x interest-free at Havan stores;
- Up to 40 days to pay invoices
- No annual or membership fees;
- Access to an additional card.
Basic requirements to apply for the Havan Credit Card?
- You must be over 18 years old;
- Proof of income for at least 3 months;
- Name up to date with credit protection agencies SPC and Serasa ;
- Subject to credit analysis.
The company's official website doesn't provide specific information about credit analysis. However, to obtain the Havan card, you must have no negative information in the credit protection system.
Additionally, it is common for financial institutions to search for data and information on websites and systems such as:
- Analysis of your Score and Positive Record on Serasa Consumer;
- Profile at SCPC of Boa Vista;
- Relationship with the Group’s financial partner institutions.
Is it worth getting a Havan Credit Card?
Since it's a card used exclusively at the group's stores, the benefits truly make a difference for the chain's customers. Daily discounts and promotions can attract customers and provide better purchasing opportunities.
However, it's important to note that while there are no membership or annual fees, other costs should be considered. Often, the "initial" benefits, such as the annual fee waiver, may not be worth it if the other services are of significant value. This should be analyzed by you, based on your circumstances and priorities.
Therefore, the Havan Credit Card is an excellent option for you!
How to apply for the Havan Credit Card?
The Havan card must be requested through the store's official application. It is available for Android and iOS and can be downloaded from Google Play or the Apple Store. In both app stores, the Havan app scored near the top, demonstrating high user satisfaction.
There are a few requirements for your application. Applicants must be over 18 years of age, have worked for at least three months, and have no credit .
