Discover today a series of benefits and advantages that only the Itaú network has to offer you through this incredible credit card.
However, choosing a credit card that best suits your financial and offers the best benefits is a challenge.
After all, there are many different cards that can trap us if we are not aware of their terms.
Stay with us until the end of the post and learn a little more about this incredible credit card, find out a little more about it below.
Discover the main benefits of the Itaú Click credit card:
Below you will learn a little more about this incredible line of credit and decide whether or not it is worth acquiring your Itaú Click credit card.
Itaucard App
With the app, you can quickly and easily track your bills, your individual expenses, check your benefits, and enjoy the convenience.
Itaucard has partnerships with various establishments, such as movie theaters, retail brands, and e-commerce stores that offer discounts of up to 50%, including Magalu, FastShop, Netshoes, and many more.
Free annual fee
Despite offering all these benefits, the Itaucard Click credit card has no annual fee.
This is because there is a trend among card providers, following the emergence of startups that have revolutionized this billing practice.
Purchases by proxy
One of the greatest conveniences that technological advancements provide us is paying for purchases simply by tapping your credit card on the machine.
To use your credit card, it is important to have its password.
Itaucard Click customer profile
This card is suitable for everyone because it doesn't require a minimum income or a lifetime annuity. However, there are a few points to consider when applying for this card:
- Difficult approval for people with negative credit scores;
- To acquire the card, you must open an account with Itaú and
- However, it is impossible to ignore the many benefits this card offers.
Discover Itaú Click credit programs…
The Itaucard Click Visa Platinum card has its own points program that is always present.
Once you've earned a good score, you can exchange it for exclusive products, experiences like attending events, and even travel. Points can also be redeemed for miles in partnership with various airlines and third-party programs.
However, it's important to note that the points program is an additional service, and users must pay a monthly fee to participate. The fee is R$17.90 per month, or a total of R$214.80 per year.
Although several products in the Itaucard catalog offer cashback programs, this service is not available for the Click Visa Platinum. Therefore, it is not possible to participate in an initiative that returns a portion of the purchase amount to your account or as credit.
The lack of a cashback program on credit cards can be a disadvantage for users seeking this advantage, and it's also a feature that's becoming increasingly popular in the market. However, this option isn't currently available on the card.
Deadline for proposal evaluation
It may take up to 45 days for your Itaú Click credit card proposal to be processed.
Even though several users claim to have received a response in less time, the deadline may have been extended.
However, although there is an option to get the annual fee free with the Itaucard Click Visa Platinum card, you must spend at least R$100.00 on your monthly bill.
Additionally, you need to pay closer attention to your invoice, which may incur a fee if you don't reach the minimum amount required.
How to apply for your Itaú Click credit card?
Official website of the Itaú Click Credit Card by clicking here ;
You can track all your transactions and even the status of your credit card application through your mobile phone by downloading the application from your phone's Play Store.
To proceed, the form requires some basic information, such as:
- CPF;
- Name;
- mobile phone;
- e-mail.
This way, the system can locate the user, check whether they already have an account with Itaú, and verify other account details.
Then, follow the instructions on the website to complete the remaining steps of the form, which include specific areas for information. These will help the bank analyze the proposal and are important for completeness and authenticity.
You will need to provide some details such as occupation, income, personal documents and address.
Finally, simply submit your proposal and wait for Itaucard's response with an estimate. If approved, the physical card will begin production and be shipped to your registered address.
However, if the proposal is rejected, the client can submit a new request within the deadline established by the institution, which is usually 90 days. Contact can be made via email or SMS, so it's important to pay attention to both channels.
