Discover today a range of benefits and advantages that only the Itaú network, through this incredible credit card, can offer you.
However, choosing a credit card that best suits your financial and offers the best benefits is a challenge.
Ultimately, there are many different cards that can trap us if we are not aware of their terms.
Continue reading to the end of this post to learn more about this amazing credit card. Find out more about it below.
Discover the main benefits and advantages of the Itaú Click credit card:
Below you will learn a little more about this incredible line of credit and decide whether or not it's worth getting your Itaú Click credit card.
Itaucard app
With the app, you can easily and quickly track your invoices, your individual expenses, check your benefits, and enjoy the convenience.
Itaucard has partnerships with various establishments, such as cinemas, retail brands, and e-commerce stores that give you discounts of up to 50%, such as Magalu, FastShop, Netshoes, and many more.
Annual fee waived
Despite offering all these benefits, the Itaucard Click credit card has no annual fee.
This is because there is a trend among card providers, following the emergence of startups that have revolutionized this billing practice.
Purchases by proxy
One of the greatest conveniences that technological advancements provide us is the ability to pay for purchases simply by holding a credit card near the machine.
To use your credit card, it's important to have your PIN, which is also known as your password.
Itaucard Click customer profile
This card is suitable for everyone because it doesn't require a minimum income or charge a lifetime annuity. However, there are some points to consider when applying for this card:
- Approval is difficult for people with negative credit scores;
- To get the card, you must open an account at Itaú and
- However, it is impossible to ignore the many benefits that this card offers.
Discover Itaú Click credit programs…
The Itaucard Click Visa Platinum card has its own points program that's always available.
Once you've accumulated a good number of points, you can exchange them for exclusive products, experiences such as attending events, and even travel. Points can also be redeemed for miles through partnerships with various airlines and external programs.
However, it's important to note that the points program is an additional service and the user must pay a monthly fee to participate. The amount is R$17.90 per month, or a total of R$214.80 per year.
Although several products in the Itaucard catalog have cashback programs, this service is not available for the Click Visa Platinum. Consequently, it is not possible to participate in an initiative that returns a portion of the purchase money to the account or as credit.
The lack of a cashback program on the credit card can be a disadvantage for users seeking this feature, in addition to being a characteristic that is becoming increasingly popular in the market. However, this option is not currently available.
Deadline for proposal evaluation
Your Itaú Click credit card application may take up to 45 days to be processed.
Even though several users claim to have received a response in less time, the deadline may have been extended.
However, although there is an option to get the annual fee waived with the Itaucard Click Visa Platinum card, you need to spend at least R$100.00 on your monthly bill.
Furthermore, it's necessary to pay closer attention to the invoice, as it may include a fee if the minimum required amount is not reached.
How do I apply for my Itaú Click credit card?
Official website for the Itaú Click Credit Card by clicking here ;
You can track all your transactions and even the status of your credit card application through your mobile phone by downloading the app from the Play Store on your phone.
To proceed, the form requires some basic information, such as:
- CPF;
- Name;
- mobile phone;
- e-mail.
In this way, the system can locate the user, verify if they already have an account with Itaú, and check other account details.
Next, follow the instructions on the website to complete the rest of the form, which includes specific fields for information. This will help the bank analyze the application, and it is important that it is complete and truthful.
You will need to provide some details such as occupation, income, personal documents and address.
Finally, simply submit your application and wait for Itaucard's response with the estimate. If approved, the physical card will begin production, after which it will be sent to the registered address.
However, if the proposal is rejected, the client can submit a new request within the timeframe established by the institution, which is usually 90 days. Contact can be made via email or SMS, so it is important to pay attention to both channels.