Want to know how to apply for a Lojas Americanas credit card? This article provides a complete, step-by-step guide on how to obtain one of the most convenient payment methods for your purchases!
Lojas Americanas is a company with numerous stores throughout Brazil and has been in the retail business since 1929. Currently, there are over 1,700 stores in Brazil offering a wide variety of products, and Americanas credit can be used to purchase store cards.
Advantages of Applying for the Lojas Americanas Credit Card
If you need a Lojas Americanas credit card, you can make purchases at any store in the country, pay in 12 interest-free installments on the company's website, and make purchases at various institutions. Since the Lojas Americanas credit card is primarily Visa, you can find out directly on the website.
The Lojas Americanas credit card issued by Cetelem offers good discounts on purchases at Americanas.com and also the possibility of exclusive rates.
Ideal for those who have furniture/items at home or even for those who, for example, provide a property.
With the customer card you can buy a refrigerator with payment in 24 installments (interest-free) or 36 installments (with interest). Of course, it's almost never worth paying interest.
Another very interesting benefit is the separation of boundaries. The Americanas card has two distinct limits: one for your work and another for your personal life.
This is very convenient, but dangerous, because you have purchasing power that is sometimes well above your salary. Especially if you use Mais Limite, which is the additional credit offered and valid for installment purchases on Americanas.com.
Although the ability to withdraw funds from a loan isn't actually an asset, it's worth mentioning that the card allows this action. In other words, you withdraw an amount using the credit function and pay the next bill. But don't forget: if you use this option, you'll have to pay very high finance charges.
The Visa card provided allows you to take full advantage of the Vai de Visa program.
The menu also has its own program: More Smiles. No pre-registration is required; in this program you earn points when you use your Americanas card. Points can be redeemed for gift cards on the Americanas website or for cashback vouchers at Ame Digital.
How do I apply for a Lojas Americanas credit card?
You can submit a credit card application through the app or website. Just follow the steps below:
- The Americanas card can be requested through the app. To do this, simply access the Apple Store or Play Store and download the app.
- After installing the app on your mobile device, you need to access it and go to the menu =. Then, register the user for access with a login name and password.
Americanas.com website
To apply for an Americanas credit card, simply visit this website. You must log in with your username and password. If you are not yet registered, you can register now.
When accessing the user area, select the option to request a Lojas Americanas credit card in the menu, fill in the requested information on the form, submit suggestions, and wait for the review.
Is it taking a long time for my Lojas Americanas credit card to arrive?
After the customer's order is confirmed, the Americanas credit card will be delivered within 14 days. If your card has been approved and the delivery deadline has passed, but you have not received it, you can contact the company to inform them of the situation and request an explanation for the delay.
Simply dial Americanas' phone number: Call Center (4004-7990) or Customer Service (0800 887 0463).
Americanas Stores Cashback Credit Card
Ame Digital is a (digital) account that allows you to pay for purchases at partner stores. These payments generate cashback, which means you get back part of the amount you spent.
For example: if an extra box costs R$ 10 reais and the purchase offers 20% cashback.
If you buy 10 boxes, you'll spend R$100, but you'll get R$20 back that can be used on another purchase. Let's say you buy a shirt for that price; in practice, the product is free.
And that's why the Lojas Americanas card has become so attractive: you get discounts, exclusive rates, and you can even get back part of the money you spent (that's cashback).
The problem, which isn't really a problem, is that the money doesn't come back immediately. It ends up in your Ame account after 30 days and can't be withdrawn. In other words, you can only use the amount for one more purchase.
Do I have to spend money in the store and receive a credit to continue spending in the store? Yes, sir. But imagine the savings and convenience for those who frequently shop online.
For someone renovating a house from scratch, the money back from buying a TV can be used to purchase a pair of glasses. Which, for someone just starting out in life, can make all the difference
Note: The Americanas card has been replaced by Ame Digital