Want to know how to apply for a Lojas Americanas credit card? This article provides a complete, step-by-step guide to obtaining one of the most convenient payment methods for your purchases!
Lojas Americanas is a company with several stores throughout the country and has been in retail since 1929. Currently, there are more than 1,700 stores in Brazil offering a wide variety of products, and Americanas credit can be used to purchase cards.
Advantages of Applying for the Lojas Americanas Credit Card
If a Lojas Americanas credit card is required, the customer can make purchases at any store in the country, pay in 12 interest-free installments on the company's website and make purchases at various institutions, as the Lojas Americanas credit card is mostly Visa, which you can find directly on the website.
The Lojas Americanas credit card issued by Cetelem offers good discounts on purchases at Americanas.com and also the possibility of exclusive rates.
Ideal for those who have furniture/items at home or even for those who, for example, furnish a property.
With your customer card, you can buy a refrigerator in 24 installments (interest-free) or 36 installments (with interest). Of course, it's almost never worth paying interest.
Another very interesting benefit is the division of borders. The Americanas card has two distinct limits: one for you at work and one for you in life.
This is very convenient, but dangerous, as your purchasing power is sometimes well above your salary. Especially if you use Mais Limite, the additional credit offered and valid for installment purchases on Americanas.com.
While the ability to withdraw funds from a loan isn't necessarily a plus, it's worth noting that the card allows this. In other words, you withdraw funds from the credit function and pay your next bill. But remember: if you use this option, you'll have to pay very high finance fees.
The Visa card provided allows you to take full advantage of the Vai de Visa program.
The menu also has its own program: Mais Sorrisos. No pre-registration required, this program earns you points by using your Americanas card. Points can be exchanged for gift cards on the Americanas website or for cashback vouchers at Ame Digital.
How do I apply for the Lojas Americanas Credit Card?
You can submit a credit card application through the app or website. Just follow the steps below:
- The Americanas card can be requested through the app. To do so, simply access the Apple Store or Play Store and download it.
- After installing the app on your mobile device, you need to access it and go to the menu =. Then, register the user for access with a login name and password.
Americanas.com website
To apply for an Americanas credit card, simply visit this website. You must log in with your username and password. If you're not already registered, you can register now.
When accessing the user area, select the option to request a Lojas Americanas credit card in the menu, fill in the requested information on the form, send suggestions and wait for analysis.
Does it take a long time for the Lojas Americanas credit card to arrive?
After the customer's order is confirmed, the Americanas credit card will be delivered within 14 days. If your card has been approved and the delivery deadline has passed, but you haven't received it, you can contact the company to inform them of the situation and request a response to the delay.
Just dial the Americanas phone number: Call Center (4004-7990) or SAC (0800 887 0463).
Americanas Cashback Credit Card
Ame Digital is a digital account that lets you pay for purchases at partner stores. These payments generate cashback, which means you get a portion of your spending back..
For example: if an extra box costs R$10 and the purchase offers 20% cashback.
If you buy 10 boxes, you'll spend R$100, but you'll get R$20 back that can be used on another purchase. Suppose you buy a shirt at that price, you're effectively free.
And that's why the Lojas Americanas card has become so interesting because you get discounts, there are exclusive rates, and you even get back part of the money you spent (that's cashback).
The problem, which isn't really a problem, is that the money isn't returned immediately. It ends up in your Ame account within 30 days and can't be paid out. This means you can only use the money for one more purchase.
Do I have to spend money in the store and receive cash back to keep spending money in the store? Yes, sir. But imagine the savings and convenience for those who shop online frequently.
For someone renovating a house from scratch, the cash back earned on a TV purchase can be used to buy a pair of glasses. Which, for someone just starting out, can make all the difference.
Note: The Americanas Card has been replaced by the ame DIGITAL
