Still unfamiliar with the Mercantil credit card and wondering if it's worth it? Check out the list of benefits this card offers and how it works! And that's not all; at the end of this article, we'll teach you how to apply for your card today! Have you ever imagined getting a new Mercantil card to have even more credit available for your purchases?
The most interesting thing is that the Mercantil credit card offers exclusive points accrual benefits and several card options, so you can choose the one that best suits your needs. Mercantil's more comprehensive options, in turn, offer even more benefits to their users.
Mercantil Bank offers a wide variety of credit cards, making it easy to find the perfect one for you.
Banco Mercantil credit card points
How do Mercantil points, discounts, cashback, and miles work?
Joining the respective "Always More Program" is automatic and also free. Therefore, all participating cards will have the benefit
Every dollar spent on the MB Pleno, World, Card, and Gold cards earns 1 Sempre Mais point. However, the MB Platinum card earns 1.2 points for every dollar spent, making it more beneficial.
The method of converting these points is based on the dollar exchange rate on the day the transaction is made.
The system records expenses on national and international purchases.
Installment purchases that refer to installments shown on the invoice and national withdrawals, international withdrawals and credit card bill payments will also be counted towards your score.
How do I redeem points on my Mercantil card?
- To be able to redeem your points, you just need to be the holder of the respective card and have your credit cards in good standing.
- Your score in the Sempre Mais program can be checked on your card statements or in Internet Banking, just click on the Cards option and then on Sempre Mais
- Rewards redemption is done through Internet Banking > Cards > Sempre Mais
- Rewards can be redeemed using the points + R$ option. To do so, participants must use at least half of the points value, which will be topped up with an amount paid with the Banco Mercantil card.
- The points that are accumulated are valid for a period of 24 months
- To collect your points in airline programs, you will need to have at least a minimum balance of 25,000 points (Latam Pass, Multiplus and Smiles), and also 20,000 points (TudoAzul)
- You won't need to redeem your points in full, but always in multiples of 1,000.
Main benefits of the Banco Mercantil Card
Benefits available in all Banco Mercantil card options:
- Up to 40 interest-free days to pay bills
- Special participation in the Sempre Mais rewards program
- Payment in up to 12 interest-free installments
- International withdrawal for the credit function (fee of 2% of the withdrawal amount – minimum R$25, maximum R$80)
- Payment of bills using the credit function (rate of 3.9% of the value of the title)
- National withdrawal using the credit function (R$10 fee)
The Credit, World, Card, Gold and Platinum options also include revolving credit.
Banco Mercantil card control APP
The app allows for simplified management of your Mercantil credit card, and can be done directly from your cell phone through the official Banco Mercantil app. With the app, you can:
- Check the payment date of your benefit
- Take out and renew loans
- Check loans taken out
- Check balances and also account and investment statements
- Make transfers between Mercantil do Brasil accounts
- Make payments using barcodes
- Check all invoices and available credit limit on your credit card
- Transfer amounts to other bank accounts (both TED and DOC)
- Block and unblock cards
- Port your salary
- Apply and redeem in CDB
- Contact the Mercantil do Brasil team via chat, among other features.
Special benefits of Mercantil Platinum
- Visa Concierge: Personal assistant that makes flight confirmation easier
- Visa Luxury Hotel Collection
- Visa Airport Companion
- Free Valet Shopping Malls
- Online Medical Visa: Virtual medical consultation available 24 hours a day
- Free Valet Restaurants:
- International Medical Emergency Insurance: Accident Coverage
How do I apply for my Mercantil credit card?
To apply for your Mercantil card, you'll need to go to a cooperative branch near your home. To get your card more easily, you can access the official Mercantil website by clicking the button below, which will help you get the information you need to apply for your card! Click the button below!
By clicking the button you will leave the site
