Still haven't heard of the Mercantil credit card and want to know if it's worth it? Check out the list of benefits this card offers and how it works! And that's not all, at the end of this article we'll teach you how to apply for your card today! Can you imagine getting a new Mercantil card to have even more credit available for your purchases?
The most interesting thing is that the Mercantil credit card has exclusive points accumulation benefits and several card types so you can choose the one that best suits your needs. The more comprehensive Mercantil cards, in turn, offer even more benefits to their users.
Mercantil Bank offers a wide variety of credit cards, making it easy for you to find the ideal version.
Mercantil Bank credit card points
How do points, discounts, cashback, and miles work at Mercantil?
Enrollment in the respective "Sempre Mais Program" is automatic and free of charge. Therefore, all participating cards will receive the benefit.
For every dollar spent on MB Pleno, World, Card, and Gold cards, you earn 1 Sempre Mais point. However, the MB Platinum card gives 1.2 points for every dollar spent, making it more beneficial.
The method for converting these points is based on the dollar exchange rate on the day the transaction is made.
The system tracks expenses on both domestic and international purchases.
Purchases made in installments that are related to installments charged on the bill, as well as domestic withdrawals, international withdrawals, and bill payments on the credit card, will also be counted towards the points tally.
How do I redeem points on my Mercantil card?
- To redeem your points, you simply need to be the cardholder and have your credit cards in good standing.
- Your points in the Sempre Mais program can be viewed on your credit card statements or in your online banking; simply click on the "Cards" option and then on "Sempre Mais".
- Rewards can be redeemed through Internet Banking > Cards > Sempre Mais.
- It will be possible to redeem rewards using the points + R$ option. To do this, the participant must use at least half the value in points, as this will be supplemented by a payment made with the Banco Mercantil card.
- The points accumulated are valid for a period of 24 months.
- To redeem your points in airline loyalty programs, you will need to have a minimum balance of 25,000 points (Latam Pass, Multiplus, and Smiles), and also 20,000 points (TudoAzul).
- You will not need to redeem all your points at once, but always in multiples of 1,000.
Main benefits of the Banco Mercantil Card
Benefits available in all presented Banco Mercantil card options:
- Up to 40 days interest-free to pay your bills.
- Special participation in the Sempre Mais rewards program.
- Payment in up to 12 installments with no interest.
- International withdrawal for credit card transactions (2% fee on the withdrawal amount – minimum R$25, maximum R$80)
- Bill payment using the credit function (3.9% fee on the bill amount)
- Cash withdrawal within the country using the credit function (R$10 fee)
The Credit, World, Card, Gold, and Platinum card types also include revolving credit.
Mercantil Bank card control app
The app allows for simplified management of your Mercantil credit card, and can be done directly from your mobile phone through the official Banco Mercantil app. In the app, you can:
- Check the payment date for your benefit.
- Contracting and renewing loans
- View contracted loans
- Check your balances and statements for your account and investments.
- Making transfers between Mercantil do Brasil accounts
- Making payments using barcodes
- View all invoices and available credit limit on your credit card.
- Transferring amounts to accounts at other banks (both via TED and DOC)
- Blocking and unblocking cards
- Transferring your salary to another institution
- Invest and redeem in CDB
- Contact the Mercantil do Brasil team via chat, among other features.
Special benefits of Mercantil Platinum
- Visa Concierge: Personal assistant that simplifies flight confirmation.
- Visa Luxury Hotel Collection
- Visa Airport Companion
- Free Valet Parking at Shopping Malls
- Visa Online Medical Consultation: Virtual medical consultation available 24 hours a day.
- Free Valet Parking at Restaurants:
- International Medical Emergency Insurance: Accident Coverage
How do I apply for my Mercantil credit card?
To apply for your Mercantil card, you need to go to a branch of the cooperative that is near your place of residence. But to obtain your card more easily, you can access the official Mercantil website by clicking the button below, which will make it easier for you to get the information to apply for your card! Click the button below!
By clicking the button you will leave the site
