Mercantil Credit Card: What are the benefits?
Don't know the Mercantil credit card yet and want to know if it's worth it? Check out the list of benefits this card offers and how it works! And that's not all—at the end of this article we'll teach you how to apply for your card today! Have you ever thought about getting a new Mercantil card to have even more credit available for your purchases?
The most interesting thing is that the Mercantil credit card has exclusive point accumulation benefits and various card types so you can choose the one that best suits your needs. The most complete Mercantil options, in turn, offer even more benefits to their users.
Banco Mercantil offers a wide variety of credit cards, which makes it easier for you to find the ideal version.
Banco Mercantil credit card points
How do Mercantil's points, discounts, cashback and miles work?
Enrollment in the respective ''Sempre Mais Program'' is automatic and also free. This way all participating cards will have the benefit
Every 1 dollar spent on MB Pleno, World, Card and Gold cards equals 1 Sempre Mais point. However, MB Platinum gives 1.2 points for every 1 dollar spent, making it more beneficial.
These points are converted using the dollar exchange rate on the day the transaction is made.
The system counts spending on both domestic and international purchases.
Installment purchases referring to installments posted on the bill and domestic withdrawals, international withdrawals and credit card bill payments will also be counted in the points tally.
How to redeem points on the Mercantil card?
- To redeem your points, you just need to be the cardholder and have your credit cards in good standing
- Your score in the Sempre Mais program can be checked on your card statements or in Internet Banking, just click on the Cards option and then on Sempre Mais
- Reward redemption is done through Internet Banking > Cards > Sempre Mais
- It will be possible to redeem rewards through the points + R$ option. And to do this, the participant will need to use at least half of the value in points. This will be complemented with an amount paid with the Banco Mercantil card
- Accumulated points are valid for a period of 24 months
- To use your points in airline company programs, you will need to have a minimum balance of 25,000 points (Latam Pass, Multiplus and Smiles), and also 20,000 points (TudoAzul)
- You don't need to redeem all your points at once, but always in multiples of 1,000
Main benefits of the Banco Mercantil Card
Benefits present in all presented versions of the Banco Mercantil card:
- Up to 40 days interest-free to pay your bills
- Special participation in the Sempre Mais rewards program
- Installment payment divided into up to 12 interest-free times
- International withdrawal for credit function (2% fee on withdrawal amount – minimum R$ 25, maximum R$ 80)
- Bill payment on credit function (3.9% fee on bill amount)
- Domestic withdrawal on credit function (R$ 10 fee)
Credit, World, Card, Gold and Platinum options also have revolving credit.
Banco Mercantil card management app
The APP allows simplified management of your Mercantil credit card and can be done directly from your phone using the official Banco Mercantil app. In the application, you can:
- Check your benefit payment date
- Apply for and renew loans
- Check loans you've taken out
- Check balances and statements for your account and investments
- Make transfers between Banco Mercantil accounts in Brazil
- Make payments using barcode
- Check all statements and available credit limit on your credit card
- Transfer money to accounts at other banks (both TED and DOC)
- Block and unblock cards
- Transfer your salary
- Invest and redeem CDB
- Contact the Mercantil do Brasil team via chat, among other features.
Special benefits of Mercantil Platinum
- Visa Concierge: Personal assistant who makes flight confirmation easier
- Visa Luxury Hotel Collection
- Visa Airport Companion
- Free Valet Shoppings
- Visa Medical Online: Virtual medical consultation available 24 hours
- Free Valet Restaurants:
- International Medical Emergency Insurance: Accident coverage
How do I apply for my Mercantil credit card?
To apply for your Mercantil card, you need to visit a cooperative branch near your home. But to get your card more easily, you can access the official Mercantil website by clicking the button below, which will make it easier for you to get the information to apply for your card! Click the button below!
By clicking the button you will leave the website
