Caixa is one of the best-known banks in the country for its much lower interest rates. See this article for how to apply for your Caixa credit card.
Caixa offers several benefits to its customers who have a national credit card, allowing you to pay for your purchases in installments without any interest and without a down payment, and you can even have up to 40 days to pay.
Another very good advantage that this Caixa credit card offers is that you have a credit limit that you can withdraw in cash.
How does this credit card work?
To apply for a Caixa Nacional credit card, you must be at least 18 years old and have proof of income.
The limit that Caixa provides for this credit card is at least R$800.00, but if you have a higher score you can have a limit much higher than R$800.00.
Another advantage of this credit card is that it offers a revolving financing system, in which the user can finance the outstanding balance after making the minimum payment.
Do you have to pay an annual fee?
Yes! You have to pay an annual fee, but it's not very high and you can pay in 12 installments.
Mastercard and Visa charge an annual fee of R$126.00, which can be divided into 12 installments of just R$10.50.
Credit Cards with the Elo brand will have an annual fee of R$63.00, divided into 12 installments, which will cost just R$5.25.
But will there be any advantage in having a Caixa credit card?
Yes! With the Caixa Nacional credit card, you'll have great convenience, including the convenience of having your card accepted nationwide. You can also pay for all your orders within an incredible 40-day term, and even better, it's interest-free.
Another great thing is having the great freedom and ease of being able to pay your card bill however you want! You can split it into 48 installments or pay in full if you prefer.
But how do I pay my credit card bill?
With the great ease that Caixa provides to customers, you can pay your credit card bill through internet banking, at any bank correspondent, or at a lottery outlet.
If you have a bad credit history, you can also apply for a Caixa card. Learn how to apply for a credit card if you have a bad credit history below.
