Caixa Bank is one of the best-known banks in the country for its significantly lower interest rates. This article will show you how to apply for your Caixa credit card.
The bank offers several benefits to its customers who have the national credit card , allowing you to pay for your purchases in installments with no interest and no down payment, and you can even have up to 40 days to pay.
Another great advantage that this Caixa credit card offers is that you have a credit limit that you can withdraw in cash.
How does this credit card work?
To apply for the Caixa Nacional credit card, you must be at least 18 years old and have proof of income.
The credit limit that Caixa offers for this credit card is at least R$800.00, however, if you have a higher credit score you may be able to get a much higher limit than R$800.00.
Another advantage of this credit card is that it offers a revolving credit system, in which the user can finance the outstanding balance after making the minimum payment.
Do I have to pay an annual fee?
Yes! You have to pay an annual fee, but it's not very high and you can even pay in 12 installments.
Mastercard and Visa charge an annual fee of R$126.00, which can be divided into 12 installments of just R$10.50.
Credit cards with the Elo brand will have an annual fee of R$63.00, which can be divided into 12 installments of only R$5.25.
But will there be any advantage in having a Caixa credit card?
Yes! With the Caixa Nacional credit card, you'll have great convenience, with your card being accepted throughout the country, and you can pay for all your orders within an incredible 40 days, and even better, with no interest.
Another great thing is having the freedom and ease of paying your credit card bill however you want! You can split it into 48 installments or pay in full if you prefer.
But how do I pay my credit card bill?
With the great ease that Caixa provides to its customers, you can pay your credit card bill through internet banking, at any banking correspondent, or lottery outlet.
Even if you have a negative credit history, you can still apply for a Caixa credit card. See below how you can apply for your credit card even if you have a negative credit history.