So digital credit cards are becoming increasingly common nowadays, this is because their modernity and use without having to pay an annual fee have attracted many customers, and one of the great representatives of this market is the Neon credit card.
However, many customers still ask how to acquire the card and whether the benefits of this card really work, so we will fully resolve this doubt in this article.
In this article, we'll cover all the requirements needed to obtain the card, as well as answer any questions you may have about its benefits.
What is the Neon credit card?
However, you must have heard about a digital credit card on the internet or on television, right?
However, there is an explanation for this: each passing day this is the most popular option among bank customers around the world, as ease and speed are always at the forefront of the market.
The Neon credit card is also on this list and is one of the most sought-after. Have you ever imagined being able to make transfers and other transactions without having to go to a bank? It's 100% digital.
The Neon credit card also has a credit and debit function, which is a differentiator for customers, as it eliminates any physical action.
However, this card has several other benefits, such as a reduction in several fees, and even being exempt from some, such as zero annual fees.
However, following modernity and leaving behind the customs we had with conventional credit cards.
Why doesn't the Neon credit card have an annual fee?
For example, one thing that was normal for all customers was the annual fee, which always came with conventional credit cards.
So anyone who remembers someone or even had a credit card like that knows how much of a difference the annual fee made at the end of the bill.
However, beyond everything else, it was a credit card that was paid all year round, and could receive adjustments and additions throughout the year.
Then, with modernity and many customer complaints, digital credit cards emerged, such as the Neon credit card, which reduced the annual fee and charged extremely lower fees.
However, with their popularity and the significant difference between fees and annual fees, digital cards have become the market leader. After all, who doesn't want to save money? Especially these days.
What are the advantages of the Neon credit card?
In fact, digital credit cards outperform conventional credit cards in practically every aspect.
Therefore, it could not be different with the Neon credit card, which has the following advantages:
Neon Credit Card: How to apply for this card with no annual fee?
1. Completely free process
Therefore, as we have already mentioned throughout this article, one of the advantages is that the card has several reduced fees and many are exempt.
There are several benefits to using this, for example, it is free to purchase, maintain, and even close your digital account.
So this card is different from some other institutions, which charge to carry out this type of action, thus being a big differentiator.
However, it is a very important benefit considering a person who wants to save money completely.
2. Free withdrawal option
However, although most credit card fees are free, some institutions still charge for withdrawals.
But not with the Neon credit card, it offers its customers a completely free monthly withdrawal at any ATM 24 hours a day.
However, it doesn't stop there, because if you make 10 purchases in 30 days, you can make 3 more free withdrawals throughout the month using Neon+.
So if you plan to make few withdrawals over 30 days, you can enjoy this action for free.
However, if you want to make withdrawals above the Neon credit card limit, you will have to pay a fee of R$6.90.
3. Free transfers
But the good news doesn't stop there, as the Neon credit card also offers its customers a completely free transfer program.
What's even more striking is the fact that the free transactions are for both Neon card accounts and any other bank.
However, an important and positive point for those who carry out many transactions, considering that this action is charged at many other banks.
How to apply for the Neon credit card?
Therefore, as we have said throughout this article, the focus of digital cards is to make your customers' lives 100% easier, aiming for comfort, security, and agility.
So, applying for the Neon credit card couldn't be difficult, could it? And you can do it from anywhere using just your cell phone.
Meanwhile, dispensing with all the bureaucracy of institutions having to queue and wait a long time to be served.
Therefore, the process is very simple, check it out:
First, you will download the Neon credit card app to your cell phone, whether it is an Android or iOS system.
Next you will enter 'Open an account'.
Then, after that, you will have to provide your personal data to the collaborators, in order to undergo an evaluation.
After a maximum of 7 days, the response will be sent to your email, where you will know whether it was approved or not. If approved, the card will be sent directly to your address.
So, with the card in hand, you will download the app, which you will use to unlock it very easily.
Once all these steps have been successfully completed, you'll be ready to use your Neon credit card and enjoy its benefits.
Final considerations
The Neon credit card will certainly be your best option for a fully digital card with zero annual fees and free transactions.
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