So digital credit cards are becoming increasingly common these days, because their modernity and the ability to use them without having to pay an annual fee have attracted many customers, and one of the major players in this market is the Neon credit card.
However, many customers are still asking how to get the card and if the benefits of this card really work, so in this complete guide we will put an end to this doubt.
In this article we will discuss all the requirements needed to obtain the card, as well as answer any questions about its benefits.
What is the Neon credit card?
However, you've probably heard about digital credit cards on the internet or television at some point, haven't you?
However, there is an explanation for this: it's because every day this becomes the most popular option among bank customers worldwide, as its ease and speed are always at the forefront of the market.
The Neon credit card is also on this list, and it's one of the most requested. Imagine being able to make transfers and perform various other actions without having to go to a bank? It's 100% digital.
The Neon credit card still has both credit and debit functions, which is a plus for customers as it eliminates the need for any physical action.
However, this card comes with several other benefits, such as reduced fees in various areas, and even being exempt from some, like having zero annual fees.
However, we are embracing modernity and leaving behind the customs we had with conventional credit cards.
Why doesn't the Neon credit card have an annual fee?
For example, one thing that was standard for all customers was the annual fee, which always came with conventional credit cards.
Therefore, anyone who remembers someone who had this credit card, or even had one themselves, knows how much the annual fee made a difference at the end of the bill.
However, in addition to everything else, it was a credit card that was paid for throughout the year, and could receive adjustments and surcharges during the year.
Then, with modernization and many customer complaints, digital credit cards emerged, such as the Neon credit card, which eliminated annual fees and charged significantly lower rates.
However, their popularity and the large difference in fees and annual charges have made digital cards the top choice in the market. After all, who doesn't want to save money, especially nowadays?.
What are the advantages of the Neon credit card?
Actually, digital credit cards outperform conventional credit cards in virtually every aspect.
Therefore, it couldn't be any different with the Neon credit card, which has the following advantages:
Neon Credit Card: How to apply for this card with no annual fee?
1. The entire process is free of charge
Therefore, as we have already mentioned throughout this article, one of the advantages of the card is that it has several reduced fees and many fees that are waived.
The benefits of using this are numerous, for example, it's free to acquire, maintain, and even close your digital account.
Therefore, this card stands out from some other institutions that charge for this type of action, making it a major differentiator.
However, this is a very important benefit, especially for someone who wants to save money completely.
2. Free withdrawal option
However, despite most credit card fees being free, some institutions still charge for cash withdrawals.
But not with the Neon credit card; it offers its customers one completely free monthly withdrawal at any 24-hour ATM.
However, it doesn't stop there, because if you make 10 purchases in 30 days, you can make 3 more free withdrawals throughout the month using Neon+.
So, by planning to make only a few withdrawals over 30 days, you can enjoy this offer for free.
However, if you wish to make withdrawals exceeding your Neon credit card limit, you will have to pay a fee of R$6.90.
3. Free transfers
But the good news doesn't stop there, as the Neon credit card also offers its customers a completely free transfer program.
What's even more striking is the fact that the free transactions apply to both Neon card accounts and any other bank account.
However, an important and positive point for those who carry out many transactions is that this action is charged in many other banks.
How do I apply for a Neon credit card?
Therefore, as we've discussed throughout this article, the focus of digital cards is to make life 100% easier for your customers, aiming for comfort, security, and speed.
So, applying for a Neon credit card shouldn't be difficult, right? And you can do it from anywhere using just your cell phone.
Entertaining by eliminating all the bureaucracy of institutions, having to stand in lines and wait a long time to be served.
Therefore, the process is very simple, check it out:
First, you will download the Neon credit card app to your mobile phone, whether it's an Android or iOS system.
Next, you will go to 'Open an account'.
After that, you will need to provide your personal information to the collaborators so that you can undergo an evaluation.
After a maximum of 7 days, the response will be sent to your email, where you will find out if you have been approved or not. If approved, the card will be sent directly to your address.
So, with the card in hand, you will download the app, which you will use to unlock it very easily.
After all these steps are successfully completed, you will be ready to use your Neon credit card and enjoy its benefits.
Final considerations
Without a doubt, the Neon credit card will be your best option for a fully digital card with zero annual fees and free transactions.
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