This card, which is currently on the market, offers several benefits.
Because it is a card with no annual fee from a Brazilian Startup exploring places and services in the market, with its capacity in finance and services, but with the main purpose being the credit service.
Nubank Credit Card
The Nubank card stands out for its no-annual-fee, free maintenance, and international availability. And, of course, the Nubank credit card is also available for debit use.
Even though posters indicate the Mastercard brand in the Gold plan, the same cardholder also falls into the Platinum category, but to fit into this category it depends on the amount spent monthly, offering you more opportunities and advantages.
Nubank customers have a preference to opt for a paid plan called Nubank Rewards, which consists of a points project. In Nubank Rewards, you can pay monthly or annually for the monthly amount of $19.00 or annually for $190.00.
This points method is easy; the customer needs to spend 1 real to earn one point. Points can then be used to deduct from the card's value as a discount on their bill. Example:
10,000 points saved equals
$100.00 deducted from your bill.
Advantages of the Nubank Credit Card
. No annual fee.
. Purchase installments with variable discounts.
. Provide the Nubank app with quality customer service.
. Because it is international and a pioneer, it is already available in 30 million locations around the world, which already accept the card.
. With debt selection available.
. Annual adjustments to your limit values.
. Contactless technology, meaning you need to pay when you use your card.
Disadvantages of the Nubank Card
. Nubank credit card interest rates.
Interest rate increase; increase from 2.75% to 14% this month.
. Interest on invoice installments; from 0.99% to 13.75% per month.
. In case of delay, the interest charged will be on the amount of the balance or installment and with an additional interest of 1% per month.
Nubank's most common customers are those in the technology and communications world, as these cards have their own app and more virtual technologies than traditional banking systems. However, anyone can obtain this card either on the Nubank website or through the app. You can download the app from your phone's Playstore. It allows you to view your balance, make payments, and more.
The famous purple that makes all the difference.
The most widely accepted and readily available card, with numerous features and market acclaim.
It also includes a virtual app and point-based discounts.
