Nowadays, it's common for people to prefer digital credit cards. Innovating in the market, digital cards offer greater convenience to customers, but some people still prefer traditional banks for the security they provide.
Therefore, in order to avoid becoming outdated, some banks have refined their services with innovations, one of which is the Ourocard Fácil credit card.
Therefore, this credit card enjoys all the new modern features of digital credit cards, such as app-based control, and even zero-annual-fee promotions for its customers.
However, many people still wonder if it's worth getting the card, and if it might be left behind by its competitors.
In this way, we will fully list all the benefits of the Ourocard credit card, and how you can apply for yours.
What is the Ourocard Fácil credit card and how does it work?
Traditional banks still have a large number of customers who prefer them, but the trust factor with digital banks is often questioned, especially by some people, usually older ones.
The Ourocard Fácil credit card, issued by Banco do Brasil, offers its customers all the security and security of conventional banks.
Therefore, the card's innovation lies in almost all the features of a digital credit card, such as reduced fees, and even the ability to request card and bank transactions via the app.
However, it is a credit card that aimed to bring practicality, security, and the comfort of modernity to its customers.
One of the advantages that the Ourocard Fácil credit card offers its customers is the fact that anyone can apply for the card, even if they are not a customer of the bank.
Therefore, by acquiring this card, you will have some advantages, such as:
1. Annual fee waiver for 1 year
As mentioned above, one of the great advantages of the card is undoubtedly the zero annual fee, which makes customers feel the importance of the benefit at the end of the billing cycle.
However, unlike its competitors, the Ourocard Fácil credit card will not waive the annual fee for its customers for the entire duration of the card's term.
However, it offers a full exemption for a period of one year; after that period, the fee will be charged, but at a considerably reduced rate.
The annual fee after 1 year will work as follows:
6 installments of R$ 20.00 (R$ 120.00 total) for the cardholder
6 installments of R$ 10.00 (R$ 60.00 total) for additional cards
In other words, despite charging a fee after one year, the Ourocard Fácil credit card is still ahead of some competitors that do not offer this option.
2. Ourocard Fácil Virtual Credit Card
Modernity has arrived and brought people a new way to acquire products, and that is through the digital market, where purchases and payments can be made without leaving home.
However, the number of people who do not trust the method is very large, due to the number of scams perpetrated by criminals on the web.
Bearing this in mind, Ourocard Fácil also offers its customers a virtual credit card separate from their physical card, providing security for online purchases.
But if you prefer, you can also make purchases with the card in physical form, making it useful in both situations.
3. Access to a points program
In addition to all this, the Ourocard Fácil credit card uses a points accumulation program, which allows its customers to exchange points for products in stores and tickets to shows with a companion.
However, when making any purchase with your Ourocard Fácil credit card, you will be earning discount coupons on amazing products.
Ourocard Fácil Credit Card: Is it really a good option for you?
Do I need to have a minimum income to apply for this card?
This is an advantage that many digital cards offer their customers, as almost all of them do not require proof of income to apply for them.
However, unlike other digital cards, to apply for the Ourocard Fácil credit card, you will need proof of income as follows.
One minimum wage for those who are not bank account holders
Credit limits are calculated at the branch for account holders
In other words, for those who can provide proof, they can indeed make the request right now.
How do I apply for the Ourocard Fácil credit card?
Undoubtedly, one of the conveniences that the Ourocard Fácil credit card offers its customers is the fact that they don't need to go to a bank branch to request the card, as it can be requested quickly and securely through an app on their cell phone.
The process is very simple and practical, you will need:
Download the “Ourocard” app, available for Android or iOS mobile phones
Select the option to open an account
The next step will be filling out a form with your personal information and delivery address if you are approved.
After that, your application will be under review for a short period, and you will receive a response at your home indicating whether it has been approved.
If approved, you will receive the Ourocard Fácil credit card at your home, and you can quickly and securely enjoy all the benefits it offers to its customers.
So if you're interested in the plan, just click the button below and request your Ourocard Fácil credit card. Follow our website to stay up-to-date on the latest news in the financial market.