Nowadays, it is normal for people to prefer digital credit cards. Digital credit cards are innovating in the market and provide greater convenience to customers. However, some people still prefer conventional banks due to their security.
So, to avoid becoming outdated, some banks have improved their service with innovations, one of which is the Ourocard Fácil credit card.
Therefore, this credit card benefits from all the new features of digital credit cards, such as control via an app, and even zero annual fee promotions for its customers.
However, many people still ask themselves whether it is worth purchasing the card, and whether it would be left behind by its competitors.
In this way, we will fully mention all the benefits of the Ourocard credit card, and how you will be able to apply for yours.
What is the Ourocard Fácil credit card and how does it work?
Conventional banks still have a large number of customers who prefer them, but the trust factor is highly contested with digital banks, by some people, usually older ones.
The Ourocard Fácil credit card is issued by Banco do Brasil and offers all the security of conventional banks to its customers.
That's why the card's innovation includes almost all the features of a digital credit card, such as reduced fees and even requests for actions with the card and bank via the app.
However, it is a credit card that aims to bring practicality, security and the comfort of modernity to its customers.
One of the advantages that the Ourocard Fácil credit card brings to its customers is the fact that anyone can apply for the card even if they are not a customer of the bank.
So, when you purchase this card, you will have some advantages, such as:
1. Annual fee waiver for 1 year
As we mentioned above, one of the card's greatest advantages is undoubtedly the zero annual fee, which makes customers feel the importance of the benefit at the end of the bill.
However, unlike its competitors, the Ourocard Fácil credit card will not waive the annual fee for its customers for the entire period.
However, it provides total exemption for a period of one year, after the end of the period the fee will be charged but at a considerably reduced value.
The annuity after 1 year will work as follows:
6 installments of R$20.00 (R$120.00) for the cardholder
6 installments of R$10.00 (R$60.00) for additional cards
In other words, despite charging the fee after a year, the Ourocard Fácil credit card is still ahead of some competitors that do not offer the alternative.
2. Ourocard Fácil Virtual Credit Card
Modernity has arrived and brought people a new way of purchasing products, and that is through the digital market, where you can make purchases and payments without leaving your home.
However, the number of people who do not trust the method is very large, due to the number of scams that are applied by criminals on the web.
With this in mind, Ourocard Fácil also offers its customers a virtual credit card separate from their physical card, ensuring secure online purchases.
But if you prefer, you can also make purchases with the card physically, making it useful in both situations.
3. Access to a points program
In addition to all this, the Ourocard Fácil credit card uses the points accumulation program, which allows its customer to exchange points for store products and tickets to shows with a companion.
However, when you make any purchase with your Ourocard Fácil credit card, you will receive discount coupons on incredible products.
Ourocard Fácil Credit Card: Is it really a good option for you?
Do I need to have a minimum income to apply for this card?
This is an advantage that many digital cards offer their customers, as almost all of them do not require proof of income to apply for them.
However, unlike other digital cards, to apply for the Ourocard Fácil credit card, you will need proof of income as follows.
1 minimum wage for those who are not bank account holders
Credit limit is calculated at the branch for account holders
In other words, for those who have the possibility to prove it, they can indeed make the request right now.
How do I apply for the Ourocard Fácil credit card?
Without a doubt, one of the conveniences that the Ourocard Fácil credit card offers its customers is the fact that they don't need to go to a bank branch to request the card, as it can be requested quickly and securely through an application on their cell phone.
The process is very simple and practical, you will need:
Download the “Ourocard” app available for Android or iOS cell phones
Select the option to open an account
The next step will be to fill out a form with your personal details and delivery address if you are approved.
Then, after that, you will be under review for a short period, and you will receive a response at home if you have been approved.
Once approved, you will receive the Ourocard Fácil credit card at your home, and you will be able to safely and quickly enjoy all the benefits it offers its customers.
So if you're interested in the plan, just click the button below and request your Ourocard Fácil credit card. Follow our website to stay up to date with the latest news in the financial market.
