Learn about the Petrobras credit card and how to sign up and enjoy its main advantages and benefits, including: In addition to the Ourocard app, it has a free annual fee and a miles and bill discounts rewards program.
The Petrobras Card was created in collaboration between Petrobras and Banco do Brasil and is a credit card with the Visa International logo.
Visa cards in Brazil and internationally, BR Mania websites and accredited stores also accept them.
Other benefits include the card's recognized network of establishments, which offers discounts on various services and products, the possibility of double points, and additional cards at no additional cost.
In this article, we'll discuss the main features of the Petrobras card so you can understand if it's a good fit for you. Read on to learn more!
Features of the Petrobras Credit Card and how does it work?
The Petrobras card is an international credit card with the Visa brand, widely accepted not only in Brazil but also worldwide. It's free to sign up and has no administration fees.
Take this opportunity to discover our best credit cards with no annual fees!
In addition, it also offers cash back, which can be converted into discounts on your bill and in the Premia Petrobras points program, which can be accumulated through consumption at online gas stations.
Cardholders can request up to four additional cards free of charge, without needing to open a checking account at Banco do Brasil, and can make inquiries through apps, the internet, bank terminals and telephone call centers.
Advantages and benefits of the Petrobras credit card
The cool thing about this card is that it's free of fees and annual fees. There are also no membership fees, maintenance fees, or reporting fees.
Remember that, unlike other cards, there is no minimum monthly purchase required to qualify for the exemption.
However, the interest rate that any credit card has can still occur in case of late payment or payment of the minimum amount.
Discover the Petrobras credit card rewards program
Another advantage of the Petrobras card is the Premia program, a rewards program that earns points every time you refuel at a gas station or stop by BR Mania or Lubrax + stores. Every dollar spent earns 1 point.
You can exchange these points for a series of advantages and benefits with a view to saving, so the more you use your card, the better your chances of exchanging all these points for benefits and advantages.
Petrobras Credit Card Application
Another advantage offered to customers is the ease of card management through the Ourocard app. This app allows you to perform various tasks, such as:
- Block and unblock the card;
- Issue a second copy of the invoice;
- Purchases monitored by the app;
- Cost monitoring;
- Among other functions.
When you make your purchases, you have up to 40 days to pay your bill. With the bill in hand, you decide where you want to pay it, which can be at lottery outlets, banks, internet banking, physical stores, and partner networks.
Disadvantage of the Petrobras credit card
Like any credit card, the Petrobras card also has features that may leave some customers dissatisfied.
This includes the fact that you need to wait at least 6 months to request a limit increase and the fact that you cannot request multiple cards (with both debit and credit card functions).
Only the credit function is provided.
To do this, the customer must fill out a form, which will request their personal data, income, education, employment, among other documents.
Once the request has been made, the order can be tracked. If the request is rejected, you can submit a new request within 30 days.
In the case of acceptance and issuance of cards, an increase in the limit can be requested after six months of use.
If you're a BB account holder, we recommend contacting the bank's call center or branch with proof of income to apply. Banco do Brasil will then conduct a second credit analysis.
Petrobras credit card: how to unlock it?
Through the app, you can unlock your card in a very simple and easy way, without any bureaucracy.
If you prefer, call the Customer Service Center behind the Petrobras credit card and unlock it.
Customers who have a checking account at BB can unlock the card through the Ourocard app, the bank's app or website, branch or ATM (using a password).
How to increase your Petrobras credit card limit?
If you want to increase your credit limit after a few months, contact our customer service center and request an increase.
For current account holders whose income hasn't changed since the card was issued, please contact the Customer Service Center for additional information about the limit increase. If your income changes, you can visit your branch and provide updated income statements.
Another way to get a credit limit increase is through the good use of credit policy, so the bank evaluates your history and gradually releases the limit on your credit card.
