Discover the Petrobras credit card and learn how to apply and take advantage of its main benefits, including: In addition to the Ourocard app, it features no annual fee and a rewards program for miles and discounts on bills.
The Petrobras Card was created in collaboration between Petrobras and Banco do Brasil and is a credit card with the Visa International logo.
In addition to all institutions that accept Visa in Brazil and internationally, BR Mania's websites and accredited stores also accept them.
Other benefits include the network of establishments recognized by the card, which offers discounts on various services and products, the possibility of earning double points, and additional cards at no extra cost.
In this article, we'll discuss the main features of the Petrobras card in more detail so you can understand if it fits your profile. Keep reading to learn more!
What are the features of the Petrobras Credit Card and how does it work?
The Petrobras card is an international credit card with the Visa brand, widely accepted not only in Brazil but also worldwide. It has free registration and no administration fees.
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In addition, it also offers cash back, which can be converted into discounts on your bill and in the Premia Petrobras points program, which can be accumulated through purchases at gas stations online.
Cardholders can request up to four additional cards free of charge, without needing to open a checking account at Banco do Brasil, and can check their balances through apps, the internet, ATMs, and telephone customer service centers.
Advantages and benefits of the Petrobras credit card
What's great about this card is that it's free of fees and annual charges. In addition, there are no joining fees, maintenance fees, or reporting fees.
Remember that, unlike other cards, there is no minimum monthly purchase amount required to qualify for the fee waiver.
However, interest charges on any credit card can still apply in case of late payment or failure to pay the minimum amount.
Discover the Petrobras credit card rewards program
Another advantage of the Petrobras card is the Premia program, a rewards program that accumulates points every time you refuel at the gas station or visit BR Mania or Lubrax+ stores. Every dollar spent equals 1 point.
You can exchange these points for a range of advantages and benefits with the goal of saving money, so the more you use your card, the better your chances of exchanging all those points for benefits and advantages.
Petrobras Credit Card App
The ease of managing cards through the Ourocard app is another advantage offered to customers. Through this app, you can perform various tasks, such as:
- Block and unblock the card;
- Issue a duplicate invoice;
- Purchases monitored by the app;
- Cost monitoring;
- Among other functions.
When you make your purchases, you have up to 40 days to pay your bill. Once you have the bill, you decide where you want to pay it, whether at lottery outlets, banks, online banking, physical stores, or affiliated merchants.
Disadvantage of the Petrobras credit card
Like all credit cards, the Petrobras card also has features that may leave some customers dissatisfied.
This includes the fact that you need to wait at least 6 months to request a credit limit increase and the fact that you cannot request multiple cards (with debit and credit card functions).
Only the credit function is provided.
To do this, the customer must fill out a form requesting their personal information, income, education, employment, and other documents.
Once the request is made, the order can be processed. If the request is denied, you can submit a new request within 30 days.
In the case of card acceptance and issuance, a credit limit increase can be requested after six months of use.
If you are a Banco do Brasil account holder, it is recommended that you contact the bank's customer service center or branch with proof of income to make the request. Therefore, Banco do Brasil will conduct another credit analysis.
Petrobras credit card: how to unlock it?
Through the app, you can unlock your card in a very simple and easy way, without any bureaucracy.
If you prefer, call the Customer Service Center on the back of your Petrobras credit card and unlock it.
Customers who have a checking account at Banco do Brasil can unlock their card through the Ourocard app, the bank's app or website, a branch, or an ATM (using their password).
How can I increase my Petrobras credit card limit?
If after a few months you wish to increase your credit limit, please contact customer service and request a limit increase.
For account holders at the Bank whose income has not changed since the card was issued, it is necessary to contact Customer Service for additional information regarding credit limit increases. If income changes, the customer can visit their branch and provide updated income statements.
Another way to get a credit limit increase is through a policy of good use of granted credit; in this case, the bank evaluates your history and gradually increases your credit card limit.