Dear reader, if you've come this far, it's because you're looking for information about Banco do Brasil's Petrobras Credit Card. See how it works, the correct way to apply, and see if it's worth applying for.
Petrobras, which, together with Banco do Brasil, offers this benefit-packed alternative to its users. See here the advantages and benefits of acquiring a Credit Card from one of Brazil . Learn more about the Petrobras Credit Card.
Understand how the Petrobras Credit Card works?
The Petrobras card is an international credit card that carries the Visa brand and is widely accepted not only in Brazil but throughout the world.
It has no annual fees and no administration fees. Anyone can apply for it, whether or not they have a Banco do Brasil (BB) account. By joining the network, you gain several benefits, such as exemption from fees common to other credit cards.
Other advantages include the network of card-accredited establishments, which offer discounts on various services and products, with the possibility of doubling points and additional cards at no additional cost.
The cardholder can request up to four additional cards free of charge and does not need to have a current account at Banco do Brasil, as requests can be made by phone, through the app, online, through bank terminals and through the call center.
Is the Petrobras Banco do Brasil Credit Card worth it?
Like other store-linked credit cards, the Petrobras card can be particularly beneficial for those who regularly fill up their vehicles at the chain's gas stations, as they can earn even more points this way.
But the card can also be worth it for non-service station customers, as it has no annual fee, offers cashback and also points, this is one of the great advantages of the Petrobras Credit Card.
Other perks like free additional cards and a 40-day payment term may also be attractive.
However, it's up to the customer to weigh the pros and cons of these and other cards to determine what works best for their profile. Finally, before applying for a Petrobras credit card, a financial check should be performed to determine whether it's feasible.
The Petrobras Visa credit card was developed in partnership with Banco do Brasil. It can be used at Petrobras gas stations, BR Mania stores, and Lubrax+ oil change centers.
It's also accepted at any Visa-accepting merchant. Despite being the most basic level of Visa, it offers all the benefits of Visa Classic.
For those who use Petrobras services, the card offers very interesting points programs that provide discounts and special benefits.
For other customers, the card may be worth it, as it offers benefits such as international travel assistance and has no maintenance fees.
However, it is not the best in class due to the low price and value of benefits and the limited points program.
Considering the brand's reputation, the Petrobras card is a good option for most customers. This is because it offers exclusive benefits from its rewards programs. Furthermore, it's a free card with no fees.
However, when comparing the Petrobras card with other cards, we find that it's not the best in its category. This is because its reimbursement plan is very limited. Furthermore, the minimum term for increasing the limit is six months.
How to apply for the Petrobras Credit Card?
The Petrobras card application can be made through the Banco do Brasil website or app. To do so, the customer must complete a form that requests, among other things, their personal information, income, education, and employment.
After submitting your request, you can track its status. If your request is denied, you can submit a new request after 30 days.
If the card is accepted and issued, you can request a limit increase after six months of use. For BB account holders, it's recommended to contact the bank's call center or visit a branch with proof of income to request one. This will allow Banco do Brasil to perform another creditworthiness analysis.
Apply for your Petrobras credit card now.
