Petrobras credit card
Learn about the Petrobras credit card and how to apply while taking advantage of its main benefits and features, including: In addition to the Ourocard app, it offers free annual fee and a rewards program with miles and discounts on bills.
The Petrobras Card was created through a partnership between Petrobras and Banco do Brasil and is a credit card with the Visa Internacional logo.
In addition to all institutions that accept Visa cards in Brazil and internationally, BR Mania websites and partner stores also accept them.
Other benefits include a network of merchants recognized by the card, which offers discounts on various services and products, the possibility of double points and additional cards at no extra cost.
In this article, we'll discuss more about the main features of the Petrobras card so you can understand if it fits your profile. Keep reading to learn more!
Features of the Petrobras credit card and how does it work?
The Petrobras card is an international credit card with the Visa brand, widely accepted not only in Brazil, but also around the world. It has free registration and no administrative fee.
Take advantage of this opportunity to learn about our best credit cards with no annual fees!
Additionally, it also offers cash back, which can be converted into discounts on your bill and in the Premia Petrobras points program, which can be accumulated through purchases at online gas stations.
Cardholders can request up to four additional cards for free, without needing to open a checking account at Banco do Brasil, and can make inquiries through apps, the internet, ATMs and phone service centers.
Advantages and benefits of the Petrobras credit card
The great thing about this card is that it's free of fees and also has no annual fee. Additionally, there are no enrollment fees, maintenance fees or statement fees.
Remember that, unlike other cards, there's no minimum monthly purchase amount required to guarantee the exemption.
However, the interest rate that any credit card has can still occur in case of late payment or failure to pay the minimum amount.
Learn about the Petrobras credit card rewards program
Another advantage of the Petrobras card is the Premia program, a rewards program that accumulates points every time you refuel at a gas station or shop at BR Mania or Lubrax + stores. Each dollar spent equals 1 point.
You can exchange these points for a series of advantages and benefits with savings in mind, so the more you use your card, the better your chances of exchanging all that points for benefits and advantages.
Petrobras credit card app
The ease of managing cards through the Ourocard app is another advantage offered to customers. Through this app, you can perform various tasks, such as:
- Block and unblock the card;
- Request a duplicate statement;
- Monitor purchases through the app;
- Cost monitoring;
- Among other functions.
When making your purchases, you have up to 40 days to pay your bill. With the statement in hand, you decide where you want to pay it, which can be at lottery houses, bank branches, internet banking, physical stores and partner networks.
Disadvantage of the Petrobras credit card
Like any credit card, the Petrobras card also has features that may leave some customers unsatisfied.
This includes the fact that you need to wait at least 6 months to request a credit limit increase and the fact that you cannot request multiple cards (with debit and credit card functions).
Only the credit function is provided.
For this, the customer must fill out a form in which they will request their personal data, income, education, employment, among other documents.
Once the request is made, the application can be tracked. If there is a negative request, you can make a new request in 30 days.
In case of acceptance and card issuance, the credit limit increase can be requested after six months of use.
If you are a BB account holder, it is recommended that you contact the bank's service center or branch with proof of income to make the request. Therefore, Banco do Brasil will conduct another credit analysis.
Petrobras credit card: how to unblock?
Through the app you can unblock your card in a very simple and easy way, without any bureaucracy.
If you prefer, call the customer service center behind the Petrobras credit card and unblock it.
Customers who have checking accounts at BB can unblock the card through the Ourocard app, bank app or website, branch or ATM (using password).
How to increase your Petrobras credit card limit?
If after a few months you want to increase your credit limit, contact the service center and request your limit increase.
For people with accounts at the Bank who have not changed their income since the card was issued, it is necessary to contact the Customer Service Center for additional information about the limit increase. In case of income change, the customer can go to their branch and provide updated income statements.
Another way to get a credit limit increase is through the good use policy of the credit granted. In this way, the bank evaluates your history and gradually increases your credit card limit.
