The Riachuelo credit card is part of the Riachuelo store network, a benchmark in the fashion retail sector. Riachuelo stores offer numerous installment payment options, and their card further enhances these diverse credit choices
It features the Mastercard logo and allows for installment purchases of various products in the store; you can create a total amount and pay it in installments; for example: make purchases of R$ 1,000 and pay in 10 installments of R$ 100
What is it?
It's a Mastercard-branded card that allows for installment or cash purchases of various products in a variety of stores; not limited to just Riachuelo stores;
It has an annual fee of R$ 7.25/month and requires the customer to have a minimum income of one minimum wage; by purchasing with the card at Riachuelo stores, the customer obtains numerous advantages and benefits
It has coverage throughout the entire national territory; that is, it is not an international card and can only be used within Brazilian territory
However, it has a points system after each purchase; it's ideal for buying numerous items wholesale and later exchanging them for thousands of products through its cashback system;
How do I apply?
You can apply for the Riachuelo credit card through their app, available in major app stores, or directly at one of their many franchise locations throughout Brazil
Required documents/data
- Email address
- Mobile phone number
- CPF
- RG
To apply for the Riachuelo card, you need to download the Cartão RCHLO app and create an account within it;
Fill in your details and request the card; you will undergo a credit analysis, which will evaluate your bank score and monthly income in some cases; after that, you will receive feedback in your email; whether or not you were approved;
If your credit application wasn't approved, the chances of you having a low credit score or being in debt are very high! It's worth checking out the best credit cards for people with negative credit history
- Best credit cards for those with bad credit: find out more here
- Bad credit? Check out the best credit card without a credit check
If you intend to apply for the Riachuelo card in a physical store, you must bring the documents/information mentioned above and request your registration; online or not, the chances of approval will depend on your credit score
Can anyone apply?
No! You need to have a medium/high credit score and meet the minimum income requirement of one minimum wage to apply for the Riachuelo credit card; if you are not approved, check out other credit card options that are very helpful for people who have limited access to credit
- Got a bad credit history? Get a BMG credit card for people with bad credit now.
- Iti Card: Visa Platinum with no annual fee: how it works and benefits
Benefits and advantages
The Riachuelo credit card has its own points system, causing sales figures within the store to increase exponentially; due to the exchange of points after each new purchase made in the chain of stores;
Although the card has an annual fee, it is offset by its support system that operates daily; and its installment payment benefits attract the attention of many customers; often making it possible to pay off debts in 12+ installments with NO INTEREST!
However, although it is an ideal card for those who make purchases in quantity, it is not suitable for those who do not intend to use it frequently, due to its annual fee, charged monthly; a negative point when compared to other cards in the niche, which, in addition to having an international brand, also do not charge an annual fee
