The Santander Totta credit card has been operating in Portugal since 1988 and is currently the country's largest private bank. Among the various products and services offered by banks, credit cards stand out. So, learn all about the Totta Light credit card now.
Santander 's Mastercard Light is one of the most sought after, as it waives annual taxes and offers benefits to its customers. It is important to note that to acquire your card you will need to open an account at Santander.
The Santander Totta Credit Card, as it is also known, works with different tools from financial service providers, but among them, the credit card is the most sought after.
This financial institution has been operating in Portugal since 1988 and is the largest non-governmental company, meaning it is a private company that depends on its partners' money for its activities.
Additionally, the card carries a Mastercard logo that is accepted worldwide. Now, take a look at the card's main features and then see all the detailed information.
How does the Santander Totta Light credit card work?
In short, the Totta Light credit card supports you in your daily life. You can easily shop and pay with it.
Additionally, the credit feature makes it possible to make purchases in installments and even advance cash on credit. This means that if you're short on cash at the end of the month, the cash advance service can come to the rescue.
Receive a free pension with this Santander Totta card. To do so, you must spend at least €600 of your limit every 3 months.
If you do not reach the minimum amount, the annual fee is 20 euros per month.
Additionally, you can pay your bill however you wish: 100% on the due date or at a fixed monthly rate, as long as it is more than 5% of the total amount.
Benefits and advantages of acquiring the Santander Totta Light credit card:
Even though the Totta Light card isn't Santander's best-known product, it has several advantages.
Therefore, it is worth checking out what these advantages are:
- Flexible payment starting from 5%, which means you choose how much you can pay.
- 24/7 customer service, so you can always contact the bank.
- Multibanco payment service.
- International Mastercard, which has many advantages.
- Virtual card to make online shopping easier and safer.
- Discounts at Santander partners.
- Cash advance.
- Low interest.
- Online application through the bank app.
Is the Santander Totta Light Credit Card worth it?
In short, Totta Light is a good credit card, and its biggest advantages are Banco Santander itself, discounts at partner stores, and the Mastercard brand.
With that in mind, we can say that this card is worth it for those who need an option with a good limit and are used to spending at least 200 euros per month on a credit card.
Because with this amount, there's no annual fee, which makes the card more attractive. Otherwise, if you're spending less than this amount, it's probably best to look for another card that offers a no-obligation, no-annual fee. Don't waste time—get your Santander Totta Credit Card today.
Santander Totta Credit Card Santander App
Using the Santander app is a way to check your financial information from your Santander account. You can also track your spending with your Totta Light credit card.
Other users say the app is very practical, easy to use, and saves time. Keep track of your accounts, virtual card, and other services through the Santander app.
How to apply for the Santander Totta Light Credit Card?
If you want a Santander Totta Light card, just follow these steps step by step:
- First, download the Santander app and open it with your details.
- After loading go to card menu and select the option you want to apply, debit card or credit card required.
- Next, select the card you would like to order and you can register the account you want to connect to the card and what name will be engraved on it.
- Next, read the card's terms of use.
- Once accepted, it's time to review the contract documents and enter the code you sent on the last page.
- Now click on the request card button.
- Finally, enter the authentication code received via SMS on your mobile phone and confirm.
- Once the application process is approved, your new card will be mailed to the address you provided.
