The Santander Totta credit card has been operating in Portugal since 1988 and is currently the largest private bank in the country. Among the various products and services offered by banks, credit cards stand out. Therefore, check out everything about the Totta Light credit card now.
The Mastercard Light from Banco Santander is one of the most sought-after cards, as it waives annual fees and offers benefits to its customers. It's important to note that to get your card, you will need to open an account at Santander.
The Santander Totta Credit Card, as it is also known, works with different tools from financial service providers, but among them, the credit card is the most sought after.
This financial institution has been operating in Portugal since 1988 and is the largest non-governmental organization, meaning it is a private company that depends on money from its partners for its activities.
In addition, the card has a Mastercard logo, which is accepted worldwide. Now, let's look at the main features of this card, and then see all the detailed information.
How does the Santander Totta Light credit card work?
In short, the Totta Light credit card supports you in your daily life. You can easily shop and pay with it.
Furthermore, the credit function makes it possible to make purchases in installments and even get an advance on credit. This means that if you are short of money at the end of the month, the cash advance service can come to your rescue.
Receive a free pension with this Santander Totta card. To do so, you need to spend at least €600 of your credit limit every three months.
If the minimum amount is not reached, the annual fee is 20 euros per month.
In addition, you can pay your bill as you wish: 100% on the due date or at a fixed monthly rate, provided it is more than 5% of the total amount.
Benefits and advantages of acquiring the Santander Totta Light credit card:
Even though the Totta Light card isn't Santander's best-known product, it has several advantages.
Therefore, it's worth checking what these advantages are:
- Flexible payment options starting from 5%, meaning you choose how much you can pay.
- 24/7 customer service, so you can always contact the bank.
- Multibanco payment service.
- International Mastercard card, which has many advantages.
- Virtual card to make online shopping easier and safer.
- Discounts at Santander partner stores.
- Cash advance.
- Low interest rates.
- Online application via the bank's app.
Is the Santander Totta Light Credit Card worth it?
In summary, the Totta Light is a good credit card, and its biggest advantages are Banco Santander itself, discounts at partner stores, and the Mastercard network.
Therefore, we can say that this card is worthwhile for those who need an option with a good credit limit and are used to spending at least 200 euros per month with a credit card.
Because there is no annual fee with this amount, the card is more attractive. Otherwise, if you are spending less than this amount, it is probably better to look for another card that offers a free annual fee with no commitment. Don't waste time, get your Santander Totta Credit Card today!.
Santander Totta Credit Card Santander App
Using the Santander app is a way to check your finances from your Santander account. You can also track your spending with the Totta Light credit card.
Other users say the app is very practical, easy to use, and saves time. Keep an eye on your accounts, virtual card, and other services through the Santander app.
How do I apply for the Santander Totta Light Credit Card?
If you want a Santander Totta Light card, simply follow these steps:
- First, download the Santander app and open it with your login details.
- After loading, go to the card menu and select the option you wish to apply, debit card or credit card required.
- Next, select the card you would like to request, and you can register the account you want to connect to the card and the name that will be printed on it.
- Next, read the card's terms of use.
- Once accepted, it's time to review the contract documents and enter the code you submitted on the last page.
- Now click the "Request Card" button.
- Finally, enter the authentication code received via SMS on your mobile phone and confirm.
- Once the registration process is approved, your new card will be sent to the address you provided.
Don't miss out, get your Santander Totta Light credit card today!