So today we're going to talk about the Saraiva group, which you've probably heard of before, as it's one of the largest companies in both the e-commerce and physical sectors, and is one of the preferred options for many customers.
However, one of the company's biggest differentiators is its credit card, which ends up being one of the most requested on the market, due to the benefits it brings, so it ends up becoming one of the best options.
However, many people still have doubts about the company and its cards, whether they really offer all the benefits and even how to apply for their credit card.
Therefore, to address the numerous questions about the card, in this article we will talk about everything you need to know about the Saraiva credit card.
How does the Saraiva credit card work?
However, doubts about the card are quite understandable, after all, people ask why this card can only be used for purchases at Saraiva stores.
However, contrary to what many people know and think, the card works exactly like a conventional credit card.
However, the card carries the Visa logo, is requested by Banco do Brasil, and can be used anywhere, without restrictions.
But since the card is partnered with Lojas Saraiva, you can use it in physical and digital stores, thus earning interesting discounts on various products.
Another difference that the card offers compared to others is the practical access to the company's app, which makes it easier for the customer to make transactions and make several other options.
Therefore, it becomes one of the most sought-after cards on the market, serving its customers in a practical and secure way, while also meeting the evolution of modernity.
What are the main benefits of the Saraiva credit card?
So, as we mentioned before in this article, the card is one of the most sought-after options and has been standing out every day, due to the difference it brings.
Therefore, we have brought below all the benefits that the card gives to its customers.
1. Easy approval process
However, we know that, whether we like it or not, the approval of these cards is becoming increasingly bureaucratic and difficult for people.
Therefore, one of the main requirements is the easy approval it provides to people, without requiring proof of income, thus providing accessibility to informal workers.
However, to acquire the Saraiva credit card, other topics are taken into consideration, such as CPF analysis and score points, among others.
So it becomes the best option for those who want to have a credit card but cannot prove their income.
2. Zero annual fee
However, anyone who has ever had to pay an annual fee knows how much of a difference this amount makes at the end of the month.
However, some companies still charge this fee, so the Saraiva credit card becomes a great option.
Therefore, Saraiva credit card customers can rest assured, as they will be exempt from the annual fee, thus paying only for what they purchase with the card.
It may seem like a simple thing, but being exempt from this fee is very important in the credit card industry.
3. Saraiva credit card released in the international option
Another highlight of the Saraiva credit card is the fact that it can be used for both domestic and international purchases.
However, leaving competitors behind, you won't need to apply for a new credit card for international purchases, as the Saraiva credit card already comes with both options on a single card.
The only prerequisite that the card will require is that the place of purchase is under its brand, which is, as we already mentioned, Visa.
So it soon becomes your best option for shopping, inside and outside your country, without any restrictions.
4. Points program for purchases at the Saraiva store
However, in addition to everything, the Saraiva credit card brings other benefits to its customers, such as when shopping at Saraiva stores.
However, one of the best benefits is the accumulation of points when making purchases at Saraiva stores, a difference that recognizes the importance of its customers.
Each purchase made at Saraiva stores will earn you points, with every R$10.00 spent equaling 1 point.
For example, if you spend R$50.00 on purchases, 5 points will automatically be made available in your account.
Once you have accumulated a lot of points, you can exchange them for discount coupons, among many other things.
This makes it a differentiator for its users, who will benefit from accumulating points on their purchases, thus providing other leisure activities to their customers.
How to apply for a Saraiva credit card?
Therefore, as we have already made clear to you, the card becomes an excellent option for many people in the current market.
The way to apply for the Saraiva credit card is very simple, you just need to be over 18 years old, and have no restrictions on your CPF, so you can apply for yours.
Saraiva credit card: is it really worth it?
In addition to everything, another interesting factor is the fact that you don't need to be a Banco do Brasil customer to request your card.
Check out the simple step-by-step guide to applying for a Saraiva credit card below:
First, you will request the card through the Saraiva credit card website, which can be searched using any browser.
After that, you will be redirected to the Banco do Brasil website, which will ask you to install the plugin on your device.
Then, following the next steps, you will fill out a form with your details, so that a credit analysis can be carried out for you.
However, after entering this process, you will be notified within 7 days about the credit analysis, either by SMS or email.
After being approved, you will finalize your card order by providing the company with some more information, so that you can then receive it at your address.
So after completing this entire process, you will receive your Saraiva credit card at your home, and you can use it after unlocking it.
It is also worth remembering that after this, full control of your card will be carried out through the Ourocard do Branco do Brasil app.
Final considerations
The Saraiva credit card thus becomes one of the best options on the market, aiming at all the benefits it brings to its customer, depending on and meeting their needs.
By clicking the button below you can now apply for your Saraiva credit card. Follow our website to stay up to date with updates and key information from the financial market.
