So today we're going to talk about the Saraiva group. You've probably heard of it before, as it's one of the largest companies in both e-commerce and physical retail, and a preferred option for many customers.
However, one of the company's biggest differentiators is its credit card, which ends up being one of the most requested on the market, due to the benefits it brings, thus becoming one of the best options.
However, many people still have doubts about the company and its cards, whether they really offer all the benefits, and even how to apply for their credit card.
Therefore, given the numerous questions about the card, this article will cover everything you need to know about the Saraiva credit card.
How does the Saraiva credit card work?
However, the doubts about the card are quite understandable; after all, people wonder why this card can only be used for purchases at Saraiva stores.
However, contrary to what many people know and believe, the card works exactly like a conventional credit card.
However, the card carries the Visa logo, it is issued by Banco do Brasil, and can be used anywhere without restrictions.
But since the card is partnered with Saraiva stores, you can use it in both physical and online stores, thus gaining attractive discounts on various products.
Another advantage this card offers compared to others is convenient access to the company's app, which makes transactions and various other options easier for the customer.
Therefore, it becomes one of the most sought-after cards on the market, serving its customers in a practical and secure way, while also keeping pace with modern trends.
What are the main benefits of the Saraiva credit card?
As we mentioned earlier in this article, the credit card is one of the most sought-after options and is becoming increasingly popular due to the unique advantages it offers.
Therefore, we have listed below all the benefits that the card offers to its customers.
1. Easy approval process
However, we know that, whether we like it or not, getting these cards approved is becoming increasingly bureaucratic and difficult for people.
Therefore, one of the main requirements is the easy approval process it offers to people, not requiring proof of income, thus providing accessibility to informal workers.
However, to obtain the Saraiva credit card, other factors are taken into consideration, such as CPF (Brazilian tax identification number) analysis and credit score, among others.
Therefore, it becomes the best option for those who want to have a credit card but cannot prove their income.
2. Zero annual fee
However, anyone who has ever had to pay an annual fee knows how much of a difference this amount makes at the end of the month.
However, some companies still charge this fee, so the Saraiva credit card becomes a great option.
Therefore, Saraiva credit card customers can rest assured, as they will be exempt from the annual fee, paying only for what they purchase with the card.
It may seem like a simple thing, but being exempt from this fee is very important in the credit card industry.
3. Saraiva credit card enabled for international use
Another highlight of the Saraiva credit card is that it can be used for both domestic and international purchases.
However, leaving the competition behind, you won't need to request a new credit card for international purchases, as the Saraiva credit card already comes with both options in a single card.
The only prerequisite the card will require is that the place of purchase accepts its network, which, as we have already mentioned, is Visa.
Then it quickly becomes your best option for shopping, both inside and outside your country, without any restrictions.
4. Loyalty program for purchases at Saraiva stores
However, in addition to everything else, the Saraiva credit card offers other benefits to its customers, such as when shopping at Saraiva stores.
However, one of the best benefits is the accumulation of points when making purchases at Saraiva stores, a feature that recognizes the importance of its customers.
Each purchase made at Saraiva stores will earn you points; every R$10.00 spent equals 1 point.
For example, if you spend R$50.00 on purchases, 5 points will automatically be credited to your account.
Once you have accumulated enough points, you can exchange them for discount coupons, among many other things.
This then becomes a differentiating factor for its users, who will benefit from accumulating points on their purchases, thus providing other leisure options to their customers.
How do I apply for a Saraiva credit card?
Therefore, as we have already made clear to you, the card does indeed become an excellent option for many people in today's market.
Applying for a Saraiva credit card is very simple; you just need to be over 18 years old and have no restrictions on your CPF (Brazilian tax identification number) to be eligible.
Saraiva credit card: is it really worth it?
In addition to everything else, another interesting factor is that you don't need to be a Banco do Brasil customer to apply for your card.
Below is a simple step-by-step guide to applying for a Saraiva credit card:
First, you will request the card through the Saraiva credit card website, which can be accessed using any browser.
After that, you will be redirected to the Banco do Brasil website, which will ask you to install the plugin on your device.
Then, following the next steps, you will fill out a form with your information so that a credit analysis can be done for you.
However, after entering this process, you will be notified within 7 days about the credit analysis, either by SMS or email.
After being approved, you will finalize your card order by providing the company with some additional information, so that you can then receive it at your address.
So after completing this entire process, you will receive your Saraiva credit card at your home, and you can use it after unlocking it.
It's also worth remembering that after this, you will have full control of your card through the Banco do Brasil Ourocard app.
Final considerations
The Saraiva credit card thus becomes one of the best options on the market, considering all the benefits it brings to its customers, depending on and meeting their needs.
By clicking the button below, you can apply for your Saraiva credit card. Follow our website to stay up-to-date on the latest information and key financial market trends.
