Still not familiar with the advantages of the Sicoob credit card? This innovative card is known as Sicoobcard and has become one of the most advantageous products in its category. The Sicoobcard is offered by the financial cooperative itself and boasts numerous exclusive benefits for its clients.
One of the major highlights is the possibility of obtaining loans with reduced interest rates, which can be a great benefit for consumers seeking to increase their financial assets. This makes the Sicoob credit card a very attractive option for legal entities (companies).
To help you understand the key information about Sicoobcard, we've provided a complete list of the advantages of this amazing card.
Discover the Sicoob Vooz Credit Card
The Sicoob Vooz is a Gold International card with a Mastercard or Visa logo, enabled for both debit and credit functions. It has a minimum credit limit of R$1,000.
The Sicoob Vooz Card is aimed at young people and adults up to 35 years old. It offers numerous conveniences for your daily life, plus the benefit of allowing you to request additional cards at no cost. Check out its main advantages:
- Contactless payments and Samsung Pay via proximity
- Digital invoicing for added convenience;
- Special participation in the Mastercard Surpreenda program, for cards with the Mastercard logo;
- Full annual fee waiver when making at least one purchase per month, regardless of the amount. If no purchase is made, the fee charged will be R$ 9.90
- Special price protection means you'll always have a guarantee whenever you buy a product, allowing you to get a refund of the difference if the price drops within 30 days;
- Extended warranty with a term of up to 1 year at no additional cost.
Sicoob prepaid credit card
Sicoob branches also offer prepaid credit cards, which also function as debit cards. This allows you to load the card with the desired balance for use whenever you can. This makes it a great option for those who want to control their monthly expenses and save more money.
When your credit runs out, simply top up your card to continue using it. This card has no annual fee, making it even more attractive.
Sicoob payroll-deducted credit card
A great option for those seeking payroll-deducted loans. It is available to retirees, pensioners, and also to public servants and private sector employees with formal employment contracts.
The Sicoob payroll-deducted credit card has a limit equivalent to 5% of your available payroll deduction margin. In other words, it represents the total amount of your income that you can commit to credit payments, providing even more control and security.
This type of card can be used in various establishments, and part of its total value can be deducted directly from your paycheck.
Sicoob Business Card: Advantages
The Sicoob business credit card prioritizes legal entities. However, it's important to note that it also offers several advantages for individuals. Regarding card network options, it includes the following:
- Visa: This card brand works the same way as others, for both debit and credit. In its second form, it offers the following options: Gold, Classic, and Platinum. Details can be viewed in the Sicoobcard Visa area.
- Mastercard : This card offers a debit function. For credit, it has the following options: Classic, Platinum, Gold, and Black. The differences between these cards are indicated on the Sicoob Mastercard page.
- Cabal: It is available for both debit and credit card transactions. The available options are: Essential, Classic, and Gold. You can view them here;
Among the main benefits of this modality are:
- Extended timeframe: it may take up to forty days, depending directly on the purchase date;
- Possibility of additional cards: it will also be possible to share the limits with another person, thus defining how much will be allocated to each of them. In addition to all this, the cardholder also receives notifications of all purchases made;
- The most advantageous installment plan: it also allows you to divide the amount into up to 12 installments, with the installments applied within the bill itself;
- Withdrawals: You can withdraw the money via credit function through the Banco 24 Horas network. There are also installment withdrawals available, payable in up to 12 installments, through the Sicoob Customer Service Center or at the cooperative's branch.
- Sicoobcard Rewards: points can be accumulated for each purchase made. Points can be exchanged for products, or even credit on your bill, airline miles, travel packages, and contributions to Sicoob .
How do I apply for a Sicoob card?
If you want even more convenience, you can request your Sicoob card online; simply click the button below to acquire your card more easily and quickly.