Still not familiar with the benefits of the Sicoob credit card? This innovative card, known as the Sicoobcard, has become one of the most advantageous products in the industry. Offered by the financial cooperative itself, the Sicoobcard offers numerous exclusive benefits for its customers.
One of the biggest highlights is the ability to obtain loans with reduced interest rates, which can be a significant benefit for consumers looking to increase their financial assets. This makes the Sicoob credit card a very attractive option for legal entities (companies).
To help you understand the key information about Sicoobcard, we've provided a complete list of the benefits of this incredible card.
Meet the Sicoob Vooz Credit Card
Sicoob Vooz is a Gold International card with a Mastercard or Visa logo, which offers both debit and credit functions. It has a minimum credit limit of R$1,000.
The Sicoob Vooz Card is aimed at young people and adults up to 35. It brings countless conveniences to your daily life, in addition to the benefit of allowing you to request additional cards at no cost. Check out its main advantages:
- Contactless and Samsung Pay contactless payments
- digital invoice to ensure greater convenience;
- special participation in the Mastercard Surpreenda program, for cards with the Mastercard brand;
- Full annual fee waiver when making at least one purchase per month of any amount. If no purchase is made, the installment charged will be R$9.90;
- special price protection, meaning you will have a guarantee whenever you purchase a product, allowing you to receive a refund of the difference if the price drops within 30 days;
- extended warranty with a period of up to 1 year at no additional cost.
Sicoob prepaid credit card
Sicoob branches also offer a prepaid credit card, which also works as a debit card. This way, you can deposit the balance you want on the card to use while you can. This makes it a great option for those who want to control their monthly expenses and save more.
When your credit runs out, simply top up your card to continue using it. This card has no annual fee, making it even more attractive.
Sicoob payroll credit card
A great option for those seeking payroll loans. It is available to retirees, pensioners, and also to public servants and workers who are part of the private sector with a formal employment contract.
The Sicoob payroll credit card has a limit equivalent to 5% of your payroll margin. In other words, it represents the total amount of your income that you can commit, providing even greater control and security.
This type of card can be used in various establishments and part of its total value can be discounted directly from the payroll.
Sicoob Business Card: Advantages
The Sicoob corporate credit card prioritizes legal entities. However, it's important to note that it also offers several advantages for individuals. Regarding card options, it offers the following:
- Visa: This card works the same way as the others, with both debit and credit cards. In its second form, it offers the following options: Gold, Classic, and Platinum. Details can be found in the Sicoobcard Visa area.
- Mastercard : This card offers a debit card. The credit option offers the following options: Classic, Platinum, Gold, and Black. The differences between these options are indicated on the Sicoob Mastercard card page.
- Cabal: Available in both debit and credit options. Available options are Essential, Classic, and Gold. You can find them here;
Among the main benefits of the modality are:
- extended term: it can be done in up to forty days, which depends directly on the date of purchase;
- Possibility of additional cards: You can also share your limits with another person, defining how much will be allocated to each cardholder. Furthermore, the cardholder also receives notifications of all purchases made.
- more advantageous installment plan: it also allows you to divide the amount into up to 12 installments, with the installments being applied within the invoice itself;
- Withdrawals: You can withdraw money via the credit function through the Banco 24 Horas network. There are also installment withdrawals available in up to 12 installments at the Sicoob Customer Service Center or at the cooperative's own branch.
- Sicoobcard Rewards: Points can be earned for every purchase made. Points can be exchanged for products, bill credit, airline miles, and travel packages. In addition, contributions to Sicoob .
How to apply for a Sicoob card?
If you want even more convenience, you can request your Sicoob card online, just click the button below to acquire your card more easily and quickly.