Still not sure if the Sicredi credit card is worth it? Check out the list of benefits this card offers and how it works! And that's not all, at the end of this article we'll teach you how to apply for your card today! Can you imagine getting a new card to have even more credit available?
Interestingly, the Sicredi credit card has both simpler options and others focused on exclusivity. The more comprehensive Sicredi options, in turn, offer even more benefits to the user. However, these premium version cards also require certain prerequisites for approval, making them less accessible than the simpler Sicredi options.
Now, we will detail the main Sicredi credit card options. This way you can choose the most advantageous version that the cooperative offers to its users. Check it out!
Sicredi International Credit Card
This is the Sicredi card model that offers the fastest and easiest approval. It's a more basic option, but still offers many benefits. See the features:
- annual fee of x12 of R$ 16.66;
- Special participation in the Vai de Visa program or in Mastercard Surpreenda;
- Available with Visa and Mastercard;
- Discounts at partner establishments.
Sicredi Gold Card
It offers even more benefits for those who want to get the best deals when shopping. Check it out:
- It has an annual fee of R$ 22.50 x12;
- The rewards program works as follows: $1 spent equals 1 point;
- Available with Visa and Mastercard;
- Travel assistance;
- Participation in the Vai de Visa or Mastercard Surpreenda programs;
- Price/purchase protection insurance;
- original extended warranty.
Sicredi Platinum Credit Card
The Sicredi Platinum credit card is designed for those who have a lifestyle that includes frequent travel and leisure activities. See its features and benefits:
- Annual fee charged in 12 installments of R$ 33.33;
- Price/purchase protection insurance;
- original extended warranty;
- Available with Visa and Mastercard;
- Rewards program: One dollar spent = 1.5 points;
- international medical emergency insurance;
- global emergency service;
- Insurance for rental vehicles;
- concierge;
- Travel assistance;
- Participation in the Vai de Visa or Mastercard Surpreenda program.
Sicredi Mastercard Black
- The Sicredi Mastercard Black option is the top-of-the-line version offered by the credit union. It is only available for a single card network.
- The minimum income requirement will be R$ 20,000 per month;
- VIP lounges at airports;
- Boingo Wi-Fi;
- Annual fee charged in 12 installments of R$ 125;
- travel agency;
- priceless cities;
- Rewards program: $1 spent = 2 points;
- Travel inconvenience protection;
- airport concierge;
- baggage protection.
The Sicredi Mastercard Black includes all the advantages mentioned in the previous, more basic cards.
Discounts on the Sicredi card
The Sicredi credit card offers discounts at various partner stores affiliated with the card network or through the institution's own rewards program. With the Visa network, you'll have access to the benefits of registering with the Vai de Visa platform. This gives users access to promotions in education, fashion, leisure, entertainment, and many other areas.

For Mastercard users, it will be possible to redeem all points through the Mastercard Surpreenda website and exchange them for product discounts or promotions like the "Buy 1 Get 2 Free" offer. You can also use bonuses from the Sicredi Gold card, which has its own rewards program from the Sicredi cooperative. It offers numerous benefits and special conditions for unmissable payments.
The Sicredi card has a points and cashback program.
It has a rewards program from the cooperative itself for Sicredi credit cards, and it's available in the Gold plan and more advanced versions. The card offers more benefits depending on the plan. It accumulates points for every dollar spent.
- Dollar Card Points
- Sicredi Gold Card >>> 1 point for every dollar spent
- Sicredi Platinum Card >>> 1.5 points for every dollar spent
- Sicredi Mastercard Black >>> 2 points for every dollar spent
Card benefits
- Withdrawals at the Banco24Horas network;
- Dual function (credit and debit);
- Mileage system;
- application;
- contactless (payment by approximation);
- points program;
- international coverage;
- virtual card;
- Discounts at partner establishments.
How do I apply for my Sicredi credit card?
To request your Sicredi card, you need to go to a branch of the cooperative that is near your place of residence. But to obtain your card more easily, you can access the official Sicredi website by clicking the button below, which will make it easier for you to request your card.
By clicking the button you will leave the site


