Still not sure if the Sicredi credit card is worth it? Check out the list of benefits this card offers and how it works! And that's not all; at the end of this article, we'll teach you how to apply for your card today! Have you ever imagined getting a new card to have even more credit available?
Interestingly, the Sicredi credit card offers much simpler options and others focused on exclusivity. Sicredi's more comprehensive options, in turn, offer even more benefits to users. However, these premium cards also require certain prerequisites for approval, making them less accessible than the more basic Sicredi option.
Now, we'll detail the main Sicredi credit card options. This way, you can choose the most advantageous version the cooperative offers its users. Check it out!
Sicredi International Credit Card
This is the Sicredi card model with the fastest and easiest approval. It's a more basic option, but still offers many benefits. See its features:
- annual fee of x12 of R$ 16.66;
- special participation in the Vai de Visa or Mastercard Surpreenda programs;
- available with Visa and Mastercard;
- discounts at partner establishments.
Sicredi Gold Card
It offers even more benefits for those who want to get the best deals on their purchases. Check it out:
- has an annual fee charged x12 of R$ 22.50;
- rewards program that works as follows: 1 dollar spent equals = 1 point;
- available with Visa and Mastercard;
- travel assistance;
- participation in the Vai de Visa or Mastercard Surpreenda programs;
- price/purchase protection insurance;
- original extended warranty.
Sicredi Platinum Credit Card
The Sicredi Platinum credit card is designed for those with a lifestyle that includes frequent travel and leisure activities. See its features and benefits:
- annual fee charged in x12 installments of R$ 33.33;
- price/purchase protection insurance;
- original extended warranty;
- available on Visa and Mastercard;
- rewards program: One dollar spent = 1.5 points;
- international medical emergency insurance;
- global emergency service;
- rental vehicle insurance;
- concierge;
- travel assistance;
- participation in the Vai de Visa or Mastercard Surpreenda program.
Sicredi Mastercard Black
- The Sicredi Mastercard Black is the credit union's top-of-the-line card. It's only available with a single card brand.
- minimum income requirement will be R$20,000 per month;
- VIP lounge at airports;
- Boingo Wi-Fi;
- annual fee charged in x12 installments of R$ 125;
- travel agency;
- priceless cities;
- rewards program: $1 spent = 2 points;
- travel inconvenience protection;
- airport concierge;
- luggage protection.
The Sicredi Mastercard Black combines all the benefits mentioned in the previous, more basic cards.
Discounts on the Sicredi card
The Sicredi credit card offers discounts at several partner stores or through the institution's own rewards program. With the Visa card, you'll enjoy the benefits of registering on the Vai de Visa platform. This gives you access to promotions in education, fashion, leisure, entertainment, and many other areas.

Mastercard users can redeem all points through the Mastercard Surpreenda website, exchanging them for product discounts or Pay 1, Get 2 promotions. You can also use the bonuses from the Sicredi Gold card, which has its own rewards program from the Sicredi cooperative. It offers numerous benefits and special conditions for unmissable payments.
The Sicredi card has a points and cashback program
It offers a rewards program from the cooperative itself for Sicredi credit cards, and is available in Gold and more advanced versions. The card offers more benefits depending on the type. Points are accumulated for every $1 spent.
- Card Dollar spent Score
- Sicredi Gold Card >>> 1 point for every dollar
- Sicredi Platinum Card >>> 1.5 points for every dollar
- Sicredi Mastercard Black >>> 2 points for every dollar
Card benefits
- withdrawals from the Banco24Horas network;
- dual function (credit and debit);
- Mileage system;
- application;
- contactless (payment by approximation);
- points program;
- international coverage;
- virtual card;
- discounts at partner establishments.
How do I apply for my Sicredi credit card?
To apply for your Sicredi card, you must go to a branch of the cooperative near your home. However, to obtain your card more easily, you can access the official Sicredi website by clicking the button below, which will make it easier for you to apply for your card.
By clicking the button you will leave the site