The Trigg credit card is a company that offers a digital credit card service. Its operations are carried out through the Fintech app available for Android and iPhone (iOS).
With the app, you can request a card, track expenses, view due dates, and simulate and make planned withdrawals, a streamlined form of credit.
One of the company's distinguishing features is its cashback program, which reimburses users a percentage of their expenses. Unlike other digital cards like Nubank, Trigg charges an annual fee for the service.
The biggest difference between Trigg and other digital banks is that the company does not offer a bank account for transferring, paying, or investing money.
Fintech provides an online lending service, meaning users have a credit card and can also use the app to take out loans.
Nubank, Neon, and some other digital banks offer a checking account that can be used for transfers and investments, for example.
Trigg also has an annual fee, which isn't very common with digital cards. A positive differentiator for the company is its cashback program, which allows users to redeem part of the amount spent each month.
The percentage varies between 0.55% and 1.3% depending on the total purchase amount. Therefore, the pension will be refunded at the end depending on the customer's effort.
How does the Trigg Credit Card work?
The Trigg credit card works similarly to a traditional credit card, but aims to give the user more autonomy and less bureaucracy, as its operations are carried out through the smartphone app.
On the platform, customers can request and unlock a credit card, view available balance and expiration date, track expenses by purchase category, request a duplicate card, withdraw credits from planned withdrawals, and scan a barcode for bill payment. The card is international and Visa-branded.
Trigg also offers other payment methods—you can make purchases with the wristband, a feature that's also available with the card. The value limit on the strap is the same as the physical device. You can also make purchases with Samsung Pay; simply register your card and bring your phone closer to pay.
Trigg Credit Card Benefits
Trigg's main benefit is its cashback program. The percentage of money refunded depends on the customer's monthly spending.
Although the Trigg card is digital, the institution charges some service fees to its users.
How do I apply for a Trigg card?
To request a Trigg card, simply download the app on your Android or iPhone (iOS) phone, fill out the registration form with personal information such as name and CPF, and then create a password.
Next, you'll need to enter an email code and answer a few more questions. Finally, you'll need to take a selfie and photos of your documents.
Consumers interested in the service and who wish to rent the Trigg card can register for free on digital platforms.
There is the option to start the pre-consultation through the website, but you must submit the request for download in Complete Registration.
To access it, simply select the Application Card tab and continue filling out the form.
The application form contains some basic information, such as:
- CPF;
- Full name;
- Address;
- E-mail;
- Access password;
The application will be submitted for bank credit analysis. If approved, the physical card will be sent to the address originally registered.
The credit assessment is done in no time. If the user is approved, Trigg already releases a virtual card, while the physical one does not arrive.
The company offers graphite and green colors, and customers can choose whichever option they prefer. Remember, there's no minimum income requirement to apply for a credit card.
The initiative of offering a credit card that returns part of the money spent on purchases attracts more and more customers.
That's why the company invested in an interesting package of services for this category as well, with cashback values reaching 1.3%.
Additionally, it also offers card insurance against theft, robbery and loss.
As a digital card, Trigg offers some of the same benefits as other companies in the sector, such as:
- virtual card included;
- service on various online platforms;
- contactless payment;
- accepted in millions of national and international institutions.
- So that the customer can access a resource that has all the basic functions of the credit modality.
Who is Trigg suitable for?
Therefore, the target audience is expected to be those no longer willing to pay high interest rates and fees for services considered essential, and those who want less bureaucracy and more transparency for these services.
In this context, the Trigg credit card was launched. This means you don't need to open an account to receive the card. The service is completely independent of a banking relationship.
You can apply for the card online through an app. Simply fill out the registration form, upload a photo of your ID, and wait for the credit analysis.
An interesting difference is even the possibility of personalizing the card with the image chosen by the user.
This allows the physical asset to have a unique appearance that differs from standard credit card colors. Now take a closer look at the benefits listed.
