Trigg credit card is a company that offers digital credit card services. Its operation is conducted through a Fintech application available for Android and iPhone (iOS).
With the app, you can request the card, track expenses, view due dates, and simulate and make planned withdrawals—a streamlined form of credit.
One of the company's distinguishing features is its cashback program, which reimburses the user a percentage of their expenses. Unlike other digital cards such as Nubank, Trigg charges an annual fee for the service.
The biggest difference between Trigg and other digital banks is that the company does not offer a bank account for transferring, paying, and investing money.
The Fintech company offers an online loan service, meaning the user has a credit card and can also use the app to take out loans.
Nubank, Neon, and some other digital banks offer a checking account that can be used for making transfers and investments, for example.
Trigg also has an annual fee, which is not very common with digital cards. A positive differentiator for the company is its cashback program, where users can redeem part of the amount spent each month.
The percentage varies between 0.55% and 1.3% depending on the total purchase amount. Therefore, the pension will be reimbursed at the end depending on the customer's effort.
How does the Trigg Credit Card work?
The Trigg credit card works similarly to a traditional credit card, but aims to give the user more autonomy and less bureaucracy, as transactions are carried out through a smartphone app.
On the platform, customers can request and activate a credit card, view available balance and expiration date, track expenses by purchase category, request a duplicate card statement, withdraw funds from a planned withdrawal, and obtain a barcode for bill payment. The card is international and carries the Visa brand.
Trigg also offers other payment methods – you can make purchases with the wristband, a feature that is also available with the card. The wristband's limit is the same as the physical device's. It's also possible to make purchases with Samsung Pay; simply register your card and bring your phone closer to pay.
Benefits of the Trigg Credit Card
The main benefit of Trigg is its cashback program. The percentage of money recovered depends on how much the customer is spending per month.
Although the Trigg card is digital, the institution charges its users some service fees.
How do I apply for a Trigg card?
To request a Trigg card, simply download the app on your Android or iPhone (iOS) mobile phone, fill out the registration form with personal information such as your name and CPF (Brazilian tax identification number), and then create a password.
Next, you need to enter an email code and answer a few more questions. Finally, you need to take a selfie and have photos taken of your documents.
Consumers interested in the service and wishing to rent a Trigg card can register for free on digital platforms.
There is an option to start the pre-consultation through the website, but you need to submit the download request by clicking on "Complete registration".
To access it, simply select the Card tab in the App and proceed with filling out the form.
The registration form contains some basic information, such as:
- CPF;
- Full name;
- Address;
- E-mail;
- Access password;
The request will be sent for bank credit analysis. If approved, the physical card will be sent to the originally registered address.
Credit evaluation is not performed at any point; if the user is approved, Trigg immediately releases a virtual card while the physical card is being processed.
The company offers graphite and green colors, and the customer can choose their preferred option. Remember that there is no minimum income requirement to apply for a credit card
The initiative to offer a credit card that returns part of the money spent on purchases is attracting more and more customers.
Therefore, the company has also invested in an attractive service package for this category, with cashback values reaching 1.3%.
In addition, it also offers card insurance against theft, robbery, and loss.
As a digital card, Trigg offers some of the benefits that other companies in the sector have, such as:
- Virtual card included;
- Customer service across various online platforms;
- Contactless payment;
- Accepted by millions of national and international institutions.
- In order for the customer to access this service, they can rely on a feature that has all the basic functions of this type of credit.
Who is Trigg suitable for?
Therefore, the target audience is expected to be those who are no longer willing to pay high interest rates and fees for services considered essential, and who want less bureaucracy and more transparency in these services.
In this context, the Trigg credit card was launched. This means you don't need to open an account to receive the card. The service is completely independent of any banking relationship.
You can apply for the card online through an app. Simply fill out the registration form, upload a photo of your document, and wait for your credit to be reviewed.
One interesting difference is the possibility of customizing the card with an image chosen by the user.
This allows the physical card to have a unique appearance that differs from the standard colors of credit cards. Now take a closer look at the listed benefits.