If you've come this far, it's because you want to know the advantages and benefits of getting this Vivo Itaucard credit card and what it can or cannot offer you. Stay with us until the end of the post and learn a little more about this card.
The product is sold under the Mastercard and Visa brands and offers up to 10% cash back on purchases at Vivo stores, as well as cash back on transactions at other institutions. There are annual , but these can be replaced by a monthly payment with your carrier.
This isn't Vivo's first foray into this market: the operator partnered with Banco Itaú to generate Vivo Valoriza points for credit card spending. With the new model, credit cards earn cash back, as Vivo's rewards program has eliminated the points mechanism.
Advantages and benefits of acquiring the Vivo Itaucard credit card:
Itaucard offers the option to use the Itaucard app to fully manage Vivo Itaucard Platinum Mastercard credit cards. You can access statements, make payments, and receive email and SMS notifications about important statement events.
Itaucard also offers the Mais Crédito service, offering solutions to help cardholders organize their finances: Personal credit: Need to deposit funds into your account to get your plan off the ground?
With personal credit, you can receive your loan in up to 48 hours, without using your card limit, and make up to 36 payments. Pay a single bill: Need more time to pay your bill? Use your credit card to pay over up to 40 days!
Automatic bill payment: Organize your finances by concentrating recurring bills on your credit card. Withdraw cash: If you need cash on hand, use a credit card to withdraw cash—no worries! Invoice installments: Pay your bill in up to 24 installments.
With this card, you can enjoy exclusive installment terms for purchases at the Vivo store, but the most interesting, yet somewhat limited, are the exclusive offers from the Vivo Itaucard.
Vivo Itaucard customers have a difference: they're entitled to two exclusive monthly rewards. However, the rewards aren't cumulative, and if customers choose not to redeem their rewards in a given month, the rewards will automatically expire.
Therefore, he has the “advantage” of buying new cell phones at a discount, but to use the discount he has to buy it every month, which is very beneficial for vivo, not for cardholders.
Participate in the Vivo Valor points program: Vivo ItauCard credit card:
Now let's talk specifically about Vivo's rewards and loyalty program. Vivo Valoriza offers discounts and freebies from various partners (currently over 200) in four main areas:
- Food (free discounts and discounts in restaurants, food stores and gastronomic events);
- travel (discounts and discounts on hotels, hotels, airline tickets and car rentals);
- culture (tickets for the Brazilian selection of films, theater, shows and games);
- happiness (Benefits of mind and body therapy, hydrotherapy, self-knowledge and meditation).
The card was created by Itaucard and Vivo of Banco Itaú. This is a co-branded card designed to retain Vivo customers. Itaú is one of the five largest banks in Brazil, founded in 1945. Vivo is the main subsidiary of Telefônica Brasil, Brazil's largest telecommunications company.
There are currently several credit cards on the market with no annual fees, as well as other options that offer incremental discounts on your bill. However, the Vivo Itaucard Cashback Visa Platinum card makes this option applicable only to the carrier's rates.
If the customer wants to waive the annual credit card fee, they must spend at least R$350.00 on the Vivo product invoice.
This situation may not be a problem for Vivo customers, who pay monthly fees for landlines and pay-TV packages. However, for non-Vivo customers who don't have a monthly fee, this requirement can be a disadvantage.
However, another point missing from the service is the return period provided by Itaú to evaluate the requested proposal, which can take up to 45 days.
While some users report receiving a response in a shorter amount of time, there is no guarantee that this will happen for all reviews.
Therefore, those interested in the Vivo Itaucard Cashback Visa Platinum card but eager to start using the service may see this as a disadvantage. If you'd like, review our content, which includes cards with faster approvals.
Vivo Itaucard Credit Card Limit: Find out more
The card's initial limit is also an important factor in consumer analysis because it helps determine whether the service can truly meet their needs. Initially, the Vivo Itaucard Cashback Visa Platinum did not disclose its initial limit.
This is because the agency analyzes the proposal individually, so the margin for each client is different. However, to better understand the product, you can seek recommendations from other users and people who have registered.
How to apply for the Vivo Itaucard credit card?
The request is very simple and easy, you don't need to go to the branch, just fill out a form online with all your details on the financial institution's official website by clicking here.
