The Iti Card: Visa Platinum with no annual fee is part of the Itaú credit card group; which brings with it numerous features in a single card, not to mention its difference from other branches of the same: it has no annual fee!
It offers the same benefits as Itaú cards, such as cultural support, cashback, and numerous discounts at partner stores. See below what it is, how it works, and the benefits, and apply for your Iti: Visa Platinum Card with no annual fee!
What is it?
It's a credit card linked to Itaú bank, which allows you to make numerous payments with the right to cashback, discounts of up to 50% and numerous benefits on cultural events and cinema; without paying any extra fees, even being exempt from the annual fee;
Discounts at partner stores can reach 50% and can be used to refuel at Netshoes, Magazine Luiza and several other stores.
How to apply?
Applying for your Iti: Visa Platinum Card with no annual fee is simple! You only need the following documents/information:
- Full name
- CPF number
- Cell phone number
- Email address
This initial data is necessary to pre-register; after approval, it is necessary to send some additional data, such as a photo of your ID and a selfie;
Go to the Itaú Cartões website by clicking this link! Once logged in, scroll down to the "Get your card now" tab and fill in the blank fields.
Click next and wait for the next steps; once that's done, just wait for your proposal to be accepted by the bank and voilà, you can start using your Iti Card!
Can anyone do it?
Itaú analyzes your credit score and credit bureau blacklists; if your credit score is on the negative list, your chances of approval for the Iti Visa Platinum Card with no annual fee will be reduced to almost zero! However, if you have a medium to high credit score, your chances of approval will increase slightly.
If your credit score is bad and you have no credit, the best thing to do is contact Serasa/SPC and negotiate your debts; during promotions, you can pay them off for up to half the price.
Instead, focus on improving your credit score and don't be at the mercy of reviews that will always fail you. Check out some tips on how to improve your credit score and apply for your Iti: Visa Platinum Card with no annual fee!
How to increase your score?
To increase your credit score, you need to make financial transactions using your CPF (Brazilian Individual Taxpayer Registry) and then, get your name noticed in the market and consequently, gain points within the maximum score; the credit score is measured from 0 points to 1000 points; being between 650/1000 to have a medium/high score;
However, the main factor is still having a clean credit record, with credit in the market; facilitating not only the acquisition of credit cards, but also the application for loans and financing;
- Bad credit? Check out the best credit card without a credit check
- Best credit cards for those with bad credit: find out more here
Benefits
The first point to be highlighted is the Platinum Visa emergency program, in which the customer can request an extra limit during emergency or unforeseen situations; in which they can have their limit increased instantly;
Another relevant point is the iPhone Forever program, which works as a kind of consortium; however, the options are much better than the conventional ones! It features contactless technology, allowing payments to be made in seconds!
The Iti card is ideal for people looking for a good credit card without paying a lot! Apply now by clicking above—don't waste any more time!
