Iti Card: Visa Platinum with no annual fee: how it works and benefits

The Iti: Visa Platinum card with no annual fee is part of the Itaú credit card group; it offers numerous features in a single card, not to mention its key differentiator from other similar cards: it has no annual fee!

It offers the same benefits as Itaú cards, such as cultural support, cashback, and numerous discounts at partner stores; see below what it is, how it works, and the benefits, and apply for your Iti Card now: Visa Platinum with no annual fee!

Iti Card: Visa Platinum with no annual fee
Iti Card: Visa Platinum with no annual fee

What is it?

It's a credit card linked to Itaú bank, which allows you to make numerous purchases with cashback, discounts of up to 50%, and numerous benefits at cultural events and cinemas; without paying any extra fees, and is even exempt from the annual fee;

Discounts at partner stores can reach up to 50%, and can be used for restocking, at Netshoes, Magazine Luiza, and various other stores

How do I apply?

To apply for your Iti Visa Platinum card with no annual fee, it's very simple! You only need to have the following documents/information on hand:

  • Full name
  • CPF number
  • Mobile phone number
  • Email address

This initial information is necessary to complete the pre-registration; after approval, it is necessary to send some additional information, such as a photo of your ID and a selfie;

Go to the Itaú Cartões website by clicking this link! Once there, scroll down to the "Get your card now" tab and fill in the respective blank fields;

Click next and wait for the next steps; once that's done, just wait for your application to be accepted by the bank and voilà, you can start using your Iti Card!

Can anyone do it?

Itaú analyzes your bank score and credit blacklist; if your name is on a negative list, the chances of approval for the Iti: Visa Platinum card with no annual fee will be reduced, becoming almost zero! However, if you have a medium/high bank score, they increase slightly;

If your name is on a blacklist and you have no credit, the best thing to do is contact Serasa/SPC and negotiate your debts; during promotional periods, you can settle them for up to half the amount

On the other hand, focus on increasing your credit score and don't be at the mercy of analyses that will always fail you; check out some tips on how to increase your credit score and order your Iti Card now: Visa Platinum with no annual fee!

How to increase your score?

To increase your credit score, you need to carry out financial transactions using your CPF (Brazilian tax identification number), thus improving your credit standing and consequently earning a score within the maximum possible range; the credit score is measured from 0 points to 1000 points; it is necessary to have a score between 650 and 1000 to have a medium/high score;

However, the main factor is still having a clean name, with credit in the market; facilitating not only the acquisition of credit cards, but also the application for loans and financing;

Benefits

The first point to highlight is the Visa Platinum emergency program, in which the customer can request an extra credit limit during emergencies or unforeseen circumstances; their limit can be increased instantly;

Another relevant point is the "iPhone Forever" program, which works like a kind of installment plan; however, the options are much better than conventional ones! It includes contactless technology, allowing payments to be made in seconds!

The Iti card is ideal for people looking for a good credit card without paying too much for it! Take advantage and apply for yours now by clicking above, don't waste any more time!!

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