Don't have a Mercado Pago Card yet? It offers the best benefits for buying everything you need in Marketplaces, plus many other advantages! Come see everything it has to offer and how to apply for your card today!
MercadoPago recently received official authorization from the Central Bank to issue its own credit card!
You've probably heard of Mercado Pago. It's a payment institution owned by Mercado Livre, which is now one of the largest marketplaces in the world! The Mercado Pago credit card is a financial inclusion strategy that brings much greater accessibility and benefits to the Brazilian population.
If you have a Mercado Pago or Mercado Livre account, you'll have even more benefits when it comes to receiving sales payments or accumulating your balance. The Black debit card is a major new addition to the country, featuring a unique design and contactless technology!
Mercado Pago Card Types
Mercado Pago offers two types of cards: The first is the Virtual Card and the second is the Debit Card (which can also be used in credit mode).
In other words, both function like a prepaid card and have the same features. To use one, you need to accumulate funds in your account. This makes it a great option for network users who already use the platform for payments and receipts.
What are the advantages of the Mercado Pago Credit Card?
See the main advantages of the Mercado Pago card:
- Minimal registration: fast approval, zero annual fees, and no additional fees. Plus, there's no minimum income requirement.
- The Mercado Pago card now even allows withdrawals, payments and international transactions.
- The Card has no collection fees, and there are no card issuance costs.
- Free card for immediate use after registration. Purchases can be made using the QR Code.
- Free TEDs to any bank: limit of up to 25 TEDs per month and the amount can be credited automatically.
- Online credit for installment payments: use Mercado Crédito, a feature that lets you make installment purchases on Mercado Livre without needing a credit card!
- Apply for your personal loan and receive it much more easily: you apply and receive the amount immediately in your account.
- Better returns: Yields 100% of the CDI, and updates the balance every day!
What are the card limits?
To ensure greater security for its customers, Mercado Pago has usage limits that vary according to customer preferences. See the limits below:
Virtual and debit card
- Withdrawals and payments of up to R$3,000 per day;
- International payments and withdrawals of up to R$670 per transaction;
- International withdrawals and payments of up to R$2,500 per day;
- Withdrawals from ATMs (24Horas Network) of up to R$1,000 per day;
- Withdrawals at lottery outlets of up to R$1,000 per day;
- Recharge at lottery outlets of up to R$1,500 per transaction.
Credit Market
- The limit will be determined based on how you use your account. The more you move money, the higher your credit limit will be.
How to request your Mercado Pago card?
You can easily apply for your Mercado Pago Credit Card through this tutorial. Simply access the official website using the button below, or through the Mercado Pago app.

Remember to fill in your details correctly and create a strong password to ensure your protection! It's all very simple, click the button below and apply for your credit card today!
By clicking the button you will leave the site
