Discover the benefits and advantages of the Santander Play Card today.
Santander is one of the largest banks in Brazil and offers private credit options; it is a Mastercard.
No annual fee and the possibility of increasing your credit limit, only with the Santander card.
With dozens of options on the market, it's even difficult to know which one is the best, so today we'll talk in depth about the benefits and advantages plan of the Santander Pay Credit Card.
Learn more about this amazing card below and find out why you should choose it for your purchases.
Santander Pay Card: Discover the advantages
Users of this card have access to exclusive services. Below, you will find the benefits:
Santander Pass: a card in the form of a bracelet, watch tag, and sticker.
You can still securely control all your expenses through the Way App.
Discounts: Santander is a partner of Esfera, which includes companies like Carrefour and Casas Bahia; customers of this institution can get up to 50% discounts at these locations.
Mastercard Surpreenda: This points program guarantees discounts at cinemas, restaurants and bars.
Extended payment period: users of this card have up to 40 days to pay their bills.
Cash withdrawals. Payment should only be made after receiving the invoice.
Installment purchase: Santander bank also offers a longer installment purchase option where you can spread your payment over up to 24 installments.
The Santander Pay card limit is free
Your credit card limit will be determined according to your financial profile.
As mentioned, through the Way App, the customer can access their online account and update the allowed spending limit, making them aware of the amount they can and cannot spend.
Increase in the scheduled limit
To do this, all you have to do is spend half of your credit limit for 3 consecutive months, pay the full amount, and not be late with any payments.
The other condition is that your CPF (Brazilian taxpayer ID) must be in good standing and have no negative entries with credit protection agencies. Finally, the customer must not have any installment purchases on their bill or total credit card balance, nor be renegotiating/financing debts with Banco Santander.
Credit limit: from R$250 to R$2,000, no proof of income is required.
Sphere Discounts
Santander Play users can participate in the Esfera program, Santander's network of partnerships offering discounts, promotions, and special conditions.
Santander Pay Card
How do I get approved for a Santander Pay credit limit?
As mentioned, you can request a credit limit increase through the Santander app. There are a few steps you need to take for it to be approved.
Attendance
The bank values diligent customers. The more you use your card, the easier it is to increase your credit limit.
Santander Pay card compliance
Avoid late payments. The bank will release more credit if you can prove that you can afford to meet deadlines.
Current income
It's important to send bank statements of your current income from time to time so that nothing surprises you in the future.
Keep your name clean
Before requesting a credit increase with Santander, check if you have any outstanding debts with SPC or Serasa. The cleaner your credit record, the better your chances of achieving the desired result.
How does the annual fee for the Santander Pay card work?
The great thing about the Santander Pay Card is that for purchases up to 100 reais monthly, you don't pay an annual fee.
Otherwise, your card R$ 24.50 monthly; in other words, if you use the minimum amount, your annual fee is waived.
How do I apply for a Santander Pay credit card?
According to Santander's website, new customers must have at least R$ 998.00 in non-monetary accounts or R$ 500.00 in a checking account.
You can become a new account holder virtually through the company's website, where you can also apply for the card.
Please provide all your personal information so that the credit analysis can be carried out successfully.
How do I apply for a Santander Pay card?
Score to be approved for the Santander Pay card
The bank performs a credit analysis based on your profile.
To get a credit card, you don't necessarily need to be a checking account holder.
Minimum income to apply
The minimum income for those who are not account holders is one minimum wage, but those who are account holders only need to prove an income of R$500.00 per month to apply for a free loan.
Coverage
The card is international and accepted worldwide, including at ATMs for withdrawals in local currencies.
Application
To unlock and manage your Santander Pay card, you must download the Santander Way App. If you are the account holder, you can also use it to pay bills with your Santander account balance.
The Santander Way app is available on Google Play and the App Store with ratings of 4.3 and 4.8 stars, respectively.
The Santander Pay card is considered one of the best credit lines.
Take advantage of this opportunity and visit the official Santander website today to get your credit card that will revolutionize your life and provide you with a range of advantages and benefits. Don't waste any more time, get your Santander Pay card.