Discover the benefits and advantages of the Santander Play Card today.
Santander is one of the largest banks in Brazil and offers private credit options, the same as Mastercard.
Free annual fee and the possibility of increasing your limit only with the Santander card.
With dozens of options on the market, it's hard to know which one is best, so today we'll discuss in depth the advantages and benefits of the Santander Pay Credit Card.
Learn more about this incredible card below and find out why you should choose it for your purchases.
Santander Pay Card: discover the benefits
Users of this card have access to exclusive services. Below, you'll learn about the benefits:
Santander Pass: a card in the form of a bracelet, watch tag and sticker.
You can still control all your expenses securely through the Way App.
Discounts: Santander is a partner of Esfera, which includes companies such as Carrefour and Casas Bahia. Santander's customers can get up to 50% discounts at these locations.
Mastercard Surpreenda: This points program guarantees discounts at cinemas, restaurants and bars thanks to.
Extended payment period: users of this card have up to 40 days to pay their bills.
Cash withdrawals. Payment should only be made after receiving the invoice.
Installment purchase: Santander also offers a larger installment purchase option where you can spread your account over up to 24 installments.
The Santander Pay card limit is free
Your card limit will be released according to your economic profile.
As mentioned, through the Way App, customers can access their online account and update their permitted limit, making them aware of the amount they can and cannot spend.
Scheduled limit increase
To do this, all you have to do is spend half of your limit for 3 months in a row, pay the full amount and not be late with any payments.
The other condition is that your CPF must be in good standing and have no outstanding credit ratings with credit protection agencies. Finally, the customer must not have any installment purchases on their bill or credit card balance, or renegotiate/finance debts with Banco Santander.
Credit limit: from R$250 to R$2,000, no proof of income is required.
Sphere Discounts
Santander Play users can participate in the Esfera program, Santander's network of partners offering discounts, promotions, and special conditions.
Santander Pay Card
How do I get approved for a Santander Pay limit?
As mentioned, you can request a limit increase through the Santander app. There are a few steps you need to take to get it approved.
Attendance
The bank values diligent customers. The more you use your card, the easier it is to increase your limit.
Santander Pay Card Compliance
Avoid late payments. The bank will release more credit if you prove you can afford to meet deadlines.
Current income
It's important to send bank proof of your current income from time to time so that nothing surprises you in the future.
Keep your name clean
Before requesting a credit increase with Santander, check that you have no outstanding debts with the SPC or Serasa credit bureaus. The clearer your credit history, the better your chances of achieving the desired result.
How does the Santander Pay card annual fee work?
The cool thing about the Santander Pay Card is that for purchases of up to 100 reais per month, you don't pay an annual fee.
Otherwise, your card R$24.50 monthly, meaning that if you use the minimum amount, your annual fee is free.
How to apply for the Santander Pay credit card?
According to Santander's website, new customers must have at least R$998.00 in non-cash accounts or R$500.00 in a current account.
You can become a new account holder virtually through the company's website, where you can also apply for the card.
Please provide all your personal information so that the credit analysis can be carried out successfully.
How do I apply for a Santander Pay card?
Score to be approved for the Santander Pay card
The bank performs a credit analysis according to your profile.
To have a credit card, you don't necessarily need to be a current account holder.
Minimum income to be applied
The minimum income for non-account holders is minimum wage, but account holders only need to prove an income of R$500.00 per month to apply for a free loan.
Coverage
The card is international and is accepted worldwide, including at ATMs for withdrawals in local currencies.
Application
To unlock and manage your Santander Pay card, download the Santander App Way. If you're the account holder, you can still use it to pay bills with your Santander account balance.
The Santander Way app is available on Google Play and the App Store with a rating of 4.3 and 4.8 stars, respectively.
Santander Pay Card is considered one of the best lines of credit.
Visit Santander's official website today and get your credit card that will revolutionize your life and provide you with a series of advantages and benefits. Don't waste any more time, get the Santander Pay card.
