Credit scores are a source of dread for many Brazilians who aspire to a credit card; and so the question arises: how can I get a credit card approved with a low credit score ? While it seems like a simple question, the answer to which is impossible, in this article we'll show you credit card options that are approved with low credit scores.
Please note that although the score is one of the main pillars during credit analysis, it is not the only one; therefore, there are other factors that influence credit approval just as much as, or even more than, the score;
- Iti Card: Visa Platinum with no annual fee: how it works and benefits
- Atacadão: how to apply for an Atacadão credit card?
- BS2 Credit Card Open Your Digital Account Now
Credit score: what is it?
The credit or banking score is a score used by financial institutions based on SERASA data to analyze the possibilities of default by the customer; ranging from 0 to 1000 points, it indicates the chances of the customer paying or not their debts within the period of 12 months;
There are several factors that influence your credit score; generally, people with a bad credit history or with little activity on their CPF have a lower credit score;
Is it possible to increase?
Absolutely! There are several techniques used by experts to improve your credit score in a matter of months. It takes at least three months for a partial assessment; however, data analysis and updates occur daily.
The steps to increase your credit score and increase your chances of getting a credit card approved are very simple; just pay off your debts as soon as possible and use your CPF (Individual Taxpayer Registry) to access the cardholder's CPF (Individual Taxpayer Registry).
Move through financial transactions and include them in purchases made; when making purchases at establishments that issue invoices, ask them to include your CPF on the invoice;
This way, it will be counted as a financial transaction and you will earn points for it;
Important : although the above maneuvers are carried out, there is no proof that actually proves the veracity of the information; but countless people have carried it out and achieved a sudden increase through these small actions;
How to approve a credit card with a low score: is it possible?
Yes, it's possible! Some banks don't just look at credit scores, but also at the customer's region and monthly income. In this article, we'll present the best bank for those with low scores who need credit approval.
Credit score is just one of the factors during a credit analysis; that is, often those with a high score do not have a good income; and this causes them to be denied credit; Get to know Banco Inter and find out how to approve a credit card with a low score
Inter Bank
Banco Inter is one of the most famous digital banks in Brazil, due to its ease of use and numerous benefits, including exemption from market fees. It offers automatically approved debit and credit functions that can be requested immediately after opening an account.
Due to external factors, it is possible to apply for a Banco Inter credit card even with a low credit score; because other factors are taken into account, such as monthly income;
Click the banner below and request your card now! It's important to attach your proof of income or monthly pay stubs to your application. The bank will respond within 3 business days, and you can apply for credit, even with a low credit score.
