With an incredible 1.8% cashback, the Méliuz credit card is a big draw for those who enjoy shopping online and receiving part of their money back through cashback. The startup's website offers a simulation option to see the approximate amount you'll earn in cashback over a one-year period.
About Méliuz
Created in 2011, Méliuz is a Brazilian startup with a credit card with no annual fee , a platform and an extension for browsers like Chrome.
What are the advantages and disadvantages of the Méliuz card?
Advantages
- No annual fee;
- Cashback that can reach up to 1.8% of the value of your purchase;
- Purchases both in Brazil and abroad, with your international card brand;
- Credit limit control, where you decide whether you want to stick to your maximum spending limit;
- Track your expenses in real time through your mobile app for Android and iOS smartphones;
- Mastercard Surpreenda benefits program (buy 1, get 1 free), in which you earn 1 point for every purchase you make, regardless of the amount.
Disadvantages
- It does not have its own specific program to accumulate miles;
- It is not possible to request additional cards for use by dependents;
- Only those with at least a minimum income of 1 minimum wage can hire.
- Cashback does not apply to bill payments, only to card purchases in physical and online stores.
How do I apply for a Méliuz credit card?
You can apply for the Méliuz credit card through its official website, where you'll need to provide some personal information, such as your full name, CPF, and email address. After that, Banco PAN will perform a credit analysis and decide whether to approve or reject your application.
