In this article, we'll cover how to apply for a Mooba credit card and learn about its incredible benefits! It's part of a partnership between Mooba stores and Banco Pan, offering several benefits, including cashback on purchases made at the franchises.
One of the most attractive points of the Mooba card is its cashback percentage, which varies from 1% to 25% on all purchases made at partner stores;
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What is it?
The Mooba credit card is the result of a partnership between Mooba stores and Banco Pan; carrying the Visa card, it is possible to make national and international purchases;
After a quick analysis, a credit limit will be established for the customer, requiring a medium/high bank score and a minimum income of R$1,100/month;
How does it work?
The Mooba credit card's unique feature is its fixed cashback on purchases made, receiving 1% back after any purchase made at partner stores: whether online or physical;
Because cashback is fixed, points don't accumulate. However, after using the card for a certain period, you can earn up to 1/4 of the product's value in cashback. Immediately after completing the purchase, the amount is debited from your personal Mooba account. The minimum withdrawal limit is R$30.
It does not have an air miles system or points accumulation.
Can anyone apply?
No! You must have a minimum income of R$1,100 to have your credit limit analyzed by Banco Pan; and a medium to high credit score. Therefore, only people who meet this monthly income level can apply for Mooba credit.
How to apply?
To register and obtain the Mooba card, you must visit the card's official website and begin your registration process. Click this link to be redirected to the registration homepage;
It's worth noting that the bank responsible for credit analysis of the Mooba card is PAN. During registration, the following documents will be required:
- Full name
- CPF
- Proof of income
- Proof of address
- Email address
- Phone number
Once done, fill in the blank fields with the information above and submit your credit application. The bank will return your proposal within 3 business days, either approved or rejected. If your analysis is rejected, we recommend using the tips below to improve your credit score.
How to increase your score?
To increase your credit score, you must carry out financial transactions using your CPF and pay your debts on time to increase your score; which ranges from 0 to 1000 points; which represents the chances of debts not being paid off within 12 months;
Furthermore, many people use the technique of including their CPF number on purchase receipts, whether in supermarkets or retail stores, in order to increase the cardholder's CPF number; on average, the score is evaluated within 30 days.
Although the above tips are widely used by experts, there is nothing proven;
Benefits
Many people often ask how to apply for a Mooba credit card because of its numerous benefits, and we'll highlight its fixed, lifetime cashback. Credit varies depending on the customer's income and credit score; however, a minimum income of R$1,100 is required for approval.
According to Reclame Aqui, the Mooba card is rated as good! Due to its transactions, financial transaction history, and cashback with no minimum amount;
