In this article we will see how to apply for a Mooba credit card and learn about its incredible advantages! It is part of a partnership between Mooba stores and Banco Pan; including several benefits, among them, cashback available on purchases made at the franchises.
One of the most attractive aspects of the Mooba card is its cashback percentage, which ranges from 1% to 25% on all purchases made at partner stores;
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What is it?
The Mooba credit card is the result of a partnership between Mooba stores and Banco Pan; bearing the Visa logo, it allows for national and international purchases
After a quick analysis, a credit limit will be established for the client, requiring a medium/high credit score and a minimum income of R$ 1,100/month;
How does it work?
The distinguishing feature of the Mooba credit card is its fixed cashback on purchases, receiving 1% back after any purchase made at partner stores, whether online or in-store
Because the cashback is fixed, there is no accumulation of points; however, after using the card for a certain period, it is possible to obtain up to 1/4 of the product value in cashback. Immediately after the purchase is completed, the amount is debited from your personal Mooba account; the minimum withdrawal limit is R$ 30.
It does not have a frequent flyer program or points accumulation system
Can anyone apply?
No! You need a minimum income of R$ 1,100 to have your credit limit analyzed by Banco Pan; and a medium/high credit score. Therefore, only people who fall within this monthly income bracket will be able to apply for Mooba credit
How do I apply?
To register and obtain the Mooba card, you need to access the official card page and begin your registration. Click this link to be redirected to the registration homepage;
It's important to note that the bank responsible for credit analysis for the Mooba card is PAN. The following documents will be required during registration:
- Full name
- CPF
- Proof of income
- Proof of address
- Email address
- Phone number
Once you've done that, fill in the blank fields with the information above and submit your loan application; the bank will return your proposal with approval or rejection within 3 business days; if your application is rejected, it is recommended that you use the tips below to increase your credit score;
How to increase your score?
To increase your credit score, you need to conduct financial transactions using your CPF (Brazilian tax identification number) and pay your debts on time in order to raise your score, which ranges from 0 to 1000 points; representing the likelihood of debts being paid off within 12 months
Furthermore, many people use the technique of including their CPF (Brazilian taxpayer ID) on purchase receipts, whether from supermarkets or retail stores, in order to increase the activity associated with the cardholder's CPF; on average, the credit score evaluation takes place within 30 days.
Although the above tips are widely used by experts, there is no proven evidence to support them;
Benefits
Many people often ask how to apply for a Mooba credit card because of its numerous benefits, and we will highlight its fixed and lifetime cashback; Credit varies according to the client's income and credit score; however, a minimum income of R$ 1,100 is required for approval.
According to the Reclame Aqui website, the Mooba card is rated as good! Due to its transactions, financial transaction history, and cashback with no minimum value;
