In light of this serious financial crisis caused by the coronavirus, we hope that the Brazilian economy recovers as quickly as possible, and that people can live with greater financial peace of mind. A good credit card is essential for achieving dreams, especially one without paying any annual fees. With that in mind, we have selected the 5 best no-annual-fee credit cards for 2021.
What are the best credit cards for 2021?
A credit card is an excellent way to make purchases on credit and to pay for more expensive items in installments, such as smartphones, computers, televisions, or anything else you really want to buy. With a credit card, you can even have greater financial control over your spending, as each purchase is recorded.
Check out the 5 Best Credit Cards with No Annual Fee now!
1. Inter Bank
Get to know Inter Bank
Image: Inter Bank
First of all, an excellent option for those who want a credit card with no annual fee and that is completely digital is the Banco Inter credit card. I highly recommend this card for those with a low credit score, as I was approved for it with around 500 points on my Serasa Experian score, and with a good credit limit.
Furthermore, Banco Inter's credit card offers many advantages, such as its long-standing market stability (24 years), cashback on purchases, a fully digital card, and exclusive benefits with partners on the app.
2. Nubank
Image: Nubank Bank
Secondly, I bring you Nubank , the most famous digital card in Brazil, and a dream for many. Many thought it would be in first place, but it wasn't. Although it has more than 5 million very satisfied customers, Banco Inter brought important innovations last year, and therefore deserved first place.
But getting back to Nubank, the reasons for customer satisfaction are the absence of annual fees on an international credit card, total control over all card transactions, as well as real-time spending information directly through the app, and much more!
3. Next Bank
- Image: Next Bank
Thirdly, let's talk about Next, which changed a lot in 2019 and became one of the best no-annual-fee credit card options for 2020 and 2021. First of all, it's important to point out that it's completely free of fees. Furthermore, it's a card that offers you exclusive perks, such as discounts at various partner businesses and cashback.
Next also allows you to manage your finances through the app. And it's in the app that you do everything you need: Access and pay your bill, view your upcoming bills, request a credit limit increase, and receive support.
4. C6 Bank
Image: C6 Bank
Fourth on the list is a good option for those with a low credit score. C6 Bank approves easily and offers excellent credit services. With this card, you'll have complete control through the fintech's app, plus a credit card with no annual fee and contactless payment technology.
4. Digit
Image: Digio Bank
Fifthly, we have the card from Banco CBSS, managed by the holding company Elopar, whose shareholders are Bradesco and Banco do Brasil. It's one of Nubank's biggest competitors and an excellent option for those looking for a credit card with no annual fee. Digio is international, and all its operations are controlled through its app.
Digio is also known for offering good credit limits and allows you to increase your limit through the app. And if the app doesn't offer a limit increase, you can check out our tips on how to get a higher credit limit with Digio.
With these cards, you won't have to pay an annual fee, and you can use the money you save to buy things you want and need. Did you like it? Don't forget to share it with your friends!