Given this severe coronavirus financial crisis, we hope the Brazilian economy recovers as quickly as possible and that people can live with greater financial peace of mind. A good credit card is essential for realizing your dreams, especially without paying an annual fee. With that in mind, we've selected the 5 best no-annual-fee credit cards for 2021.
What are the best credit cards for 2021?
A credit card is an excellent way to make installment purchases and pay for more expensive items, such as smartphones, computers, televisions, or anything else you really want. With a credit card, you can even have greater financial control over your spending, as each purchase is stored.
Check out the 5 Best Credit Cards with No Annual Fees
1. Banco Inter
Meet the Inter Bank
Image: Banco Inter
First, an excellent option for those looking for a fully digital, no-annual-fee credit card is the Banco Inter credit card. I highly recommend this card for those with a low credit score, as I was approved for it with around 500 points on my Serasa Experian score, and with a good credit limit.
In addition, the Banco Inter credit card offers many advantages, such as its long-standing market stability (24 years), cashback on purchases, a fully digital card, and exclusive benefits with partners on the app.
2. Nubank
Image: Nubank Bank
Second, I bring you the purple Nubank , Brazil's most famous digital card, and a dream for many. Many thought it would be in first place, but it wasn't. Although it has over 5 million satisfied customers, Banco Inter introduced important innovations last year, and for that reason, it deserved the top spot.
But back to Nubank. The reasons for its customer satisfaction are the absence of an annual fee on an international credit card, complete control over all card transactions, as well as real-time spending directly through the app, and much more!
3. Next Bank
- Image: Next Bank
Third, we'll talk about Next, which underwent significant changes in 2019 and has become one of the best no-annual-fee credit card options for 2020 and 2021. First and foremost, it's important to note that it's completely fee-free. It also offers exclusive perks, such as discounts from various partners and cashback.
Next also allows you to manage your finances through the app. And it's in the app that you can do everything you need: access and pay your bill, view your upcoming invoices, request a limit increase, and receive support.
4. C6 Bank
Image: C6 Bank
In fourth place is a good option for those with a low credit score. C6 Bank offers easy approvals and excellent credit services. With this card, you'll have complete control through the fintech's app, as well as a credit card with no annual fee and contactless payment technology.
4. Digio
Image: Digio Bank
Fifth, we have the card from Banco CBSS, managed by the holding company Elopar, whose shareholders are Bradesco and Banco do Brasil. It is one of Nubank's biggest competitors and an excellent option for those looking for a credit card with no annual fee. Digio is international, and all its transactions are controlled through the app.
Dígio is also known for offering good credit limits and allows you to increase your limit through the app. And if the app doesn't offer a limit increase, you can check out our tips on how to increase your credit limit with Digio.
With these cards, you won't have to pay an annual fee, and you can use the money you save to buy the things you want and need. Did you like it? Don't forget to share it with your friends!
