If you need a credit card right now and want instant approval, here's a list of 5 credit card options with immediate approval.
Just a reminder that "Instantly" means quickly, but even so, these cards may take a few minutes, or even days, to get a response. However, they are still very worthwhile, because if you're in a hurry, it's better to wait a little than to end up wasting more time with slower cards.
Credit cards with instant approval
My Page!
If you love a no-annual-fee, digital credit card and are in a hurry for approval, Meu Pag! can offer you that and much more. On top of that, this card usually has a generous credit limit and approves even those with the lowest credit score.
Trigg
The Trigg credit card is usually very quick in its credit analysis, making it an excellent option for those in a hurry. If that's your case, I recommend it because, in addition to being fast, Trigg is also usually generous with the initial credit limit, is completely digital, has beautiful card options featuring DC Comics heroes, and offers cashback.
There is a small annual fee of R$ 9.90 per month, but depending on your spending, you can use cashback to offset the fee. This way, it becomes free, or you can even make money with it, as the cashback is up to 1.3% of the amount spent on your monthly bill.
Nubank
Although it can sometimes be a slightly longer process, the Nubank credit card usually doesn't take more than a few hours or a few days to give you an answer as to whether or not you have been approved.
And this is one of the best credit card options on the market. Free of annual fees and with very "friendly" rates, Nubank is a favorite among digital credit cards, loved by thousands of very satisfied customers.
C6 Bank
Like its competitor Nubank, C6 Bank may take a few days to approve or deny your application, but it's certainly much less time than other types of credit cards. And it's also free of annual fees.
Furthermore, C6 Bank is a completely digital fintech company that has been growing significantly in recent times due to the excellent service it provides.
BMG Card Mastercard
If you are a public servant, pensioner, or retiree receiving benefits from INSS (Brazilian National Social Security Institute), BMG is one of the best options you have. Firstly, it doesn't check SPC and Serasa (Brazilian credit bureaus), meaning that even if you have a negative credit history or a low credit score, you may still be approved.
But beyond that, it has no annual fee, it's digital, and it approves quickly.
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