Nubank Ultraviolet customers have access to all the benefits of a Mastercard Black Card, such as access to VIP airport lounges and special travel insurance.
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Nubank Ultraviolet was created to reinvent the premium credit card category, focusing on what truly matters in people's daily lives.
In addition to some unique advantages, such as instant cashback that goes up to 200% of the CDI rate, which never expires and can be used however you want (investing, saving for a trip, using for dinner, or all of these options), it has the Mastercard Black brand, offering all the benefits of this category, including VIP airport lounges and special travel insurance.
Discover everything about Nubank Ultraviolet here.
Nubank Ultraviolet is a black card according to the Mastercard classification. See below for more information about this card type.
So, what exactly is Nubank Black?
Black and its branding are a Mastercard category for credit cards, just like platinum and gold. Black cards have become synonymous with benefits such as airport VIP lounges, restaurant options, and baggage protection, among others.
Black cards typically have an annual fee, as they offer more benefits and perks than other categories, but issuing institutions (e.g., banks) may set exemption regulations, usually linked to a minimum billing amount or a specific investment value.
Discover the advantages of having a Nubank Black card:
Different people have different needs. The Nubank Ultraviolet card was designed with benefits that appeal to those who have a higher balance on their card or who have invested a certain amount. Understand the advantages:
Exclusive metal design: Your achievements have weight, just like your card. You'll feel the difference when you touch it. Without numbers, the card only shows what really matters: your name. You can easily find your details (card numbers, verification code) in the app.
Instant cashback that pays off over time: you choose how you'll use it. You can invest, save for a trip, use it for dinner, or all of the above. The money is yours, and the choice of where to spend it is yours too. Meanwhile, your cashback grows to 200% of the CDI (Brazilian Interbank Deposit Certificate).
Free control over the use of your benefits: Ultraviolet customers can invest in exclusive funds, redeem their money with just a few clicks, or exchange it for Smiles miles free of charge. Transfer limit.
Access to everything a Mastercard Black has to offer: benefits include VIP lounge access, WiFi access at all airports, special travel insurance, purchase protection, baggage insurance, and double guarantee on products purchased with the card.
Is Nubank Black worth it? How do I apply?
The bank announced that the new card will be issued starting this week and can be requested through the app.
Just like with Nubank's no-annual-fee account, you don't need to provide proof of a minimum income, but your registration will be subject to a creditworthiness analysis that takes into account internal and external factors, such as your creditworthiness.
This is a new category of premium credit cards that, in addition to other benefits , are eligible for benefits already familiar to Mastercard Black customers, such as health insurance and travel assistance.
According to information published by the MacMagazine website, the card offers 1% cashback on all purchases, and the user can choose whether to repay the credit with 200% of the CDI rate or redeem it to their NuConta or Easynvest account.
Customers can still transfer money to an account with the same CPF (Brazilian tax ID) at Smiles, where one mile would be worth R$0.03.
The name Ultraviolet is also associated with the aesthetics of the card, which would be made of metal and would indicate a secret message that could be seen under ultraviolet light.
Nubank offers its customers streamlined products; after all, proof of income is not required to open a bank account, and everything can be done via mobile phone, which is also convenient for the customer.
The bank offers accounts for individuals and businesses, and both are very intuitive to use. The business account has fewer services.
Generally, there are no administration fees or financial transaction fees for the account.
Nubank is a company that is always innovating, and that's why we are growing and standing out in this market.