A new opportunity for those with bad credit has just emerged. Caixa Bank has partnered with Elo to offer a credit card specifically designed for those with bad credit.

According to the website, this card offers the lowest interest rates on the market, which is very attractive for easing your finances.

A major highlight of this Caixa card is that it can be obtained without having to go through Serasa or SPC checks. This is thanks to its low default rate compared to other cards. The lower interest rate system makes it much easier for customers to keep their accounts current without harming themselves.

In other words, even if you have a negative credit history, you won't have to worry. Now you can apply for your card and enjoy countless benefits without any hassle of getting approved.

Who can apply for this credit card?

Enjoying this article? Learn how to apply for your credit card below! Keep reading our tips and discover many more benefits of this card.

This card belongs to an exclusive category dedicated to payroll loans. This means that cardholders can have their installments deducted directly from their paycheck. This is a great option for those who don't want to risk forgetting to pay and accumulating headaches due to default. 

Initially, this type of credit was created for INSS pensioners and public servants under the age of seventy-five, as well as retirees, due to the benefits and exclusivity it offers.

If you happen to have a bad credit history and want to apply for this card, you'll need to go to a branch and bring your proof of residence, along with your benefit statement, ID, and CPF. It's simple and practical.

What are the main advantages of having a credit card for those with bad credit?

There are numerous advantages for those with bad credit who use this card. See what they are right now:

• You don't need to consult Spc or even Serasa : Being negative is no longer such a big problem, you can easily request access to this Caixa card.
• No Annual Fee : One of the great advantages of this card is that it eliminates unnecessary expenses! You'll be free of annual fees! However, it's worth remembering that you'll be charged a small fee of just R$15.00 when you issue your card. This fee is a one-time payment and can be split into three installments.
• Elo Mania Club : Users of this Caixa credit card for those with bad credit can enjoy access to the benefits of Elo Mania Club. It offers various discounts and promotions on products and services.
• Low interest rate : Another great feature is its very favorable interest rate. It has an interest rate of just 2.85% per month during revolving credit. This rate is one of the best on the market.
• Home Check-up : Caixa guarantees you special assistance with experts for home maintenance. The service includes water tank cleaning, shelving installation, and even electrical inspections.

How do I pay my Caixa Credit Card bill?

Paying your Caixa credit card bill for those with bad credit is simple. You can pay automatically through your benefit, but if the discount doesn't apply, you can pay through the Caixa app, online banking, or at lottery outlets and self-service terminals. There are multiple options!

As for your Caixa credit card statement for those with bad credit, rest assured! It will always be sent to your registered email address, which ensures much greater security.

Get your Caixa credit card for those with bad credit now.