Unlike traditional supermarket chain cards, the Pão de Açúcar group innovated the market by launching its own line of cards and offering benefits to various other sectors. The Pão de Açúcar card operates through a partnership with Itaucard, and is officially distributed and managed by the banking institution, which is responsible for offering three different service options to the customer. Each of these options has its own benefits.
However, it's important to point out that the higher the category, the higher the annual fees and the minimum income required for approval.
Pão de Açúcar Black Card points system
Beyond all the traditional benefits of the Mastercard Black brand, its customers will have even more advantages for their purchases, with an excellent cashback system on purchases made at Pão de Açúcar stores. For every dollar spent, they will receive a reward of 5 points (US$1 = 5) on purchases at Pão de Açúcar, as well as Extra and Comprebem. For other purchases, the points will be (US$1 = 2 points). It is worth noting that this second point system will apply to all purchases.
Get special discounts at Pão de Açúcar stores
In addition to the numerous advantages mentioned, all Pão de Açúcar cardholders who use the card can enjoy exclusive discounts within the supermarket chain. See what they are:
- 20% discount on cheeses and wines;
- Free shipping on purchases made on the website;
- 20% discount on craft beers;
- 20% discount on special partner brands in the store.
The benefit is quite attractive for consumers who regularly shop at the chain. In addition, there's the chance to take advantage of unique promotions on selected products.
Pão de Açúcar International Card
- Annual fee: Free
- Points system: It does not have a dedicated points program
- Prerequisites: Minimum income of R$ 1,000
- The International card is the most affordable and has the most basic package among them, but despite this, it has the network's main benefits.
Pão de Açúcar Platinum Card
Unlike the international version, the Platinum card offers even more sophisticated benefits, in addition to all those already included in the previous option. Check out the card's benefits and requirements.
- Airline Miles: one point = one mile (TudoAzul or LatamPass)
- Annual fee: 12 installments of R$ 33.75 or R$ 405
- Prerequisites: Minimum income of R$ 2,500
Pão de Açúcar Black Card
In addition to all the benefits of the Mastercard Black and the benefits of previous versions, with the Black card, Pão de Açúcar customers will also have exclusive advantages. See the advantages and requirements below:
- Annual fee: 12 installments of R$ 54.17 or R$ 650
- One US dollar = 5 points on purchases at Pão de Açúcar, Extra, and Compre Bem
- $1 = 2 points on other purchases
- Cashback: 1,000 points = R$30 cashback at Pão de Açúcar
- Airline Miles: 1 point = 1 mile (TudoAzul, Smiles or LatamPass)
- Prerequisites: Minimum income of R$ 5,000
Pão de Açúcar Gold Card
Please note that the Pão de Açúcar Gold card no longer exists. Therefore, this card type is no longer being offered. It has been replaced by the upgraded Platinum version. In other words, for former Gold cardholders, obtaining the Black or Platinum category has become much more advantageous.
Pão de Açúcar Credit Card: Which one is the best value?
It's very common for people to wonder which type of credit card is the best value. However, the fact that there are different versions doesn't make one version absolutely better than another. Each one exists to suit different audiences. In other words, it's worth checking out the main features that differentiate each version. The Pão de Açúcar International Card is much more accessible and cheaper, while the Black Card is more expensive and less accessible, although it has many more benefits. Furthermore, there are differences in mileage accrual, requirements, and points.
How do I apply for the Pão de Açúcar Card?
Applying for your card is quick and easy! Just meet all the requirements mentioned and click the button below to apply for your Pão de Açúcar International Credit Card right now!
If you want the Latam Mastercard, click the following button:

